Georgia Unemployment Benefits 2026
⚠️Informational only — not legal or tax advice.
Last Updated: January 27, 2026
Last Reviewed: January 27, 2026
Applicable Period: 2026
Jurisdiction: State of Georgia, United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter
Table of Contents
- Introduction
- Overview
- Who Is Eligible for Unemployment Benefits
- Who Is Not Eligible for Unemployment Benefits
- How Unemployment Benefit Amounts Are Calculated
- Unemployment Benefit Payment Schedule
- How to File an Unemployment Claim
- Required Documents and Information for Filing
- Weekly Certification and Ongoing Eligibility Requirements
- What Happens After Filing a Claim
- Reasons an Unemployment Claim May Be Denied
- How to Appeal an Unemployment Decision
- Unemployment Fraud, Penalties, and Overpayments
- Taxation of Unemployment Benefits
- Special Unemployment Programs
- Compared to National Benchmarks
- Resources
- FAQ
Introduction
Unemployment benefits in Georgia provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the Georgia Department of Labor and funded through employer taxes under state and federal law.
Program authority: Georgia Employment Security Law, O.C.G.A. Title 34, Chapter 8
Administering agency: Georgia Department of Labor (GDOL)
Official website: https://dol.georgia.gov
This guide provides comprehensive information on Georgia unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.
Sources: Georgia statutes, GDOL official guidance, U.S. Department of Labor
| Georgia Unemployment Benefits – 2026 Quick Reference | ||
|---|---|---|
| Category | 2026 Information | Official Source |
| Maximum Weekly Benefit | $365 | O.C.G.A. § 34-8-193 |
| Minimum Weekly Benefit | $55 | O.C.G.A. § 34-8-193 |
| Standard Duration | 14–26 weeks (variable based on unemployment rate) | O.C.G.A. § 34-8-193 |
| Waiting Week Required | No | GDOL policy |
| Filing Portal | MyUI Claimant Portal | https://www.dol.state.ga.us/access/ |
| Certification Frequency | Weekly | O.C.G.A. § 34-8-195 |
| Work Search Required | 3 contacts/week | O.C.G.A. § 34-8-195 |
| Appeal Deadline | 15 days from mailing date | GDOL regulations |
| Payment Methods | Direct deposit, debit card | GDOL guidance |
| Tax Withholding Available | Federal: Yes (10%) / State: Yes (5.75%) | GDOL guidance |
ℹ️ Key Unemployment Insurance Terms
Common terms used throughout this guide:
Claimant - Individual filing for unemployment benefits
Base Period - First 4 of last 5 completed calendar quarters used to determine monetary eligibility
Benefit Year - 52-week period beginning when claim is filed
Weekly Benefit Amount (WBA) - Amount payable each week if eligible
Maximum Benefit Amount (MBA) - Total benefits available during benefit year
Monetary Determination - Decision on benefit amounts based on wage history
Non-Monetary Determination - Decision on eligibility based on separation reason and ongoing requirements
Adjudication - Investigation and decision-making process for eligibility issues
Suitable Work - Employment appropriate for claimant's skills, experience, and labor market
Overpayment - Benefits paid that claimant was not entitled to receive
Source: GDOL terminology guidance
Overview of Unemployment Benefits in Georgia
Program Purpose
Unemployment insurance in Georgia provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with Georgia administering benefits according to state law while meeting federal requirements.
Legal framework:
- State law: Georgia Employment Security Law, O.C.G.A. Title 34, Chapter 8
- Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
- Funding: Employer payroll taxes (no employee contribution)
Source: O.C.G.A. Title 34, Chapter 8; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301
Administering Agency
Georgia Department of Labor
Georgia’s unemployment insurance program is administered by the Georgia Department of Labor.
Contact information:
- Website: https://dol.georgia.gov
- Claims filing portal: https://www.dol.state.ga.us/access/
- Phone: 1-877-709-8185
- Hours: Monday-Friday, 8:00 AM – 4:30 PM Eastern Time
- Mailing address: Georgia Department of Labor, 148 Andrew Young International Blvd. NE, Atlanta, GA 30303
Source: GDOL official website
Last verification: January 27, 2026
Variable Benefit Duration System
Georgia implemented a unique variable duration system in 2021 under House Bill 1090, which amended O.C.G.A. § 34-8-193. The maximum number of weeks of unemployment benefits available ranges from 14 to 26 weeks based on Georgia’s seasonally adjusted unemployment rate.
Rate determination schedule:
- Claims filed July 1 – December 31: Based on April unemployment rate published in June
- Claims filed January 1 – June 30: Based on October unemployment rate published in December
Current status (2026): As of January 2026, Georgia’s unemployment rate is 3.6%, which qualifies for 14-15 weeks of benefits under the variable formula.
Source: O.C.G.A. § 34-8-193; GDOL press release January 22, 2026
Who Is Eligible for Unemployment Benefits in Georgia
Employment Status Requirements
To qualify for unemployment benefits in Georgia, individuals must have worked in covered employment during the base period.
Covered employment definition:
According to Georgia employment law, covered employment means any service performed for wages under any contract of hire, written or oral, express or implied. Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations with sufficient employee counts.
Excluded categories:
- Independent contractors (unless misclassified)
- Self-employed individuals
- Certain agricultural workers earning below statutory threshold
- Domestic workers in private homes earning below threshold
- Elected officials
- Students working for educational institution while enrolled
- Federal civilian employees (covered under UCFE program)
- Military personnel (covered under UCX program)
Source: O.C.G.A. Title 34, Chapter 8; GDOL employment definitions
Earnings and Work History Requirements
Base Period Definition:
The base period in Georgia is the first four of the last five completed calendar quarters before filing the claim.
Example: Claim filed in January 2026
- Base period: October 2024 – September 2025 (four quarters)
- Alternative base period (if standard fails): January 2025 – December 2025 (four most recent quarters)
Minimum Monetary Requirements:
To qualify monetarily for benefits in Georgia, claimants must have earned sufficient wages during the base period. The weekly benefit amount is calculated based on wages earned during the two highest quarters of the base period.
Georgia uses a formula-based approach rather than fixed dollar thresholds. Claimants must have:
- Wages in at least two quarters of the base period
- Sufficient total wages to calculate a weekly benefit amount of at least $55
- Wages from covered employment
Alternative base period:
Georgia allows use of alternative base period (the four most recently completed calendar quarters) if the standard base period fails to establish monetary eligibility.
Source: O.C.G.A. § 34-8-192; GDOL monetary eligibility guidance
Benefit calculator: https://www.dol.state.ga.us/calc/ (provides estimate only, not official determination)
Separation From Employment Requirements
Qualifying separations (eligible for benefits):
The following types of job separation qualify for unemployment benefits in Georgia:
- Layoff due to lack of work
- Business closure or downsizing
- Position elimination
- Reduction in hours below full-time
- Temporary layoff with recall within six weeks
- Discharge not due to misconduct
Disqualifying separations:
According to O.C.G.A. § 34-8-194, benefits are denied if unemployment results from:
1. Voluntary quit without good cause
Definition: Leaving employment voluntarily without work-related reason considered good cause under state law.
Burden of proof: When voluntarily leaving an employer, the burden of proof of good cause in connection with the individual’s most recent work is on the individual.
Disqualification period: Until individual secures subsequent employment earning insured wages equal to at least ten times the weekly benefit amount of the claim and then becomes unemployed through no fault of the individual.
Good cause exceptions:
Georgia recognizes the following as good cause for voluntary separation:
- Material change in working conditions
- Material change in working agreement
- Nonpayment for work performed
- Health jeopardized by job conditions
- Unreasonable employer rules and expectations
2. Discharge for misconduct
Definition: Failure to obey orders, rules, or instructions, or failure to discharge the duties for which the individual was employed, as determined by the Commissioner according to circumstances in the case.
Burden of proof: In the Commissioner’s determination, the burden of proof of just discharge or suspension for cause is on the employer, and the presumption is with the employee.
Disqualification period: Until individual secures subsequent employment earning insured wages equal to at least ten times the weekly benefit amount and becomes unemployed through no fault of the individual.
3. Refusal of suitable work
Definition: Failing without good cause either to apply for available suitable work when directed by an employment office or to accept suitable work when offered by any employer.
Disqualification period: Until individual secures subsequent employment earning insured wages equal to at least ten times the weekly benefit amount and loses that job through no fault of the individual.
4. Labor dispute participation
Definition: Total or partial unemployment due to stoppage of work which exists because of a labor dispute at the factory, establishment, or premises at which individual is or was last employed.
Disqualification period: Duration of the labor dispute.
Exceptions: Benefits not denied if individual shows they are not participating in, financing, or directly interested in the labor dispute.
Source: O.C.G.A. § 34-8-194 (disqualification provisions)
Who Is Not Eligible for Unemployment Benefits in Georgia
The following categories of workers are generally not covered by Georgia’s unemployment insurance program:
Categorical exclusions:
1. Self-employed individuals
Individuals working for themselves are not covered under Georgia unemployment insurance. This includes sole proprietors, independent business owners, and individuals operating their own enterprises.
2. Independent contractors
Workers classified as independent contractors rather than employees are not covered. Note: Workers who believe they have been misclassified as independent contractors may file a claim, and GDOL will investigate the employment relationship.
3. Certain students
Students employed by an educational institution while enrolled and regularly attending classes are generally excluded from coverage.
4. Federal civilian employees
Covered under Unemployment Compensation for Federal Employees (UCFE) program administered by state agencies but following federal guidelines, not Georgia state UI.
UCFE information: https://www.dol.gov/agencies/eta/unemployment-insurance/federal-employees
5. Military personnel
Covered under Unemployment Compensation for Ex-Servicemembers (UCX) program.
UCX information: https://www.dol.gov/agencies/eta/unemployment-insurance/military
6. Certain agricultural workers
Agricultural labor meeting specific exemption criteria under Georgia law is excluded.
7. Domestic workers in private homes
Domestic service in private homes earning below statutory threshold is excluded from coverage.
8. Elected officials
Service as an elected official of a state or political subdivision is excluded.
Source: O.C.G.A. Title 34, Chapter 8 (excluded services); 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)
How Unemployment Benefit Amounts Are Calculated in Georgia
Weekly Benefit Amount (WBA)
Calculation formula:
Georgia calculates the weekly benefit amount using the following formula:
The weekly benefit amount is determined by adding together the wages paid in the two highest quarters of the base period and dividing the total by 42.
Formula: (Highest Quarter Wages + Second Highest Quarter Wages) ÷ 42 = Weekly Benefit Amount
For 2026:
- Minimum WBA: $55
- Maximum WBA: $365
- Average WBA: Approximately $310 (2025 data)
Example calculation:
A claimant with base period wages of:
- Quarter 1: $8,000
- Quarter 2: $9,500 (highest)
- Quarter 3: $9,000 (second highest)
- Quarter 4: $7,500
WBA = ($9,500 + $9,000) ÷ 42 = $18,500 ÷ 42 = $440.48
Since this exceeds the maximum, the WBA would be capped at $365.
Partial unemployment:
Claimants working part-time may receive reduced benefits. Georgia allows earnings up to $50 per week before benefit reduction. Benefits are reduced dollar-for-dollar by earnings exceeding $50 per week.
Example: Claimant with WBA of $300 earns $150 in a week:
- First $50 disregarded
- Remaining $100 deducted from WBA
- Weekly payment: $300 – $100 = $200
Source: O.C.G.A. § 34-8-193 (benefit calculation)
Official calculator: https://www.dol.state.ga.us/calc/ (estimate only, not determination)
Maximum Benefit Amount and Duration
Maximum benefit amount (MBA):
The maximum benefit amount is the total benefits available during the benefit year. The MBA is calculated as the weekly benefit amount multiplied by the number of weeks available based on the unemployment rate, or one-fourth of base period wages, whichever is less.
Standard benefit duration (2026):
Under O.C.G.A. § 34-8-193(d), as amended by 2021 House Bill 1090, the maximum number of weeks ranges from 14 to 26 weeks based on Georgia’s seasonally adjusted unemployment rate:
- Unemployment rate at or below 4.5%: 14 weeks
- Rate above 4.5% up to 5.0%: 15 weeks
- Rate above 5.0% up to 5.5%: 16 weeks
- Rate above 5.5% up to 6.0%: 17 weeks
- Rate above 6.0% up to 6.5%: 18 weeks
- Rate above 6.5% up to 7.0%: 19 weeks
- Rate above 7.0% up to 7.5%: 20 weeks
- Rate above 7.5% up to 8.0%: 21 weeks
- Rate above 8.0% up to 8.5%: 22 weeks
- Rate above 8.5% up to 9.0%: 23 weeks
- Rate above 9.0% up to 9.5%: 24 weeks
- Rate above 9.5% up to 10.0%: 25 weeks
- Rate exceeds 10.0%: 26 weeks
Minimum duration: 6 weeks
Current duration (January 2026):
Based on Georgia’s December 2025 unemployment rate of 3.6%, claims filed in early 2026 qualify for 14 weeks of benefits.
Maximum total benefits (2026):
With maximum WBA of $365 and 14 weeks available: $365 × 14 = $5,110
Note: Actual MBA may be lower if one-fourth of base period wages is less than the WBA × weeks calculation.
Benefit year:
Benefits are payable for the determined number of weeks within a 52-week benefit year beginning the Sunday of the week the claim is filed.
Extended Benefits (EB) program:
Additional weeks of benefits may be available when Georgia’s insured unemployment rate triggers the federal-state Extended Benefits program. EB provides up to 13-20 additional weeks depending on the unemployment rate.
EB trigger requirements:
- Insured Unemployment Rate (IUR) exceeds 5.0% AND is 120% of average for prior two years
Current EB status: Inactive as of January 2026
Status verification: https://dol.georgia.gov
Source: O.C.G.A. § 34-8-193 (duration); O.C.G.A. § 34-8-197 (Extended Benefits)
Dependents Allowance
Georgia does not provide dependent allowances for unemployment benefits. The weekly benefit amount is based solely on the claimant’s wage history during the base period.
Source: O.C.G.A. Title 34, Chapter 8 reviewed; no dependent allowance provisions found
Unemployment Benefit Payment Schedule in Georgia
| Payment Process and Timeline | ||
|---|---|---|
| Phase | Timeframe | Details |
| Weekly Certification Window | Weekly | File certification for previous week; available 24/7 online |
| Processing Time | 2–3 business days | Time for GDOL to process certification and verify eligibility |
| Payment Authorization | 1–2 business days after processing | Payment approved and sent to payment method |
| Direct Deposit | 2–3 business days | Funds available in bank account |
| Debit Card | 1–2 business days | Funds loaded to Georgia UI Way2Go Debit MasterCard |
| Total Timeline | 2–4 weeks from filing | Typical time from initial claim to first payment if no issues |
Waiting week impact:
Georgia does not require a waiting week. All eligible weeks of unemployment are compensable beginning with the first week of the claim.
Source: GDOL payment timeline information; O.C.G.A. § 34-8-193
Payment schedule page: https://dol.georgia.gov
Last verified: January 27, 2026
Georgia UI Way2Go Debit MasterCard
Georgia offers unemployment benefit payments through a debit card operated by GoProgram and issued by Comerica Bank.
Card features:
- Valid for three years
- No replacement needed for subsequent benefit years during three-year period
- One free replacement card per 12-month period for lost or stolen cards
- Funds available 1-2 business days after payment authorization
Source: GDOL debit card information
How to File an Unemployment Claim in Georgia
Online Filing (Primary Method)
Filing portal: MyUI Claimant Portal
URL: https://www.dol.state.ga.us/access/
Availability: 24/7
Step-by-step filing process:
- Create account – Register on MyUI Claimant Portal with email address and create password and 4-digit PIN
- Identity verification – Georgia law requires all applicants 18 years or older to attest they are a U.S. citizen, legal permanent resident, or non-citizen legally present in the U.S. GDOL performs electronic verification with Georgia Department of Driver Services
- Enter personal information – Name, address, contact information, Social Security number, citizenship status
- Provide employment history – List all employers during past 18 months with:
- Employer name and address
- Employment dates
- Reason for separation
- Last day worked
- Wages earned
- Answer eligibility questions – Questions about availability, work search, and disqualifying issues
- Submit claim – Review information and submit application
Required information:
- Social Security number
- Driver’s license or state ID number
- Complete employment history (last 18 months)
- Bank account information for direct deposit (optional)
- Alien registration number (if not U.S. citizen)
- DD Form 214 (former military personnel)
- SF-8 or SF-50 (federal employees)
Processing:
Claims are typically processed within 2-3 weeks. Claimants receive two determinations:
- Unemployment Insurance Benefit Determination (monetary determination) – shows if sufficient wages exist to establish claim
- Claims Examiner’s Determination (non-monetary determination) – shows if eligible based on separation reason and other factors
Source: GDOL filing instructions
Official guide: https://dol.georgia.gov/document/unemployment-benefits/ui-claimant-handbook/download
Phone Filing
Georgia requires all initial unemployment claims to be filed online through MyUI Claimant Portal. Phone service is available only for questions and assistance at 1-877-709-8185, not for initial claim filing.
Customer service hours: Monday-Friday, 8:00 AM – 4:30 PM Eastern Time
Source: GDOL contact information
Verified: January 27, 2026
Career Center Filing
Claimants may also file claims in person at any Georgia Department of Labor Career Center. Career centers provide assistance with filing, computer access, and answers to questions.
Career center locator: https://dol.georgia.gov/locations
Source: GDOL career center information
Required Documents and Information for Filing
Personal identification:
- Social Security number or Social Security card
- Driver’s license or state-issued ID
- Date of birth
- Contact information (phone, email, mailing address)
- Citizenship status documentation
Employment documentation:
- Last employer information (name, address, phone, dates)
- Reason for separation
- Separation notice (if available): layoff letter, termination notice, furlough notice
- All employers in last 18 months
- Wages earned from each employer
Banking information (for direct deposit):
- Bank routing number
- Account number
- Account type (checking/savings)
Additional documentation (if applicable):
- Work authorization documents (non-citizens)
- DD Form 214 (military service members)
- SF-8 or SF-50 (federal civilian employees)
- Union membership documentation (if union member)
Most documents can be uploaded through online portal after filing initial claim.
Source: GDOL filing checklist
Document requirements: https://dol.georgia.gov
Weekly Certification and Ongoing Eligibility Requirements
Certification Process
Certification frequency: Weekly
Filing window: Available after each week ends, must be filed promptly
Method: Online through MyUI Claimant Portal (preferred), phone via Interactive Voice Response (IVR) system at 1-877-709-8185, or in person at Career Center
Each certification requires answering questions about the previous week:
- Were you able and available to work all seven days?
- Did you look for work?
- Did you refuse any job offers?
- Did you work or earn any money?
- Were you attending school or training?
- Did you receive any separation pay, vacation pay, or other payments?
Late filing:
Certifications must be filed for each week claimed. Failure to file weekly certifications can result in denial of benefits for those weeks. If successful on appeal later, claimants will not receive payment for weeks not certified.
Source: O.C.G.A. § 34-8-190 (continuing claim requirements); O.C.G.A. § 34-8-195
Certification instructions: https://dol.georgia.gov
Work Search Requirements
Required work search activities:
According to O.C.G.A. § 34-8-195, claimants must actively search for work and complete at least three new verifiable job contacts each week unless specifically exempted.
Qualifying activities:
- Submitting job application to potential employer
- Attending job interview
- Attending job fair or hiring event
- Attending career center workshop
- Attending networking event
- Employer-initiated contact
- Online application submission through job portal
Documentation required:
For each work search activity, record:
- Employer name and complete address
- Contact person and phone number
- Date of activity
- Type of activity (application, interview, etc.)
- Method of contact (in person, online, phone)
- Position applied for or discussed
- Result or outcome
Work search log: Form DOL-2798
Download: https://dol.georgia.gov/document/unemployment-benefits/ui-work-search-record-dol-2798/download
Submission requirement:
Claimants must submit evidence of work search activities online through MyUI Claimant Portal or by fax each week when certifying for benefits.
Audit process:
GDOL conducts random audits of work search activities. Claimants selected for audit must provide documentation upon request. Failure to provide adequate work search documentation may result in benefit denial for affected weeks and potential overpayment.
Work search exemptions:
The following claimants are exempt from work search requirements:
1. Temporary layoff with recall date
Individuals laid off with a scheduled return-to-work date within six weeks from the date of separation are considered attached to the employer and exempt from seeking work. However, if the employee has not returned to work at the end of that six-week period, the employee must meet work search requirements.
2. Union hiring hall dispatch
Claimants who obtain work exclusively through a union hiring hall may be exempt if they maintain regular contact with the hiring hall and are available for dispatch.
3. Approved training program
Individuals attending training approved by the Commissioner are exempt from availability and work search requirements. Such individuals may also refuse work or referrals to job openings while in training without being subject to disqualification.
4. Claimant trainees
No otherwise eligible individual shall be denied benefits because that individual is in training with the approval of the Commissioner. Individuals attending approved training are exempt from work search requirements.
Each exemption requires verification and approval by GDOL. Claimants must receive written notice of exemption from work search requirements.
Source: O.C.G.A. § 34-8-195 (work search requirements); O.C.G.A. § 34-8-195(d) (training exemption)
Work search guide: https://dol.georgia.gov
Exemption application: Contact GDOL at 1-877-709-8185
Registration for Employment Services
WorkSource Georgia registration:
All individuals receiving unemployment benefits must register with WorkSource Georgia for employment services.
Registration portal: https://www.employgaportal.com/
Services available:
- Job search assistance
- Resume development
- Career counseling
- Skills testing
- Job fair information
- Job training services
- Accessibility accommodations for people with disabilities
- Veterans’ services
Source: O.C.G.A. § 34-8-195; GDOL employment services requirements
What Happens After Filing a Claim
Claim processing steps:
1. Initial claim received
GDOL receives application through online portal, career center, or other method.
2. Employer notification
Within days of claim filing, GDOL sends Notice of Claim Filing and Request for Separation Information to the most recent employer. Employer has 15 days from mailing date to respond with separation information.
3. Monetary determination issued
Unemployment Insurance Benefit Determination shows:
- Base period wages by quarter and employer
- Weekly benefit amount (WBA)
- Number of weeks potentially payable
- Maximum benefit amount (MBA)
- Benefit year beginning and ending dates
Issued within 7-10 days after filing if wage information available.
4. Non-monetary determination (if needed)
If eligibility questions exist, GDOL issues Claims Examiner’s Determination addressing:
- Reason for separation from employment
- Availability for work
- Refusal of work
- Work search compliance
- Other disqualifying issues
Investigation process:
- Fact-finding interview scheduled (phone or in-person)
- Employer and claimant provide information through questionnaires or interviews
- Evidence submitted and reviewed
- Claims Examiner issues determination with appeal rights
5. First payment
If approved with no eligibility issues, payment issued for first certified week. If issues exist, payment held pending resolution of non-monetary determination.
Typical timeline:
- Monetary determination: 7-10 days after filing
- Non-monetary determination: 2-4 weeks (if required and fact-finding needed)
- First payment: 2-4 weeks if no issues; longer if eligibility issues require investigation
Claim Status Tracker:
The MyUI Claimant Portal provides Claim Status Tracker showing:
- Claim filing status
- Monetary eligibility status
- Non-monetary eligibility status (yellow if issues pending, green if resolved)
- Appeal filing status
- Payment status
Source: GDOL claims processing information; O.C.G.A. § 34-8-190
Processing timeline: https://dol.georgia.gov
Reasons an Unemployment Claim May Be Denied
Monetary Denial
Claims denied for insufficient wages fail to meet minimum requirements:
- Insufficient total base period wages to calculate WBA of at least $55
- Wages in fewer than two quarters of base period
- Base period wages inadequate under benefit calculation formula
Monetary denials may be resolved by:
- Using alternative base period if available
- Including additional wage information from employers who failed to report
- Correcting wage reporting errors
Non-Monetary Denial (Disqualifications)
1. Voluntary quit without good cause
Leaving employment voluntarily without demonstrating work-related good cause results in disqualification until individual:
- Secures subsequent employment
- Earns insured wages equal to at least ten times the weekly benefit amount
- Becomes unemployed through no fault of the individual
2. Discharge for misconduct
Discharge for failure to obey orders, rules, or instructions or failure to discharge employment duties results in disqualification until requalification requirements met (earning ten times WBA in subsequent employment).
3. Refusal of suitable work
Failing without good cause to apply for available suitable work when directed, or refusing suitable work when offered, results in disqualification until requalification requirements met.
4. Work search non-compliance
Failure to meet work search requirements results in denial of benefits for weeks of non-compliance.
5. Failure to report earnings
Not reporting earnings from part-time work or other sources results in overpayment and potential fraud determination.
6. Not able, available, or actively seeking work
Any issue preventing ability to work, availability for work, or active work search (such as illness, lack of childcare, lack of transportation, school attendance without exemption) may result in disqualification.
Administrative Denial
Claims may be denied for administrative reasons:
- Incomplete application
- Failure to provide required documentation
- Identity verification failure
- Missed fact-finding interview
- Non-response to GDOL information requests
- Failure to register for employment services
Source: O.C.G.A. § 34-8-194 (disqualification provisions); O.C.G.A. § 34-8-195 (eligibility requirements)
Denial appeal information: https://dol.georgia.gov
How to Appeal an Unemployment Decision in Georgia
Appeal Deadlines
Filing deadline: 15 days from mailing date of determination or decision
The appeal must be submitted in writing within 15 days of the date on the claim determination or decision letter, NOT the date received. The mailing date is shown on the determination.
Calculation example:
If determination mailed January 15, 2026, appeal deadline is January 30, 2026.
Postmark rule:
Appeals sent by mail must be postmarked on or before the deadline. Appeals filed online, by email, or by fax are considered filed on the date received by GDOL.
Late appeals:
Appeals filed after the 15-day deadline may be accepted if claimant shows good cause for the late filing. Good cause must be explained in writing with supporting documentation. Examples of good cause include:
- Serious illness preventing timely filing
- Death in immediate family
- Mail delivery problems beyond claimant’s control
- GDOL error in providing appeal information
Source: GDOL regulations; O.C.G.A. § 34-8-195
Appeals information: https://dol.georgia.gov/document/unemployment-benefits/ui-appeals-handbook/download
Appeal Filing Process
How to file appeal:
Online: MyUI Claimant Portal – https://www.dol.state.ga.us/access/ (fastest method)
Email: [email protected] (Appeals Tribunal)
Fax: Contact Appeals Tribunal for fax number
Mail:
Georgia Department of Labor
Attn: UI Appeals Tribunal
148 Andrew Young International Blvd., NE
Suite 525
Atlanta, GA 30303-1734
In-person: Career centers accept appeals but processing will be delayed as appeals must be forwarded to Appeals Tribunal
Required information:
- Claimant name and Social Security number (last 4 digits only if submitting by email or fax)
- Mailing date shown on determination or decision being appealed
- Docket number (if appealing Administrative Hearing Officer’s decision)
- Reason for disagreement with determination
- Contact information (address, phone, email)
- Signature and date
Appeal form: Form DOL-423
Download: https://dol.georgia.gov/document/unemployment-benefits/appeal-request-form-dol-423/download
Confirmation:
When filing online, claimants receive a confirmation number. Without confirmation number, appeal is not complete. Contact Appeals Tribunal at (404) 232-3900 to verify receipt if confirmation not received.
Important reminder:
Continue claiming weekly benefits and submitting work search records throughout the appeal process. Failure to do so may result in denial of benefits for those weeks, even if appeal decision is favorable.
Source: GDOL appeals process
Official URL: https://georgia.gov/file-unemployment-appeal
Hearing Process
Hearing notification:
Notice of Hearing is mailed to all parties at least 10 days before the scheduled hearing date. The notice includes:
- Date and time of hearing
- Hearing method (telephone, video, or in-person)
- Parties involved
- Issues to be decided
- Instructions for evidence submission
- Contact information for Appeals Tribunal
Hearing scheduling:
Hearings are scheduled on a first-come, first-served basis after appeal is filed. Typical timeframe from appeal filing to hearing is 2 to 2.5 weeks.
Hearing format:
Type: Most hearings are conducted by telephone. In-person hearings may be granted as accommodation for people with physical impairments or other pertinent factors that would make telephone hearing impractical, as determined by Chief Administrative Hearing Officer.
Officer: Administrative Hearing Officer conducts the hearing
Duration: Typically 30-60 minutes depending on complexity
Recording: Hearing is recorded for appeal purposes
Hearing procedures:
- Administrative Hearing Officer explains process and issues to be decided
- Parties sworn in under oath
- Claimant presents testimony and evidence
- Employer presents testimony and evidence (if participating)
- Witnesses questioned by Hearing Officer and opposing party
- Cross-examination of witnesses
- Closing statements by parties
- Hearing concluded
Evidence submission:
Evidence may be submitted before the hearing:
- Method: Upload through portal, mail, email, or fax
- Requirement: Provide copies to all parties
- Accepted formats: Documents, photographs, records, recordings
- Timing: Submission accepted at least 3-5 days before hearing
Witnesses:
Parties may present witnesses. If witness will not agree to testify voluntarily, Appeals Tribunal can issue subpoena to compel testimony. Party requesting subpoena is responsible for ensuring proper service on witness.
Representation:
Claimants and employers may be represented by attorney or authorized agent at their own expense. If representative is not attorney, party must provide representative’s name, phone number, and address in writing before hearing.
Decision:
Written decision issued within 7-10 days after hearing and mailed to all parties. Decision includes:
- Findings of fact
- Conclusions of law
- Decision (benefits allowed or denied)
- Reasoning for decision
- Appeal rights to Board of Review
Source: O.C.G.A. § 34-8-195; GDOL Appeals Handbook
Hearing preparation guide: https://dol.georgia.gov/document/unemployment-benefits/ui-appeals-handbook/download
Further Appeals
Board of Review appeal:
Appeals of Administrative Hearing Officer decisions may be filed with the Board of Review:
- Deadline: 15 days from the release date on the decision
- Method: Written submission to Board of Review
- Review type: Record review (no new hearing, no new evidence accepted)
- Consideration: Board reviews recorded testimony and evidence from Appeals Tribunal hearing
- Decision timeline: Varies, typically 4-8 weeks
Mailing address for Board of Review:
Georgia Department of Labor
Attn: Board of Review
148 Andrew Young International Blvd., NE
Suite 525
Atlanta, GA 30303-1734
Phone: (404) 232-3325
Reconsideration:
Parties may request reconsideration of Board of Review decision. Request must be submitted within 15 days. Board decision becomes final 15 days from release date in absence of reconsideration request.
Judicial appeal:
Final Board of Review decisions may be appealed to Georgia Superior Court:
- Deadline: Within time specified in Board decision
- Jurisdiction: Superior Court in county where claimant resides
- Representation: Legal counsel permitted
Source: O.C.G.A. § 34-8-195; GDOL appeals procedures
Unemployment Fraud, Penalties, and Overpayments
Fraud Definition and Examples
Fraud defined:
Unemployment fraud occurs when a person knowingly makes a false statement or representation, or knowingly fails to disclose a material fact, to obtain or increase benefit payments.
Common fraud examples:
- Failing to report work or earnings while certifying for benefits
- Providing false information about job separation reason
- Claiming benefits while incarcerated
- Using another person’s identity to file claim
- Not reporting job offers or refusals
- Filing claims in multiple states simultaneously
- Continuing to claim after returning to work
- Falsifying work search records
Source: Georgia Employment Security Law; GDOL fraud information
Penalties for Fraud
Administrative penalties:
Claimants determined to have committed fraud must repay benefits received AND face additional penalties:
Repayment: 100% of fraudulently obtained benefits
Penalty: 15% of the overpayment amount (mandatory, cannot be waived)
Interest: 1% per month on unpaid balance until overpayment (including penalty) is fully repaid
Disqualification: Ineligible for unemployment benefits for up to 15 months
Criminal penalties:
Unemployment fraud is a criminal offense under Georgia law:
Misdemeanor: Each act of knowingly making false representation or failing to disclose material fact constitutes separate offense
Penalties upon conviction:
- Fines as determined by court
- Possible imprisonment as determined by court
For significant fraud involving larger amounts, more serious charges may apply with potential sentences up to ten years or fines up to $10,000.
Collection methods:
GDOL is authorized to collect overpayments through:
- Offset from future unemployment benefits
- Federal and state tax refund intercept
- Wage garnishment
- Legal action
- Use of private collection agencies
Source: O.C.G.A. § 34-8-256 (criminal penalties); O.C.G.A. § 34-8-254 (overpayment collection); GDOL Rule 300-2-4-.08
Report fraud: Online at https://www.dol.state.ga.us/public/uiben/fraud/reportType or call GDOL
Non-Fraud Overpayments
Overpayment without fraud:
Overpayments may occur without fraudulent intent due to:
- GDOL error in processing claim
- Delayed employer information causing incorrect payments
- Reversed determination on appeal
- Good faith mistake by claimant in reporting
- Administrative error
Repayment obligation:
Non-fraud overpayments must be repaid. However, penalty amounts do not apply to non-fraud overpayments. Interest at 1% per month may accrue on unpaid balances.
Waiver eligibility:
Georgia may waive non-fraud overpayments under specific circumstances. According to GDOL Rule 300-2-4-.08, the Commissioner may waive repayment of overpayment if:
- The individual was without fault in causing the overpayment, AND
- Repayment would be contrary to equity and good conscience
Waiver application process:
Claimants must submit Application for Overpayment Waiver (Form DOL-5A):
- Deadline: 15 days from overpayment determination mailing date
- Method: Email to [email protected] or mail to Georgia Department of Labor, Attn: Overpayment Unit – Waiver Request, P.O. Box 3433, Atlanta, GA 30302
- Requirements: Complete application with supporting documentation showing lack of fault and financial hardship
Burden of proof:
Individual must prove:
- They were without fault in causing overpayment
- Repayment would cause financial hardship (contrary to equity and good conscience)
Automatic denials:
Waivers cannot be granted for:
- Fraud overpayments
- Cases where individual was at fault (made false or misleading statements, even if not determined fraudulent)
Repayment options:
If waiver not granted or not applicable:
- Lump sum payment
- Payment plan (contact GDOL Overpayment Unit to arrange)
- Offset from future benefits
- Federal/state tax refund intercept
- Wage garnishment (if authorized)
Source: O.C.G.A. § 34-8-254 (overpayment recovery); GDOL Rule 300-2-4-.08
Repayment information: https://dol.georgia.gov/overpayment-and-waiver-request-information
Taxation of Unemployment Benefits in Georgia
Federal Tax Treatment
Federal taxation:
Unemployment benefits are taxable income under federal law (26 U.S.C. § 85). Claimants receive Form 1099-G by January 31 showing:
- Box 1: Total unemployment compensation paid during calendar year
- Box 4: Federal income tax withheld (if any)
Withholding option:
Claimants may request federal income tax withholding at 10% of weekly benefit amount. Request can be made when filing initial claim or anytime during benefit year through MyUI Claimant Portal.
Source: IRS Publication 525; 26 U.S.C. § 85
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation
State Tax Treatment
Georgia taxation:
Unemployment benefits are subject to Georgia state income tax.
State withholding:
Claimants may request Georgia income tax withholding at 5.75% of weekly benefit amount (Georgia’s flat income tax rate). Request can be made through MyUI Claimant Portal.
Form 1099-G Box 11: Shows Georgia state tax withheld (if any)
Source: Georgia Department of Revenue; Georgia tax law
Verified: January 27, 2026
Form 1099-G
Form 1099-G distribution:
GDOL issues Form 1099-G by January 31 each year for benefits paid during previous calendar year.
Access methods:
- Mailed to address on file with GDOL
- Online through MyUI Claimant Portal
- By phone: 1-877-709-8185
Incorrect 1099-G:
If Form 1099-G shows incorrect amounts or benefits not received (potential identity theft):
- Contact GDOL immediately: 1-877-709-8185
- Report fraud online: https://www.dol.state.ga.us/public/uiben/fraud/reportType
- Request corrected form before filing tax return
- Do not include fraudulent benefits in taxable income
Source: GDOL 1099-G information
Official URL: https://dol.georgia.gov
Special Unemployment Programs in Georgia
Currently Active Programs (2026)
Extended Benefits (EB)
Program status (2026): Inactive
Extended Benefits provide additional weeks of unemployment compensation when Georgia’s Insured Unemployment Rate (IUR) meets federal trigger criteria.
Trigger requirements:
- IUR exceeds 5.0% AND is 120% of average for prior two years
Additional weeks available:
- 13 weeks when trigger activated in low unemployment period
- 20 weeks when activated in high unemployment period (if state unemployment rate exceeds 8%)
Current status verification:
As of January 2026, Georgia’s IUR is below the 5.0% threshold. EB program is not activated.
Last active period: EB was last active in 2020-2021 during COVID-19 pandemic and ended February 6, 2021 when IUR fell below trigger threshold.
Source: O.C.G.A. § 34-8-197 (Extended Benefits); GDOL EB status information
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp
Last checked: January 27, 2026
Shared Work Program
Georgia does not currently operate a Shared Work or Short-Time Compensation program.
Source: U.S. DOL state program directory
Verified: January 27, 2026
Trade Adjustment Assistance (TAA)
TAA program: Active (federal program administered by Georgia)
Workers who lose jobs due to foreign trade may qualify for:
- Extended unemployment benefits beyond regular state benefits
- Job training funding
- Job search allowances
- Relocation allowances
Eligibility:
Employer must be certified by U.S. Department of Labor as trade-affected. Individual workers then apply for TAA benefits.
Georgia TAA coordinator:
Contact GDOL at 1-877-709-8185 for TAA information and application process.
Source: Trade Act of 1974, 19 U.S.C. § 2271
DOL TAA information: https://www.dol.gov/agencies/eta/tradeact
Disaster Unemployment Assistance (DUA)
DUA availability: Available during federally declared disasters
Provides benefits to individuals who lost employment due to major disaster and are not eligible for regular UI, including:
- Self-employed individuals
- Independent contractors
- Workers without sufficient wage history
Activation: Only during presidentially declared major disasters affecting Georgia
Application: Through GDOL when disasters are declared
Duration: Up to 26 weeks of assistance
Source: Robert T. Stafford Disaster Relief Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program
Pandemic Programs Status
Emergency Unemployment Compensation (EUC): Not currently available
Pandemic Unemployment Assistance (PUA): Expired, not currently available
Pandemic Emergency Unemployment Compensation (PEUC): Expired, not currently available
Federal Pandemic Unemployment Compensation (FPUC): Expired, not currently available
All federal pandemic-related unemployment programs have ended. These programs were temporary and are not available under current state or federal law.
Context: Georgia Compared to National Benchmarks
Georgia benefit levels in national context (2026):
- Maximum WBA: $365 (below national average, ranks in lower half of states)
- Duration: 14 weeks at current unemployment rate (below standard 26 weeks used by most states due to variable duration system)
- Unique features: Variable duration system based on unemployment rate (14-26 weeks); no waiting week; no dependent allowances
National range:
- Highest maximum WBA: Massachusetts ($1,015)
- Lowest maximum WBA: Mississippi ($235)
- Most common duration: 26 weeks
- Most states: Fixed 26-week duration regardless of unemployment rate
Variable duration impact:
Georgia’s unique variable duration system, implemented in 2021, means benefit duration fluctuates with the state’s unemployment rate. At current low unemployment rates (3.6% in January 2026), Georgia provides 14 weeks of benefits, significantly less than the 26 weeks available in most states.
For comprehensive state-by-state comparisons, see:
U.S. DOL Comparison: https://oui.doleta.gov/unemploy/comparison/
Source: U.S. Department of Labor, Comparison of State UI Laws 2026; O.C.G.A. § 34-8-193
Resources
Georgia unemployment resources:
Georgia Department of Labor
Main line: 1-877-709-8185
Hours: Monday-Friday, 8:00 AM – 4:30 PM ET
Website: https://dol.georgia.gov
Online claims portal
MyUI Claimant Portal: https://www.dol.state.ga.us/access/
Appeals office
Phone: (404) 232-3900
Email: [email protected]
Website: https://dol.georgia.gov/file-appeal
Board of Review
Phone: (404) 232-3325
Fraud reporting hotline
Online: https://www.dol.state.ga.us/public/uiben/fraud/reportType
Phone: 1-877-709-8185
Employer services
Phone: Contact through https://dol.georgia.gov/email-us
Website: https://dol.georgia.gov
WorkSource Georgia (employment services)
Website: https://www.employgaportal.com/
Federal resources:
U.S. Department of Labor
Federal UI oversight
Website: https://www.dol.gov/agencies/eta/unemployment-insurance
CareerOneStop
Job search resources
Website: https://www.careeronestop.org/
IRS
Tax information
Website: https://www.irs.gov/individuals/employees/unemployment-compensation
Source: Official government websites
Frequently Asked Questions: Georgia Unemployment Benefits 2026
What are unemployment benefits in Georgia?
Unemployment benefits in Georgia provide temporary financial assistance to eligible workers who lose employment through no fault of their own. The program is funded by employer taxes and administered by the Georgia Department of Labor, providing weekly payments ranging from $55 to $365 for 14-26 weeks depending on the state’s unemployment rate.
How much can I receive in unemployment benefits in Georgia?
Georgia unemployment benefits range from a minimum of $55 to a maximum of $365 per week. The weekly amount is calculated by adding wages from your two highest-earning quarters in the base period and dividing by 42. The number of weeks available ranges from 14 to 26 weeks based on Georgia’s unemployment rate.
How long does it take to get unemployment benefits in Georgia?
If there are no eligibility issues, first payment typically arrives 2-4 weeks after filing the initial claim. This includes time for processing the claim, employer response, issuing determinations, and payment processing. Claims with eligibility issues requiring investigation may take longer to resolve.
Can I work part-time and still receive unemployment in Georgia?
Yes, individuals working part-time may receive partial unemployment benefits. Georgia allows earnings up to $50 per week without benefit reduction. Earnings exceeding $50 are deducted dollar-for-dollar from the weekly benefit amount. All earnings must be reported when filing weekly certifications.
What disqualifies you from unemployment in Georgia?
Common disqualifications include voluntary quit without good cause, discharge for misconduct, refusal of suitable work, failure to meet work search requirements, not being able or available for work, failure to report earnings, and participation in a labor dispute. Most disqualifications require requalifying by earning ten times the weekly benefit amount in subsequent employment.
How do I file for unemployment in Georgia?
File online through the MyUI Claimant Portal at https://www.dol.state.ga.us/access/ (available 24/7) or visit a Georgia Department of Labor Career Center in person. You will need your Social Security number, driver’s license, complete employment history for the past 18 months, and bank account information for direct deposit. Phone filing is not available for initial claims.
Are unemployment benefits taxable in Georgia?
Yes, unemployment benefits are taxable for both federal income tax and Georgia state income tax purposes. You will receive Form 1099-G by January 31 showing the total benefits paid. You may request federal tax withholding at 10% and Georgia state tax withholding at 5.75% of your weekly benefit amount through the MyUI Claimant Portal.
How do I appeal an unemployment denial in Georgia?
File a written appeal within 15 days of the mailing date shown on the determination. Appeals can be filed online through MyUI Claimant Portal, by email to [email protected], by fax, or by mail to UI Appeals Tribunal, 148 Andrew Young International Blvd. NE, Suite 525, Atlanta, GA 30303-1734. Include your name, Social Security number, determination date, and reason for disagreement. Continue filing weekly certifications during the appeal process.
What is Georgia’s variable duration unemployment system?
Georgia uses a unique variable duration system implemented in 2021. The number of weeks of benefits available ranges from 14 to 26 weeks based on the state’s seasonally adjusted unemployment rate. At unemployment rates of 4.5% or below, 14 weeks are available. As the unemployment rate increases, additional weeks become available up to a maximum of 26 weeks when the rate exceeds 10%.
How do I submit my work search record in Georgia?
Submit your Weekly Work Search Record (Form DOL-2798) online through MyUI Claimant Portal or by fax each week when certifying for benefits. You must complete at least three new verifiable job contacts each week and maintain records including employer name and address, contact person, date, method of contact, position applied for, and result. GDOL conducts random audits and may request documentation.
Can I receive unemployment benefits while attending school in Georgia?
Generally, full-time students are not eligible for unemployment benefits unless attending approved training. However, individuals in training approved by the Commissioner are exempt from work search requirements and may refuse work while in training. Part-time students who remain able, available, and actively seeking full-time work may qualify for benefits.
What happens if I receive an overpayment notice?
If you disagree with the overpayment, file an appeal within 15 days. If the overpayment is correct but not due to fraud, you may request a waiver by completing Application for Overpayment Waiver (Form DOL-5A) within 15 days, showing you were without fault and repayment would cause financial hardship. Contact the Overpayment Unit at [email protected] or call 1-877-709-8185 for repayment plan options.