How this tool works. To qualify, your highest base-period quarter must be at least 3.5% of the statewide average annual wage — $2,212.48 by RemoteLaws’ computation from the 2025 average of $63,213.58 — another quarter must be at least half that, and base-period wages must total at least 1.25 times the highest quarter (Iowa Code 96.4(4)). The weekly benefit is your highest quarter divided by 23, 22, 21, 20 or 19 for zero to four or more dependents, dropping cents, up to 53% to 65% of the statewide average weekly wage (Iowa Code 96.3(4)). Total benefits are the lesser of 16 times the weekly amount or your wage credits, one-third of base-period wages (96.3(5)). In a part-time week, earnings above one-quarter of the weekly amount are deducted; no benefit is paid once earnings reach the weekly amount plus $15 (96.3(3); IWD handbook).

Limitations. The rates apply to claims effective July 5, 2026 or later; IWD resets them each July. The tool uses the regular base period only and does not model business-closure claims, which can reach 26 weeks. Separation issues and the four weekly reemployment activities are decided separately. This is a calculation, not a determination.

Sources: Iowa Code 96.3; Iowa Code 96.4; IWD, June 30, 2026; IWD claimant handbook. Rules last verified: October 22, 2026.

This tool provides estimates for informational purposes only and does not constitute legal, tax, or financial advice. RemoteLaws is not a law firm. © 2026 RemoteLaws.