Oregon Unemployment Benefits 2026
⚠️Informational only — not legal or tax advice.
Last Updated: January 28, 2026
Last Reviewed: January 28, 2026
Applicable Period: 2026
Jurisdiction: State of Oregon, United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter
Table of Contents
- Introduction
- Overview
- Who Is Eligible for Unemployment Benefits
- Who Is Not Eligible for Unemployment Benefits
- How Unemployment Benefit Amounts Are Calculated
- Unemployment Benefit Payment Schedule
- How to File an Unemployment Claim
- Required Documents and Information for Filing
- Weekly Certification and Ongoing Eligibility Requirements
- What Happens After Filing a Claim
- Reasons an Unemployment Claim May Be Denied
- How to Appeal an Unemployment Decision
- Unemployment Fraud, Penalties, and Overpayments
- Taxation of Unemployment Benefits
- Special Unemployment Programs
- Compared to National Benchmarks
- Resources
- FAQ
Introduction
Unemployment benefits in Oregon provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the Oregon Employment Department and funded through employer taxes under state and federal law.
Program authority: Oregon Unemployment Insurance Law, Oregon Revised Statutes Chapter 657
Administering agency: Oregon Employment Department
Official website: https://unemployment.oregon.gov
This guide provides comprehensive information on Oregon unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.
Sources: Oregon Revised Statutes Chapter 657, Oregon Employment Department official guidance, U.S. Department of Labor
| Oregon Unemployment Benefits – 2026 Quick Reference | ||
|---|---|---|
| Category | 2026 Information | Official Source |
| Maximum Weekly Benefit | $872 | ORS 657.150; OED rate announcement (effective June 29, 2025) |
| Minimum Weekly Benefit | $204 | ORS 657.150; OED rate announcement (effective June 29, 2025) |
| Standard Duration | 26 weeks | ORS 657.150 |
| Waiting Week Required | Yes | ORS 657.150 |
| Filing Portal | Frances Online | https://frances.oregon.gov |
| Certification Frequency | Weekly | ORS 657.260 |
| Work Search Required | 5 activities/week (2 must be direct employer contacts) | OAR 471-030-0036 |
| Appeal Deadline | 20 days from mailing (administrative decisions); 10 days (monetary decisions) | ORS 657.269 |
| Payment Methods | Direct deposit, ReliaCard Visa debit card, check | OED payment policies |
| Tax Withholding Available | Federal: Yes (10%) / State: Yes (6%) | OED tax withholding options |
ℹ️ Key Unemployment Insurance Terms
Common terms used throughout this guide:
Source: Oregon Employment Department terminology guide
Overview of Unemployment Benefits in Oregon
Program Purpose
Unemployment insurance in Oregon provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with Oregon administering benefits according to state law while meeting federal requirements.
Legal framework:
- State law: Oregon Employment Department Law, Oregon Revised Statutes Chapter 657
- Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
- Funding: Employer payroll taxes (no employee contribution)
Source: ORS 657.005; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301
Administering Agency
Oregon Employment Department
Oregon’s unemployment insurance program is administered by the Oregon Employment Department.
Contact information:
- Website: https://unemployment.oregon.gov
- Claims filing portal: https://frances.oregon.gov
- Phone: 1-877-345-3484
- TTY/TDD: 1-800-735-2900
- Hours: Monday-Friday, 8:00 AM – 5:00 PM Pacific Time
- Mailing address: Oregon Employment Department, Unemployment Insurance Division, 875 Union St NE, Salem, OR 97311
Source: Oregon Employment Department official website
Who Is Eligible for Unemployment Benefits in Oregon
Employment Status Requirements
To qualify for unemployment benefits in Oregon, individuals must have worked in covered employment during the base period.
Covered employment definition:
According to ORS 657.030, covered employment means service performed for wages under any contract of hire, written or oral, express or implied. Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations with sufficient employee counts.
Excluded categories:
- Independent contractors (unless misclassified)
- Self-employed individuals (unless participating in optional coverage)
- Certain agricultural workers below earnings thresholds
- Domestic workers in private homes earning below $1,000 per calendar quarter
- Elected officials performing services in elected office
- Students working for educational institution while enrolled and regularly attending classes
- Real estate agents and direct sellers working on commission
- Newspaper carriers and vendors
Source: ORS 657.030, 657.050, 657.080, 657.085
Earnings and Work History Requirements
Base Period Definition:
The base period in Oregon is the first four of the last five completed calendar quarters before filing the claim.
Example: Claim filed in January 2026
- Base period: October 2024 – September 2025
- Alternative base period (if standard fails): January 2025 – December 2025
Source: ORS 657.010(2)
Minimum Monetary Requirements:
To qualify monetarily for benefits in Oregon, claimants must meet one of the following wage requirements:
- Option 1 – Earnings test:
- Total base period wages of at least $1,000, AND
- Total base period wages at least 1.5 times the wages in the highest earning quarter
- Option 2 – Hours test:
- Worked at least 500 hours in covered employment during the base period, AND
- Earned some subject wages in the base period
Alternative base period:
Oregon allows use of alternative base period if standard base period fails to qualify. The alternative base period uses the four most recently completed calendar quarters.
Source: ORS 657.150(2)
Benefit calculator: https://secure.emp.state.or.us/ocs/estimator/index.cfm (provides estimate only)
Separation From Employment Requirements
Qualifying separations (eligible for benefits):
The following types of job separation qualify for unemployment benefits in Oregon:
- Layoff due to lack of work
- Business closure or downsizing
- Position elimination
- Reduction in hours below full-time
- Temporary layoff with indefinite recall
- Discharge not due to misconduct
- Voluntary quit for good cause attributable to employer
Disqualifying separations:
According to ORS 657.176, benefits are denied if unemployment results from:
- Voluntary quit without good cause Definition: Leaving employment voluntarily without compelling reason attributable to the work or employer. Disqualification period: Until requalified by earning four times the weekly benefit amount in subsequent covered employment
- Discharge for misconduct Definition: Willful or wantonly negligent violation of standards of behavior which an employer has the right to expect, or repeated violations of employer’s reasonable requests. Disqualification period: Until requalified by earning four times the weekly benefit amount in subsequent covered employment
- Refusal of suitable work Definition: Declining job offer meeting definition of suitable work without good cause. Disqualification period: Variable based on circumstances
- Labor dispute participation Definition: Prior to January 4, 2026 – Active participation in strike, lockout, or labor dispute caused direct work stoppage. After January 4, 2026 – Limited strike benefits available under Senate Bill 916. Disqualification period: Duration of dispute (prior to SB 916); waiting period then benefits after two weeks (under SB 916)
Good cause exceptions:
Oregon recognizes the following as “good cause” for voluntary separation:
- Sexual harassment in workplace
- Discriminatory treatment
- Unsafe working conditions
- Significant changes to employment terms
- Health conditions making continued employment impossible
- Following spouse to new location due to spouse’s employment transfer
- Domestic violence circumstances requiring relocation
Source: ORS 657.176; OAR 471-030-0038
Who Is Not Eligible for Unemployment Benefits in Oregon
The following categories of workers are generally not covered by Oregon’s unemployment insurance program:
Categorical exclusions:
- Self-employed individuals Individuals working for themselves are not covered unless they elect optional coverage where available under Self-Employment Assistance program.
- Independent contractors Workers classified as independent contractors rather than employees are not covered. Note: Misclassified workers may appeal classification.
- Certain students Students employed by educational institution while enrolled and regularly attending classes are generally excluded.
- Federal civilian employees Covered under Unemployment Compensation for Federal Employees (UCFE) program, not state UI.
UCFE information: https://oui.doleta.gov/unemploy/uifactsheet.asp - Military personnel Covered under Unemployment Compensation for Ex-Servicemembers (UCX) program.
UCX information: https://oui.doleta.gov/unemploy/uifactsheet.asp - Real estate agents and direct sellers Licensed real estate agents and direct sellers working solely on commission basis are excluded under ORS 657.085.
- Newspaper carriers and vendors Individuals engaged in newspaper delivery or vending services are excluded under ORS 657.080.
- Certain elected officials Individuals performing services as elected officials are excluded from coverage.
- Certain agricultural workers Agricultural workers below specific earnings or employment thresholds may be excluded.
- Insurance agents, brokers, and producers Licensed insurance agents working on commission basis are excluded under ORS 657.085.
Source: ORS 657.050, 657.065, 657.075, 657.080, 657.085; 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)
How Unemployment Benefit Amounts Are Calculated in Oregon
Weekly Benefit Amount (WBA)
Calculation formula:
Oregon calculates the weekly benefit amount using the following formula:
Weekly Benefit Amount = 1.25% of total base period gross earnings
The WBA will not be less than the minimum benefit amount or more than the maximum benefit amount established by law.
For 2026 (effective June 29, 2025):
- Minimum WBA: $204 (15% of state average weekly wage)
- Maximum WBA: $872 (64% of state average weekly wage)
- State Average Weekly Wage: $1,363.80
Example calculation:
Worker earned $20 per hour, working 40 hours per week for 52 weeks in the base period:
- Annual earnings: $20 × 40 × 52 = $41,600
- Weekly benefit amount: $41,600 × 1.25% = $520 per week
Worker earned $70,000 in base period:
- Calculation: $70,000 × 1.25% = $875
- Actual WBA: $872 (capped at maximum)
Partial unemployment:
Claimants working part-time may receive reduced benefits. Oregon allows earnings up to one-third of the weekly benefit amount or 10 times Oregon’s highest minimum wage (whichever is greater) before benefit reduction. Benefits are reduced dollar-for-dollar for earnings above this threshold.
Source: ORS 657.150; Oregon Employment Department rate announcements
Last updated: January 2026
Official calculator: https://secure.emp.state.or.us/ocs/estimator/index.cfm (estimate only, not determination)
Maximum Benefit Amount and Duration
Maximum benefit amount (MBA):
The maximum benefit amount is the total benefits available during the benefit year, calculated as:
Maximum Benefit Amount = Weekly Benefit Amount × 26 weeks
Standard benefit duration: 26 weeks
Maximum total benefits (2026): Up to $22,672 (based on maximum WBA of $872 × 26 weeks)
Benefit year:
Benefits are payable for up to 26 weeks within a 52-week benefit year beginning the Sunday of the week the claim is filed.
Extended Benefits (EB) program:
Additional weeks of benefits may be available when Oregon’s unemployment rate triggers the federal-state Extended Benefits program. EB provides up to 13 additional weeks (50% of regular benefits) or 20 additional weeks (80% of regular benefits during high unemployment periods).
Current EB status: Inactive as of January 2026
Status verification: https://unemployment.oregon.gov
Source: ORS 657.150, 657.325; EUCA § 202 (EB)
Dependents Allowance
Oregon does not provide dependent allowances for unemployment benefits.
Source: Oregon Revised Statutes reviewed; no dependent allowance provisions found
Unemployment Benefit Payment Schedule in Oregon
| Payment Process and Timeline | ||
|---|---|---|
| Phase | Timeframe | Details |
| Weekly Certification Window | Sunday (after week ends) | File certification for previous week; available after 11:59 PM Saturday |
| Processing Time | 2–3 business days | Time for Oregon Employment Department to process certification and verify eligibility |
| Payment Authorization | Within 1 week of certification | Payment approved and sent to payment method |
| Direct Deposit | 2–3 business days after authorization | Funds available in bank account |
| ReliaCard Debit Card | 2–3 business days after authorization | Funds loaded to unemployment debit card |
| Paper Check | 5–7 business days after authorization | Check mailed to address on file |
| Total Timeline | 3–5 weeks from initial filing | Typical time from initial claim to first payment (includes waiting week) |
Waiting week impact:
Oregon requires a one-week waiting period. The first week of unemployment claimed and meeting all eligibility requirements is not compensable, meaning the first payment received is for the second week of unemployment.
Source: ORS 657.150; Oregon Employment Department payment timeline information
Payment schedule page: https://unemployment.oregon.gov/weekly-claims
How to File an Unemployment Claim in Oregon
Online Filing (Primary Method)
Filing portal: Frances Online
URL: https://frances.oregon.gov
Availability: 24 hours a day, 7 days a week
Step-by-step filing process:
- Create account – Register on Frances Online with email address and create password
- Verify identity – Provide Social Security number and answer identity verification questions
- Enter personal information – Name, address, contact information, citizenship status
- Provide employment history – List all employers during past 18 months with:
- Employer name and address
- Employment dates
- Reason for separation
- Last day worked
- Answer eligibility questions – Questions about availability, work search, and disqualifying issues
- Submit claim – Review information and submit application
Required information:
- Social Security number
- Driver’s license or state ID number
- Complete employment history (last 18 months)
- Bank account information for direct deposit (optional)
- Alien registration number (if not U.S. citizen)
- SF-8 or SF-50 form (if federal employee)
- DD Form 214 (if military service)
Processing: Claims are typically processed within 2-3 weeks. Claimants receive monetary and non-monetary determinations by mail or electronically.
Source: Oregon Employment Department filing instructions
Official guide: https://unemployment.oregon.gov/claimant-handbook
Tutorial video: https://unemployment.oregon.gov (video section)
Phone Filing
Oregon requires all initial unemployment claims to be filed online through Frances Online. Phone service is available only for questions and assistance with technical issues, not claim filing.
Unemployment Insurance Contact Center: 1-877-345-3484
Hours: Monday-Friday, 8:00 AM – 5:00 PM Pacific Time
TTY: 1-800-735-2900
Source: Oregon Employment Department contact information
Verified: January 28, 2026
Alternative Filing Methods
Mail and fax filing:
Initial claims cannot be filed by mail or fax. Claimants must use Frances Online for all initial applications.
In-person filing:
Oregon does not offer in-person filing at WorkSource Oregon centers. All initial claims must be filed online.
Source: Oregon Employment Department filing policies
Required Documents and Information for Filing
Personal identification:
- Social Security number or Social Security card
- Driver’s license or state-issued ID
- Date of birth
- Contact information (phone, email, mailing address)
Employment documentation:
- Last employer information (name, address, phone, dates)
- Reason for separation
- Separation notice (if available): layoff letter, termination notice, furlough notice
- All employers in last 18 months with dates and wages
Banking information (for direct deposit):
- Bank routing number
- Account number
- Account type (checking/savings)
Additional documentation (if applicable):
- Work authorization documents (non-citizens)
- DD Form 214 (military service members)
- SF-8 or SF-50 (federal civilian employees)
- Union membership information (if union member)
Most documents can be uploaded through Frances Online portal after filing initial claim.
Source: Oregon Employment Department filing checklist
Document requirements: https://unemployment.oregon.gov/file-a-claim
Weekly Certification and Ongoing Eligibility Requirements
Certification Process
Certification frequency: Weekly
Filing window: Available Sunday after week ends (after 11:59 PM Saturday) through the following week
Method: Online through Frances Online, automated phone system (1-877-FILE-4-UI / 1-877-345-3484)
Each certification requires answering questions about the previous week (Sunday through Saturday):
- Were you able and available to work?
- Did you actively look for work?
- Did you refuse any job offers?
- Did you work or earn any money?
- Were you attending school or training?
- Were you out of the state?
Late filing: Certifications filed late may result in delayed or denied benefits for those weeks. Weekly claims must be filed within timeframes specified by the Oregon Employment Department.
Waiting week requirement: The first week claimed that meets all eligibility requirements serves as the waiting week. No payment is made for this week, but it must be claimed to establish the benefit year.
Source: ORS 657.150, 657.260; OAR 471-030-0017
Certification instructions: https://unemployment.oregon.gov/weekly-claims
Work Search Requirements
Required work search activities:
According to OAR 471-030-0036, claimants must actively search for work and complete at least 5 qualifying work search activities per week.
Direct employer contact requirement:
At least 2 of the 5 work-seeking activities must be direct contact with employers. This means contacting employers in person, by phone, by mail, or electronically to inquire about and apply for work.
Qualifying activities:
Direct contact with employers (2 required per week):
- Submitting job application to potential employer
- Attending job interview
- Contacting employer about job opening by phone, email, or in person
- Submitting resume to employer in response to job posting
- Attending hiring event where employers are present
Other work-seeking activities (3 additional required per week):
- Attending job placement meetings or workshops sponsored by WorkSource Oregon
- Participating in job club or networking group dedicated to job placement
- Updating or creating resume (limited to once per claim)
- Reviewing job placement websites or newspapers without responding to posting
- Attending career fair or hiring event
- Taking class to improve interview or job search skills
- Registering with employment agency or staffing service
Documentation required:
For each direct employer contact, record:
- Employer name and address
- Contact person and method of contact
- Date of activity
- Position applied for or discussed
- Result or outcome
For other work-seeking activities, record:
- Type of activity
- Date completed
- Detailed description of activity
- Result or outcome
Work search log: https://unemployment.oregon.gov/uploads/docs/FORM2554-EN.pdf
Audit process:
Oregon Employment Department conducts random audits of work search activities. Claimants must provide documentation upon request. Failure to document work search may result in benefit denial for those weeks.
Source: OAR 471-030-0036(1); Oregon Employment Department work search requirements
Work search guide: https://unemployment.oregon.gov/find-a-job
Work Search Exemptions
The following claimants are exempt from work search requirements:
- Temporary layoff with definite recall date
- Claimant remains in contact with employer
- Reasonable expectation of returning to work within 4 weeks
- Work will be full-time or pay amount equal to or exceeding weekly benefit amount
- Union hiring hall dispatch
- Member in good standing of union
- Union operates hiring hall system
- Claimant remains in contact with union and capable of accepting dispatched work
- Applies only if union dispatches members for work
- Approved training program
- Enrolled in Commissioner-approved training program
- Training Unemployment Insurance (TUI) program participants
- Self-Employment Assistance (SEA) program participants
- Work Share program participants
- Participating in approved Work Share program
- Hours reduced but employment maintained
- Federal employee during government shutdown
- Temporarily unemployed due to government shutdown
- Expects to resume work when shutdown ends
- Remains in contact with regular employer
Each exemption requires verification and approval by Oregon Employment Department. Claimants must report exemption status when filing weekly claims.
Source: OAR 471-030-0036(2); Oregon Employment Department exemption policies
Exemption information: https://unemployment.oregon.gov/find-a-job
iMatchSkills Registration Requirement
After filing initial claim, most claimants must register with iMatchSkills (Oregon’s labor exchange system) and complete reemployment orientation with WorkSource Oregon staff.
Registration requirement:
- Must register within 14 days of filing claim
- Must complete one-on-one orientation (virtual or in-person)
- Applies to Oregon residents and those who regularly commute to Oregon for work
Exemptions from registration:
- Training Unemployment Insurance participants
- Self-Employment Assistance participants
- Work Share participants
- Union members with valid exemption
iMatchSkills website: https://www.worksourceoregon.org
Source: Oregon Employment Department registration requirements
WorkSource Oregon information: https://unemployment.oregon.gov/find-a-job
What Happens After Filing a Claim
Claim processing steps:
- Initial claim received – Oregon Employment Department receives application
- Employer notification – Employer has 10 days to respond with separation information and contest if applicable
- Monetary determination issued – Shows wages, WBA, MBA, benefit year dates (issued within 7-10 days typically)
- Non-monetary determination (if needed) – Investigation of eligibility issues (variable timeline, typically 2-4 weeks)
- First payment – If approved and no issues, payment issued for completed waiting week and subsequent certified weeks
Monetary determination:
Document showing:
- Base period wages by quarter and employer
- Weekly benefit amount (WBA)
- Maximum benefit amount (MBA)
- Benefit year beginning and ending dates
- Appeal rights and deadline (10 days from mailing date)
Non-monetary determination:
Issued when eligibility questions exist regarding:
- Reason for separation from employment
- Availability for work
- Refusal of work or job offer
- Work search compliance
- Other disqualifying issues
Investigation process:
- Fact-finding interview scheduled (phone or virtual)
- Employer and claimant provide information
- Evidence submitted and reviewed
- Determination issued with appeal rights (20 days from mailing date)
Typical timeline:
- Monetary determination: 7-10 days after filing
- Non-monetary determination: 2-4 weeks if required (can be longer for complex issues)
- First payment: 3-5 weeks if no issues (includes waiting week)
Adjudication process:
Some claims require additional investigation called adjudication. Situations triggering adjudication include:
- Voluntary quit from employment
- Discharge from employment
- Refusal of work or job offer
- Availability or work search issues
- Work or earnings during claimed weeks
- Educational employee between terms
- Receipt of separation or pension payments
During adjudication, Oregon Employment Department conducts fact-finding interviews, reviews evidence, and makes determination based on Oregon law.
Source: ORS 657.266, 657.267; Oregon Employment Department claims processing information
Processing timeline: https://unemployment.oregon.gov/adjudication
Claim status: https://frances.oregon.gov
Reasons an Unemployment Claim May Be Denied
Monetary denial:
Claims denied for insufficient wages must meet minimum earnings thresholds:
- Total base period wages below $1,000 and wages not at least 1.5 times highest quarter, OR
- Fewer than 500 hours worked in base period without sufficient wages
- Wages in only one quarter without meeting alternate requirements
- No wages reported by employers for base period
Non-monetary denial (disqualifications):
- Voluntary quit without good cause Disqualification: Until requalified by earning four times weekly benefit amount in subsequent covered employment
- Discharge for misconduct Disqualification: Until requalified by earning four times weekly benefit amount in subsequent covered employment
- Refusal of suitable work without good cause Disqualification: Variable based on circumstances
- Failure to meet availability requirements Disqualification: Until requirements met or good cause shown
- Work search non-compliance Disqualification: Week(s) of non-compliance; benefits denied for affected weeks
- Misrepresentation or false statements Disqualification: Variable; may include penalties and requirement to repay benefits
- Labor dispute (prior to January 4, 2026) Disqualification: Duration of labor dispute
- Incarceration Disqualification: Duration of incarceration
Administrative denial:
- Incomplete application
- Failure to provide required documentation
- Missed fact-finding interview without good cause
- Identity verification failure
- Non-response to agency requests within required timeframes
- Failure to register with iMatchSkills when required
- Failure to attend reemployment orientation when required
Source: ORS 657.150, 657.176, 657.190; OAR 471-030-0036
Denial appeal information: https://unemployment.oregon.gov/appeals
How to Appeal an Unemployment Decision in Oregon
Appeal Deadlines
Administrative decisions filing deadline: 20 calendar days from the date the determination was mailed
Monetary decisions filing deadline: 10 calendar days from the date the determination was mailed
CRITICAL: Appeals must be filed within the specified days of the date the determination was mailed (shown on notice), NOT the date received. The mailing date is shown on the top right corner of the first page of the decision.
Calculation: If determination mailed January 15, 2026:
- Administrative decision appeal deadline: February 4, 2026
- Monetary decision appeal deadline: January 25, 2026
Postmark rule: Appeals mailed must be postmarked on or before deadline. Oregon accepts hand-delivered appeals and appeals delivered by other means before deadline.
Late appeals: May be accepted for good cause. Claimant must explain reason for late filing with supporting documentation. Good cause includes circumstances beyond claimant’s reasonable control but does not include failure to understand implications of decision when received.
Source: ORS 657.269; OAR 471-040-0005
Appeal Filing Process
How to file appeal:
Online: Frances Online at https://frances.oregon.gov – fastest method
Mail: Unemployment Insurance Hearings, P.O. Box 14135, Salem, OR 97309
Fax: 503-947-1335
In-person: Any publicly accessible Oregon Employment Department office
Required information:
- Claimant name and Social Security number (or Customer Identification Number)
- Determination being appealed (include letter ID or document number)
- Date of determination being appealed
- Reason for disagreement with determination
- Signature and date
Appeal form: Request for Hearing form available at https://unemployment.oregon.gov/appeals
Confirmation: Oregon Employment Department sends acknowledgment that appeal was received. Confirmation does not mean appeal is approved, only that it was received.
Effect on benefits: If appealing a denial determination, continue filing weekly claims. If appeal is decided in claimant’s favor, claimant will be paid only for weeks claimed on time and for which all other eligibility requirements were met. If appealing an overpayment determination, collection activities may continue during appeal unless stay is requested and granted.
Source: OAR 471-040-0005; Oregon Employment Department appeals process
Official URL: https://unemployment.oregon.gov/appeals
Hearing Process
Hearing notification:
Notice of hearing mailed at least 10 days before scheduled hearing date, including:
- Date and time of hearing
- Hearing method (telephone/video conference)
- Parties involved
- Issues to be decided
- Evidence submission instructions
- Rights and responsibilities
Hearing format:
- Type: Typically telephone conference; video conference available upon request
- Officer: Administrative Law Judge from Office of Administrative Hearings
- Duration: Typically 30-60 minutes
- Recording: Hearing recorded for appeal purposes
Evidence submission:
- Deadline: Should be submitted before hearing; specific deadline provided in hearing notice
- Method: Upload through Frances Online, mail, fax, or email as directed
- Requirement: Provide copies to all parties when possible
- Accepted formats: Documents, photographs, pay stubs, correspondence, employment records
Hearing procedures:
- Administrative Law Judge explains hearing process and issues to be decided
- Parties sworn in under oath
- Testimony taken (claimant presents case first, then employer if present)
- Evidence reviewed and discussed
- Witnesses questioned by Administrative Law Judge and opposing party
- Cross-examination permitted
- Closing statements from each party
- Hearing concluded
Decision:
Written decision issued typically within 14-21 days after hearing, mailed to all parties. Decision includes:
- Findings of fact based on evidence
- Conclusions of law
- Decision and reasoning
- Appeal rights to next level (Employment Appeals Board)
- Deadline to appeal (20 days from mailing date)
Representation: Claimants may represent themselves or be represented by attorney, union representative, or other authorized representative. Representatives must file notice of appearance with Office of Administrative Hearings.
Accommodation: Language interpretation and disability accommodations available at no cost upon request. Contact Office of Administrative Hearings in advance to request accommodations.
Source: ORS 657.270, 657.275; OAR 471-040-0009, 471-040-0025, 471-040-0030
Office of Administrative Hearings: https://www.oregon.gov/oah
Hearing preparation guide: https://unemployment.oregon.gov/appeals
Further Appeals
Second-level appeal (Employment Appeals Board):
Appeals of Administrative Law Judge decisions may be filed with Employment Appeals Board:
- Deadline: 20 days from mailing date of Administrative Law Judge decision
- Method: Written request filed with Employment Appeals Board
- Address: Employment Appeals Board, 875 Union St NE, Salem, OR 97311
- Review type: Record review based on hearing record; typically no new hearing
- Decision timeline: Typically 30-60 days; can be longer for complex cases
- Standard: Board reviews for errors of law or procedure
Source: ORS 657.282; OAR 471-041-0005
Judicial appeal (Oregon Court of Appeals):
Final Employment Appeals Board decisions may be appealed to Oregon Court of Appeals:
- Deadline: 30 days from date Employment Appeals Board decision becomes final
- Jurisdiction: Oregon Court of Appeals
- Representation: Legal counsel typically retained for judicial appeals
- Process: Appellate court review of administrative record
- Standard: Review for substantial evidence and errors of law
Source: ORS 657.285
Unemployment Fraud, Penalties, and Overpayments
Fraud Definition and Examples
Fraud defined:
According to ORS 657.310, fraud occurs when a person knowingly makes a false statement or representation, or knowingly fails to disclose a material fact, to obtain or increase benefit payments.
Common fraud examples:
- Failing to report work or earnings while certifying for benefits
- Providing false information about reason for job separation
- Claiming benefits while incarcerated
- Using another person’s identity to file claim
- Not reporting job offers or refusals
- Filing claims in multiple states simultaneously for same period
- Intentionally providing false information on work search activities
- Concealing receipt of pension, retirement, or severance payments
Source: ORS 657.310; Oregon Employment Department fraud definitions
Penalties for Fraud
Administrative penalties:
Claimants found to have committed fraud must repay benefits received AND face additional penalties:
- Repayment: 100% of fraudulently obtained benefits
- Penalty: Additional amount equal to amount of fraudulently obtained benefits
- Interest: Interest charged on unpaid balance
- Disqualification: Ineligible for benefits until conviction upon conviction for fraud
Criminal penalties:
Unemployment fraud is a criminal offense under ORS 657.990:
- Violation classification: Class C misdemeanor
- Fines: Up to applicable fines for Class C misdemeanor under Oregon law
- Imprisonment: Up to applicable jail time for Class C misdemeanor under Oregon law
- Additional consequences: Criminal record; permanent disqualification from benefits until restitution paid (ORS 657.213)
Upon conviction of fraud:
Under ORS 657.213, person convicted of willfully making false statement to obtain benefits shall:
- Be ineligible for benefits based on wages paid in calendar quarter of conviction and all prior quarters
- Be ineligible for benefits after conviction until fund reimbursed for full amount received as result of false statement
Source: ORS 657.213, 657.310, 657.990
Report fraud: 1-800-282-8006 or https://unemployment.oregon.gov/fraud
Non-Fraud Overpayments
Overpayment without fraud:
Overpayments may occur without fraudulent intent due to:
- Agency error in processing claim
- Delayed employer information affecting eligibility
- Reversed determination on appeal
- Good faith mistake by claimant
- Changes in federal or state law affecting prior payments
Repayment obligation:
Non-fraud overpayments must be repaid. Unlike fraud overpayments, non-fraud overpayments do not include additional penalty beyond the amount overpaid, though interest may be charged.
Waiver of overpayment:
Oregon may waive non-fraud overpayments under ORS 657.317 if:
- Overpayment was not due to claimant’s fault or misrepresentation
- Requiring repayment would be against equity and good conscience
- Claimant did not provide false information and claimed benefits in good faith
Waiver requests must be made in writing with supporting documentation explaining why repayment would cause severe hardship and why overpayment was not claimant’s fault.
Waiver application: Contact Oregon Employment Department to request overpayment waiver consideration
Repayment options:
- Lump sum payment
- Payment plan arrangements (contact Oregon Employment Department)
- Offset from future unemployment benefits if eligible
- Federal and state tax refund intercept
- Collection through private collection agencies
- Legal action for collection if necessary
Source: ORS 657.310, 657.315, 657.317
Repayment information: https://unemployment.oregon.gov/overpayments
Taxation of Unemployment Benefits in Oregon
Federal Tax Treatment
Federal taxation:
Unemployment benefits are taxable income under federal law (26 U.S.C. § 85). Claimants receive Form 1099-G by January 31 showing:
- Box 1: Total unemployment compensation paid during tax year
- Box 4: Federal income tax withheld (if any)
Withholding option:
Claimants may request federal income tax withholding at 10% of weekly benefit amount. Withholding can be started, stopped, or changed at any time through Frances Online or by contacting Oregon Employment Department.
Source: IRS Publication 525; 26 U.S.C. § 85
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation
State Tax Treatment
Oregon taxation:
Unemployment benefits are taxable for Oregon income tax purposes under Oregon tax law.
State withholding:
Claimants may request Oregon income tax withholding at 6% of weekly benefit amount. Withholding can be started, stopped, or changed at any time through Frances Online or by contacting Oregon Employment Department.
Form 1099-G Box 11: Shows Oregon state tax withheld (if any)
Source: Oregon Department of Revenue; Oregon tax law
Oregon DOR information: https://www.oregon.gov/dor
Form 1099-G
Form 1099-G distribution:
Oregon Employment Department issues Form 1099-G by January 31 each year for benefits paid in previous calendar year.
Access methods:
- Mailed to address on file (if paper delivery selected)
- Online through Frances Online: https://frances.oregon.gov
- Phone request: 1-877-345-3484 (for assistance accessing online)
Incorrect 1099-G:
If Form 1099-G shows incorrect amounts or benefits not received:
- Contact Oregon Employment Department: 1-877-345-3484
- Report suspected identity theft or fraud: 1-800-282-8006 or https://unemployment.oregon.gov/fraud
- Request corrected form before filing tax returns
- Do not file taxes using incorrect 1099-G
Important notes:
- Form 1099-G reports benefits paid, not benefits earned
- If benefits are later determined to be overpayment, claimant is still responsible for taxes on those benefits unless repaid in same tax year
- Repayments made in different tax year may be claimed as deduction on tax return for year of repayment
Source: Oregon Employment Department 1099-G information
Official URL: https://unemployment.oregon.gov/1099g
Special Unemployment Programs in Oregon
Currently Active Programs (2026)
Extended Benefits (EB)
Program status (2026): Inactive
Extended Benefits provide additional weeks of unemployment compensation when Oregon’s unemployment rate meets federal trigger criteria.
Trigger requirements:
- Insured Unemployment Rate (IUR) exceeds 5% and is 120% of average for prior two years, OR
- Total Unemployment Rate (TUR) exceeds 6.5% and is 110% of average for prior two years
Additional weeks available when active:
- Up to 13 additional weeks (50% of regular benefits) during standard trigger, OR
- Up to 20 additional weeks (80% of regular benefits) during high unemployment period
Current status verification:
URL: https://unemployment.oregon.gov
Last checked: January 28, 2026
Current status: Not triggered; Oregon unemployment rates below threshold
Eligibility when active:
- Must have exhausted regular unemployment benefits
- Must have base period wages of at least 40 times weekly benefit amount
- Must meet stricter work search requirements than regular benefits
- Must be willing to accept broader range of suitable work
Source: ORS 657.321-657.329; EUCA § 202
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp
Strike Benefits Program (NEW – Effective January 4, 2026)
Program status: Active (Senate Bill 916 – effective January 4, 2026)
Oregon’s new strike benefits program allows workers participating in lawful strikes to receive limited unemployment benefits under specific conditions.
Eligibility:
- Participating in lawful strike under applicable state or federal law
- Strike began on or after January 4, 2026
- Met all regular unemployment eligibility requirements before strike
- Served two-week waiting period after strike begins
Benefit availability:
- Benefits available starting in third week of strike
- Duration: Up to 26 weeks (same as regular benefits), OR
- Duration: Up to 8 weeks if Unemployment Insurance Trust Fund falls below specified financial threshold
- Benefits calculated same as regular unemployment benefits
Application process:
- File initial claim through Frances Online
- Indicate participation in strike
- Serve two-week waiting period specific to strike benefits
- File weekly claims starting third week of strike
Limitations:
- Back pay offsets: If union contract provides back pay covering strike period, benefits may be deducted from back pay amount
- Trust fund sustainability: Program includes provisions to limit duration if fund balance endangered
Source: Senate Bill 916 (2025); ORS 657 (as amended)
Program information: https://unemployment.oregon.gov (strike benefits section)
Last updated: January 28, 2026
Work Share Program
Program status: Active
Oregon’s Work Share program (also called Short-Time Compensation) allows employers to reduce employee hours instead of layoffs, with employees receiving partial unemployment benefits for reduced hours.
Employer requirements:
- Reduce hours 10-60% across affected unit
- Maintain health and retirement benefits during participation
- Submit approved Work Share plan to Oregon Employment Department
- Participate for specified period (typically up to one year)
Employee benefits:
- Receive partial UI benefits proportional to hours reduced
- Maintain employment relationship and benefits
- No work search requirement during program participation
- Benefits do not count against individual maximum benefit amount
Application: Employers must submit Work Share plan application to Oregon Employment Department for approval before implementation.
Source: ORS 657.351-657.372; OAR 471-070
Employer application: https://unemployment.oregon.gov/workshare
Program information: https://unemployment.oregon.gov/workshare
Training Unemployment Insurance (TUI)
Program status: Active
Training Unemployment Insurance provides benefits to eligible dislocated workers enrolled in Commissioner-approved training programs.
Eligibility:
- Determined to be dislocated worker by WorkSource Oregon
- Enrolled in approved career and technical training program
- Exhausted or about to exhaust regular unemployment benefits
- Training program reasonably expected to lead to reemployment
Benefits:
- Supplemental benefits from 1 to 26 times individual’s weekly benefit amount
- Benefit year may be extended to allow completion of training
- No work search requirement during approved training
- Regular unemployment requirements for availability apply
Application: Through WorkSource Oregon and Oregon Employment Department. Requires assessment and approval before enrollment.
Source: ORS 657.340; OAR 471-031
TUI information: https://unemployment.oregon.gov/training-unemployment-insurance
Self-Employment Assistance (SEA)
Program status: Active
Self-Employment Assistance program allows eligible claimants to pursue self-employment while receiving unemployment benefits without regular work search requirements.
Eligibility:
- Identified by Oregon Employment Department as likely to exhaust benefits
- Interested in establishing business and becoming self-employed
- Participating in approved self-employment assistance activities
- Making full-time effort to establish business
Benefits:
- Receive regular weekly benefit amount
- No work search requirement
- Must participate in entrepreneurial training and business planning
- Benefits available for up to 26 weeks
Activities required:
- Entrepreneurial training
- Business counseling
- Technical assistance
- Business plan development
- Activities approved by Oregon Employment Department
Application: Contact Oregon Employment Department for eligibility assessment and program enrollment.
Source: ORS 657.156-657.158
SEA information: https://unemployment.oregon.gov/self-employment-assistance
Trade Adjustment Assistance (TAA)
TAA program: Active (federal program)
Workers who lose jobs due to foreign trade may qualify for Trade Adjustment Assistance benefits and services.
Eligibility: Employer must be certified by U.S. Department of Labor as trade-affected. Certification process initiated through petition.
Benefits and services:
- Extended unemployment benefits beyond regular and Extended Benefits
- Job training funding for approved training programs
- Job search allowances for out-of-area job search
- Relocation allowances for accepting employment requiring relocation
- Health Coverage Tax Credit (if eligible)
- Reemployment services through WorkSource Oregon
Oregon TAA coordinator:
Contact through Oregon Employment Department
Phone: 1-877-345-3484
Website: https://unemployment.oregon.gov/trade-act
Source: Trade Act of 1974, 19 U.S.C. § 2271
DOL TAA information: https://www.dol.gov/agencies/eta/tradeact
Petition information: https://www.dol.gov/agencies/eta/tradeact/petitions
Disaster Unemployment Assistance (DUA)
DUA availability: Available during federally declared major disasters
Disaster Unemployment Assistance provides benefits to individuals who lost employment due to major disaster and are not eligible for regular unemployment insurance.
Activation: Only during presidentially declared major disasters affecting Oregon
Eligibility:
- Unemployed as direct result of major disaster
- Not eligible for regular unemployment insurance
- Disaster occurred in Oregon or individual’s employment in another state affected by disaster
Application: Through Oregon Employment Department when disasters declared and DUA program activated. Application must be filed within 30 days of disaster declaration or announcement of DUA availability.
Duration: Up to 26 weeks of assistance (can be extended in certain circumstances)
Amount: Weekly benefit amount based on state’s average weekly benefit amount or calculated based on wages if higher
Source: Robert T. Stafford Disaster Relief Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program
Oregon DUA information: https://unemployment.oregon.gov (activated only during qualifying disasters)
Unemployment Compensation for Federal Employees (UCFE)
Program: Available to federal civilian employees
Federal civilian employees who become unemployed may be eligible for unemployment benefits under UCFE program, administered by states but funded by federal government.
Eligibility: Same eligibility requirements as regular unemployment insurance, but based on federal civilian employment
Benefits: Same benefit amounts and duration as regular state unemployment insurance
Required documentation:
- SF-8 (Notice to Federal Employee About Unemployment Insurance)
- SF-50 (Notification of Personnel Action)
- Most recent pay stubs
Application: File through Frances Online same as regular unemployment claim, indicating federal employment
Source: 5 U.S.C. § 8501
Federal employee information: https://unemployment.oregon.gov
U.S. DOL UCFE information: https://oui.doleta.gov/unemploy/uifactsheet.asp
Unemployment Compensation for Ex-Servicemembers (UCX)
Program: Available to ex-military servicemembers
Military servicemembers who separate from active duty may be eligible for unemployment benefits under UCX program, administered by states but funded by federal government.
Eligibility: Same eligibility requirements as regular unemployment insurance, but based on military service
Benefits: Same benefit amounts and duration as regular state unemployment insurance
Required documentation:
- DD Form 214 (Certificate of Release or Discharge from Active Duty)
- Military pay information
- Reason for separation from military service
Application: File through Frances Online same as regular unemployment claim, indicating military service
Source: 5 U.S.C. § 8521
Military servicemember information: https://unemployment.oregon.gov
U.S. DOL UCX information: https://oui.doleta.gov/unemploy/uifactsheet.asp
Context: Oregon Compared to National Benchmarks
Oregon benefit levels in national context (2026):
- Maximum WBA: $872 (ranked in upper third of states nationally)
- Duration: 26 weeks (standard national duration)
- Unique features: New strike benefits program effective January 4, 2026 (most expansive in nation); waiting week required; distinctive work search requirement with direct employer contact mandate
National range:
- Highest maximum WBA: Massachusetts ($1,015)
- Lowest maximum WBA: Mississippi ($235)
- Most common duration: 26 weeks (most states)
Oregon’s maximum weekly benefit of $872 places the state above the national average. The weekly benefit calculation method (1.25% of base period wages) is straightforward compared to more complex formulas used in some states.
For comprehensive state-by-state comparisons, see:
U.S. DOL Comparison: https://oui.doleta.gov/unemploy/content/sigpros/2020-2029/January2026.pdf
Source: U.S. Department of Labor, Comparison of State UI Laws 2026
Resources
Oregon unemployment resources:
Oregon Employment Department
Phone: 1-877-345-3484
TTY: 1-800-735-2900
Website: https://unemployment.oregon.gov
Online claims portal
Website: https://frances.oregon.gov
Office of Administrative Hearings
Phone: 503-378-5530
Website: https://www.oregon.gov/oah
Fraud reporting hotline
Phone: 1-800-282-8006
Website: https://unemployment.oregon.gov/fraud
Employer services
Phone: 1-877-345-3484
Website: https://unemployment.oregon.gov/employers
WorkSource Oregon
Website: https://www.worksourceoregon.org
iMatchSkills: https://www.worksourceoregon.org
Federal resources:
U.S. Department of Labor – Employment and Training Administration
Purpose: Federal UI oversight and guidance
Website: https://www.dol.gov/agencies/eta/unemployment-insurance
CareerOneStop
Purpose: Job search resources and career tools
Website: https://www.careeronestop.org
Internal Revenue Service
Purpose: Tax information for unemployment benefits
Website: https://www.irs.gov/individuals/employees/unemployment-compensation
Source: Official government websites
Frequently Asked Questions: Oregon Unemployment Benefits 2026
What are unemployment benefits in Oregon?
Unemployment benefits in Oregon are temporary income replacement payments for workers who lose employment through no fault of their own. The program provides partial wage replacement while claimants search for new employment. Benefits are funded by employer taxes, not employee contributions.
How much can I receive in unemployment benefits in Oregon?
For claims filed on or after June 29, 2025, the weekly benefit amount ranges from a minimum of $204 to a maximum of $872. The amount is calculated as 1.25% of your total base period gross earnings. Claimants may receive benefits for up to 26 weeks within a benefit year, for a maximum total of $22,672.
How long does it take to get unemployment benefits in Oregon?
Typical timeline is 3-5 weeks from filing initial claim to receiving first payment. This includes the mandatory waiting week for which no payment is made, claim processing time of 2-3 weeks, and payment processing of several business days. Claims requiring adjudication may take longer to process.
Can I work part-time and still receive unemployment in Oregon?
Yes, claimants may work part-time and receive partial unemployment benefits. Oregon allows earnings up to one-third of the weekly benefit amount or 10 times Oregon’s highest minimum wage (whichever is greater) without reduction. Earnings above this threshold reduce benefits dollar-for-dollar. All earnings must be reported when filing weekly claims.
What disqualifies you from unemployment in Oregon?
Common disqualifications include voluntary quit without good cause, discharge for misconduct, refusal of suitable work without good cause, failure to actively seek work, providing false information on claim, insufficient wages or work hours in base period, and not being available for work. Disqualifications typically require requalifying by earning four times the weekly benefit amount in new covered employment.
How do I file for unemployment in Oregon?
File online through Frances Online at https://frances.oregon.gov. All initial claims must be filed online. The system is available 24/7. Claimants need Social Security number, employment history for past 18 months, and banking information for direct deposit. After filing initial claim, claimants must file weekly claims to receive benefits.
Are unemployment benefits taxable in Oregon?
Yes, unemployment benefits are taxable at both federal and state levels. Claimants receive Form 1099-G by January 31 showing total benefits received. Federal tax withholding is available at 10% and Oregon state tax withholding at 6%. Withholding is optional and can be started or stopped anytime during claim.
How do I appeal an unemployment denial in Oregon?
File appeal within 20 days of the mailing date shown on administrative decisions or within 10 days for monetary decisions. Appeals can be filed online through Frances Online, by mail to Unemployment Insurance Hearings at P.O. Box 14135 Salem OR 97309, by fax to 503-947-1335, or in person at any Oregon Employment Department office. Continue filing weekly claims during appeal process.
What is the waiting week for Oregon unemployment?
Oregon requires a one-week waiting period at the start of each benefit year. The first week claimed that meets all eligibility requirements serves as the waiting week. No benefits are paid for this week, but the week must be claimed to establish the benefit year and receive credit. Benefits begin with the second week of unemployment if all requirements continue to be met.
Do I have to look for work while receiving Oregon unemployment?
Yes, claimants must complete at least 5 work-seeking activities each week, with at least 2 being direct contact with employers. Activities include submitting applications, attending interviews, attending job fairs, and participating in WorkSource Oregon activities. Documentation of all work search activities must be maintained. Exemptions apply for temporary layoffs with recall dates, approved training programs, and Work Share participants.
Can I receive unemployment if I was fired in Oregon?
Possibly, depending on reason for termination. Discharge for misconduct disqualifies claimants until they earn four times their weekly benefit amount in new covered employment. However, discharge for reasons other than misconduct (such as inability to perform job, lack of skills, or business reasons) does not disqualify claimants. Oregon Employment Department investigates separation reason through adjudication process.
What is the Oregon strike benefits program?
Effective January 4, 2026, Oregon allows workers participating in lawful strikes to receive unemployment benefits starting in the third week of the strike. This is the most expansive strike benefits program in the nation, covering both private and public employees. Benefits are available for up to 26 weeks (or 8 weeks if unemployment trust fund falls below specified threshold).
How do I register with iMatchSkills for Oregon unemployment?
Most claimants must register at https://www.worksourceoregon.org within 14 days of filing initial claim. Registration requires Social Security number and employment information. After registering, claimants must complete reemployment orientation with WorkSource Oregon staff (virtual or in-person). Exemptions apply for certain programs like Training Unemployment Insurance and Work Share participants.