Applies NJ's 60%-of-average-weekly-wage formula, capped at $905/week. Dependency benefits included. No waiting week. This is an estimate only — not an official NJDOL determination.
Your base-year earnings
Enter your total gross wages from the past 12 months (base year). NJ calculates your Weekly Benefit Rate at 60% of your average weekly wage.
$
Your total W-2 or covered wages for the base year (52 weeks)
Weeks you earned ≥ $310 — used to compute average weekly wage
$
Earnings ≤ 20% of your WBR are fully disregarded; above that, deducted dollar-for-dollar
Dependency benefits (optional)
If your WBR is below the $905 maximum, NJ adds 7% for your first dependent and 4% each for up to two more. Spouse/civil union partner must be unemployed; children must be qualifying dependents.
Likely disqualified. Voluntary quits without good cause attributable to the work are disqualified under N.J.S.A. 43:21-5. To requalify, you must return to covered employment for at least 8 weeks, earn ≥ 10× your weekly benefit rate, and then be separated through no fault of your own. Source: NJDOL — What if you quit or were fired?
6-week misconduct disqualification. Discharge for misconduct triggers a 6-week disqualification starting the week of separation. After that period, you may collect benefits for the remainder of your benefit year if otherwise eligible. Source: NJDOL — What if you quit or were fired?
Indefinite disqualification — gross misconduct. Discharge for conduct constituting a 1st–4th degree crime under the NJ Code of Criminal Justice results in an indefinite disqualification. Wages from that employer cannot be used for a future claim. Source: NJDOL
Wages may be below monetary threshold. For 2026, NJ requires either ≥20 base weeks (each ≥ $310) or total base-year wages ≥ $15,500. Your inputs suggest you may fall short of both tests. NJDOL will also check alternate base periods — filing a claim is the only way to know for certain. Eligibility details →
Estimated weekly benefit rate
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Up to 26 weeks · No waiting week
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Base WBR (before deps)
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60% of avg weekly wage
With dependency benefits
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7% + 4% + 4% per N.J.S.A. 43:21-4(b)
Max total benefit
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WBR × up to 26 weeks
Estimated benefit with part-time earnings
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NJ formula: PWBR = WBR + 20% disregard; deduct all wages above that
How we calculated this
Base-year gross wages—
÷ base weeks worked—
= Average weekly wage—
× 60% (NJDOL formula)—
Applied $905 cap (2026 max)—
+ Dependency benefits—
Final estimated WBR—
Your estimate vs. NJ range (min – $905/week max)
~$0—$905 (NJ max)
At the $905 cap. Your earnings qualify for more than $905/week under the 60% formula — but NJ's statutory cap applies. NJ's maximum is indexed annually to the statewide average weekly wage (2024: $1,598.66). Compare: Washington State pays up to $1,152/week; California caps at $450/week. Source: NJDOL press release, December 29, 2025.
No waiting week in NJ. The first week you are unemployed and eligible is a payable week — NJ eliminated the waiting week in 2002. File as soon as possible to start your benefit year from the Sunday of the week you file.