🇺🇸 Illinois UNEMPLOYMENT — 2026 UPDATE

Illinois Unemployment Benefits 2026

⚠️Informational only — not legal or tax advice.

Last Updated: January 26, 2026
Last Reviewed: January 26, 2026
Applicable Period: 2026
Jurisdiction: State of Illinois , United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter

Unemployment Illinois benefits 2026

Table of Contents

Introduction

Unemployment benefits in Illinois provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the Illinois Department of Employment Security (IDES) and funded through employer taxes under state and federal law.

Program authority: Illinois Unemployment Insurance Act, 820 ILCS 405/100 et seq.
Administering agency: Illinois Department of Employment Security (IDES)
Official website: https://ides.illinois.gov

This guide provides comprehensive information on Illinois unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.

Sources: Illinois statutes, IDES official guidance, U.S. Department of Labor

Illinois Unemployment Benefits - 2026 Quick Reference
Category 2026 Information Official Source
Maximum Weekly Benefit $628 (individual) / $748 (with non-working spouse) / $859 (with dependent child) 820 ILCS 405/401; CLI110L Table
Minimum Weekly Benefit Based on base period wages (no statutory minimum) 820 ILCS 405/401
Standard Duration 26 weeks 820 ILCS 405/403
Waiting Week Required Yes (one week) 820 ILCS 405/500(D)
Filing Portal Illinois Benefits Information System (IBIS) https://ides.illinois.gov
Certification Frequency Biweekly (every two weeks) IDES Claimant Handbook
Work Search Required Active work search required (no specific number mandated) 56 Ill. Admin. Code § 2865.100
Appeal Deadline 30 days from mailing date of determination 820 ILCS 405/800
Payment Methods Direct deposit or paper check IDES payment information
Tax Withholding Available Federal: Yes (10%) / State: Yes (5%) IDES tax information

ℹ️ Key Unemployment Insurance Terms

Common terms used throughout this guide:

Claimant - Individual filing for unemployment benefits

Base Period - First four of the last five completed calendar quarters before filing claim

Benefit Year - 52-week period beginning when claim is filed

Weekly Benefit Amount (WBA) - Amount payable each week if eligible

Maximum Benefit Amount (MBA) - Total benefits available during benefit year

Monetary Determination - Decision on benefit amounts based on wage history (also called "Finding")

Non-Monetary Determination - Decision on eligibility based on separation reason and ongoing requirements

Adjudication - Investigation and decision-making process for eligibility issues

Suitable Work - Employment appropriate for claimant's skills, experience, and labor market

Overpayment - Benefits paid that claimant was not entitled to receive

Waiting Week - First week of unemployment for which benefits are not paid

IDES - Illinois Department of Employment Security (administering agency)

Source: IDES terminology guide and 820 ILCS 405

Overview of Unemployment Benefits in Illinois

Program Purpose

Unemployment insurance in Illinois provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with Illinois administering benefits according to state law while meeting federal requirements.

Legal framework:

  • State law: Illinois Unemployment Insurance Act, 820 ILCS 405/100 et seq.
  • Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
  • Funding: Employer payroll taxes (no employee contribution)

According to 820 ILCS 405/100, the Illinois Unemployment Insurance Act was established as a guide to public policy: “Economic insecurity due to involuntary unemployment has become a serious menace to the health, safety, morals and welfare of the people of the State of Illinois.” The Act provides for compulsory unemployment insurance on a statewide scale, setting aside reserves during periods of employment to pay benefits during unemployment periods.

Source: 820 ILCS 405/100; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301

Administering Agency

Illinois Department of Employment Security (IDES)

Illinois’s unemployment insurance program is administered by the Illinois Department of Employment Security.

Contact information:

  • Website: https://ides.illinois.gov
  • Claims filing portal: https://ides.illinois.gov (IBIS system)
  • Phone: (800) 244-5631
  • TTY/TDD: (866) 488-4016
  • Hours: Monday-Friday, 8:30 AM – 5:00 PM (Central Time)
  • Mailing address: Illinois Department of Employment Security, 33 South State Street, Chicago, IL 60603

Source: IDES official website

Who Is Eligible for Unemployment Benefits in Illinois

Employment Status Requirements

To qualify for unemployment benefits in Illinois, individuals must have worked in covered employment during the base period.

Covered employment definition:

According to 820 ILCS 405/212, covered employment includes “any service performed for wages under any contract of hire, written or oral, express or implied.” Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations that meet certain employment thresholds.

Excluded categories:

Certain types of employment are not covered by Illinois unemployment insurance:

  • Independent contractors (unless misclassified)
  • Self-employed individuals (no optional coverage available)
  • Agricultural workers employed by units paying less than $20,000 in cash wages per calendar quarter or employing fewer than 10 individuals in 20 or more weeks
  • Domestic workers in private homes earning below $1,000 per calendar quarter (employer threshold)
  • Elected officials and certain appointed officials
  • Students employed by educational institutions while enrolled and regularly attending classes
  • Real estate salespersons and insurance agents paid solely by commission under specific conditions
  • Newspaper deliverers under age 18 or paid piece rate under written contract
  • Caddies under age 22 who are full-time students

Source: 820 ILCS 405/211.1 through 405/234 (employment definitions and exclusions)
Official text: https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2434

Earnings and Work History Requirements

Base Period Definition:

The base period in Illinois is the first four of the last five completed calendar quarters before filing the claim.

Example: Claim filed in January 2026 (Q1 2026)

  • Base period: October 2024 – September 2025 (Q4 2024, Q1 2025, Q2 2025, Q3 2025)
  • Alternative base period (if standard fails): January 2025 – December 2025 (Q1 2025, Q2 2025, Q3 2025, Q4 2025)

Source: 820 ILCS 405/237

Minimum Monetary Requirements:

To qualify monetarily for benefits in Illinois, claimants must meet ALL of the following wage requirements:

  1. Total base period wages: Minimum of $1,600 earned during the entire base period
  2. Wages outside high quarter: At least $440 earned in quarters outside the highest-earning quarter
  3. Multiple quarters: Wages must have been earned in at least two different quarters of the base period

These monetary thresholds establish whether a claimant has sufficient work history and earnings to qualify for benefits.

Alternative base period:

Illinois allows use of an alternative base period if the standard base period fails to qualify the claimant. The alternative base period consists of the last four completed calendar quarters immediately preceding the claim filing. This provision, added to accommodate workers with more recent employment, can result in eligibility when the standard calculation does not.

Source: 820 ILCS 405/500(E) – Monetary Eligibility; 820 ILCS 405/237(C) – Alternative Base Period
Benefit calculator: https://ides.illinois.gov (provides estimate only, not official determination)

Separation From Employment Requirements

Qualifying vs Disqualifying Separations:

Qualifying separations (eligible for benefits):

The following types of job separation qualify for unemployment benefits in Illinois:

  • Layoff due to lack of work
  • Business closure or downsizing
  • Position elimination
  • Reduction in hours below full-time
  • Temporary layoff with indefinite recall
  • Discharge not due to misconduct

Disqualifying separations:

Illinois law establishes specific disqualifications for unemployment benefits based on separation circumstances.

1. Voluntary quit without good cause

According to 820 ILCS 405/601, individuals who leave work voluntarily are disqualified for benefits unless they can demonstrate good cause attributable to the employer.

Definition: Leaving employment voluntarily without work-related reason considered “good cause” under state law.

Disqualification period: Until reemployed and earning at least the weekly benefit amount in each of four calendar weeks.

2. Discharge for misconduct

According to 820 ILCS 405/602(A):

“For purposes of this subsection, the term ‘misconduct’ means the deliberate and willful violation of a reasonable rule or policy of the employing unit, governing the individual’s behavior in performance of his work, provided such violation has harmed the employing unit or other employees or has been repeated by the individual despite a warning or other explicit instruction from the employing unit.”

The statute specifies that misconduct includes:

  • Falsification of employment application or documentation to obtain employment
  • Failure to maintain licenses, registrations, or certifications required for the job
  • Knowing, repeated violation of attendance policies following written warning
  • Damage to employer property through grossly negligent conduct
  • Refusal or failure to follow a reasonable employer directive
  • Harassment or other inappropriate conduct toward coworkers
  • Physical assault or threat of physical assault in the workplace
  • Illegal conduct connected with work

Disqualification period: Until reemployed and earning at least the weekly benefit amount in each of four calendar weeks. If reinstated by the same employer, requalification requirements are deemed satisfied.

3. Felony or theft in connection with work

Under 820 ILCS 405/602(B), commission of a felony or theft in connection with work results in more severe disqualification requiring requalification through earning base period wages ($1,600 total with $440 outside high quarter) rather than just four weeks of earnings.

4. Refusal of suitable work

Refusal of suitable work without good cause disqualifies claimants from benefits.

Disqualification period: Until reemployed and earning at least the weekly benefit amount in each of four calendar weeks.

Good cause exceptions:

Illinois recognizes the following as “good cause” for voluntary separation or refusal of work:

  • Work that requires individual to act illegally or contrary to their religious convictions
  • Medical inability to perform work verified by licensed physician
  • Domestic violence circumstances requiring separation
  • Following spouse to new location due to military or employment transfer (under certain conditions)
  • Substantial change in working conditions that would cause hardship
  • Employer’s inability to accommodate need to care for family member with verified poor health or disability

Source: 820 ILCS 405/601 (voluntary quit); 820 ILCS 405/602 (misconduct); 820 ILCS 405/603 (refusal of work)
Official text: https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2434

Who Is Not Eligible for Unemployment Benefits in Illinois

The following categories of workers are generally not covered by Illinois’s unemployment insurance program:

Categorical exclusions:

1. Self-employed individuals

Individuals working for themselves are not covered by Illinois unemployment insurance. Unlike some states, Illinois does not offer optional coverage for self-employed workers.

2. Independent contractors

Workers classified as independent contractors rather than employees are not covered. However, worker classification is determined by IDES based on the nature of the work relationship, not solely on how the employer classifies the worker. Misclassified workers may appeal classification and may qualify for benefits if IDES determines the employment relationship meets the statutory definition of covered employment.

3. Certain students

Students employed by the educational institution where they are enrolled and regularly attending classes are excluded from coverage under 820 ILCS 405/211.1.

4. Federal civilian employees

Federal civilian employees are covered under the Unemployment Compensation for Federal Employees (UCFE) program, not state UI. Claims are filed through state agencies but governed by federal law.

UCFE information: https://www.dol.gov/agencies/eta/unemployment-insurance/UCFE-UCX

5. Military personnel

Military service members are covered under the Unemployment Compensation for Ex-Servicemembers (UCX) program.

UCX information: https://www.dol.gov/agencies/eta/unemployment-insurance/UCFE-UCX

6. Certain agricultural workers

Agricultural workers are excluded unless employed by an employing unit that paid at least $20,000 in cash wages during any calendar quarter or employed 10 or more individuals during each of 20 or more calendar weeks.

7. Domestic workers below threshold

Workers performing domestic services in private homes are excluded unless the employer paid cash wages of $1,000 or more in any calendar quarter.

8. Real estate and insurance agents paid by commission

Real estate salespersons and insurance agents compensated solely by commission are excluded under specific statutory provisions.

Source: 820 ILCS 405/211.1 through 405/234 (excluded services)
Federal programs: 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)

How Unemployment Benefit Amounts Are Calculated in Illinois

Weekly Benefit Amount (WBA)

Calculation formula:

Illinois calculates the weekly benefit amount using the following statutory formula found in 820 ILCS 405/401:

“An eligible individual’s weekly benefit amount shall be an amount equal to the sum of (1) 47% of his or her prior average weekly wage, rounded (if not already a multiple of one dollar) to the next higher dollar, plus (2) the greater of (a) 9% of his or her prior average weekly wage, rounded (if not already a multiple of one dollar) to the next higher dollar, or (b) $15, provided that he or she has a nonworking spouse or one or more dependent children, but not both.”

Simplified calculation process:

  1. Identify the two highest-earning quarters in the base period
  2. Add the total wages from those two quarters
  3. Divide by 26 to get the prior average weekly wage
  4. Multiply by 47% (0.47) to get the base weekly benefit amount
  5. Add dependent allowance if applicable (9% of prior average weekly wage or $15, whichever is greater)

For 2026:

  • Maximum WBA (individual): $628
  • Maximum WBA (with non-working spouse): $748
  • Maximum WBA (with dependent child): $859
  • Statewide Average Weekly Wage (basis for maximum): $1,334.81

The maximum weekly benefit amount is tied to the statewide average weekly wage. For 2026, the maximum individual WBA of $628 represents 47% of the statewide average weekly wage.

Example calculation:

Claimant earned $15,000 in highest quarter and $12,000 in second-highest quarter.

  • Combined wages in two highest quarters: $27,000
  • Prior average weekly wage: $27,000 ÷ 26 = $1,038.46
  • Base WBA: $1,038.46 × 0.47 = $488.08 (rounded to $489)
  • Without dependents: $489 per week
  • With non-working spouse: $489 + ($1,038.46 × 0.09) = $489 + $93 = $582 per week
  • With dependent child: $489 + ($1,038.46 × 0.09) = $489 + $93 = $582 per week

Partial unemployment:

Claimants working part-time may receive reduced benefits. Illinois allows claimants to earn up to 50% of their weekly benefit amount without reduction. For earnings exceeding 50% of the WBA, benefits are reduced dollar-for-dollar.

Example:

  • WBA: $400
  • Earnings threshold: $200 (50% of $400)
  • Week’s earnings: $300
  • Benefit payment: $400 – ($300 – $200) = $300

Source: 820 ILCS 405/401 (benefit calculation); 820 ILCS 405/402 (prior average weekly wage)
2026 benefit tables: IDES Form CLI110L
Official calculator: https://ides.illinois.gov (estimate only, not official determination)

Maximum Benefit Amount and Duration

Maximum benefit amount (MBA):

The maximum benefit amount is the total benefits available during the benefit year. According to 820 ILCS 405/403, the maximum benefit amount equals the weekly benefit amount multiplied by 26.

Calculation: MBA = WBA × 26

Standard benefit duration: 26 weeks

This provides eligible claimants with up to 26 weeks of benefits within their benefit year.

Maximum total benefits (2026):

  • Individual maximum: $628 × 26 = $16,328
  • With non-working spouse: $748 × 26 = $19,448
  • With dependent child: $859 × 26 = $22,334

Benefit year:

Benefits are payable for up to 26 weeks within a 52-week benefit year. The benefit year begins the Sunday of the week in which the claim is filed. Claimants cannot file a new claim for regular unemployment benefits until their benefit year expires, even if they exhaust their 26 weeks of benefits before the year ends.

Extended Benefits (EB) program:

Additional weeks of benefits may be available when Illinois’s unemployment rate triggers the federal-state Extended Benefits program. EB can provide up to 13 additional weeks (50% of regular benefits duration) or 20 weeks in states with very high unemployment.

Trigger requirements:

  • Insured Unemployment Rate (IUR) exceeds 5% and is 120% of average for prior two years, OR
  • Total Unemployment Rate (TUR) exceeds 6.5% and is 110% of average for prior two years

Current EB status: Inactive as of January 2026
Status verification: https://ides.illinois.gov (EB status page)

Source: 820 ILCS 405/403 (duration); Extended Unemployment Compensation Act of 1970 (EUCA) § 202 (EB)
EB status: IDES website, verified January 26, 2026

Dependents Allowance

Illinois provides an additional allowance for eligible dependents. Claimants may claim either a non-working spouse allowance OR a dependent child allowance, but not both.

Non-working spouse allowance:

  • Amount: 9% of prior average weekly wage or $15, whichever is greater
  • Maximum addition: $120 per week (when combined with maximum individual WBA of $628)
  • Qualifying criteria: Spouse not working and living with claimant

Dependent child allowance:

  • Amount per child: 17.3% of prior average weekly wage or $50, whichever is greater (applied once regardless of number of children)
  • Maximum addition: $231 per week (when combined with maximum individual WBA of $628)
  • Qualifying children: Unmarried children under age 18, or under age 19 if full-time high school student, or any age if disabled

Claimants must choose between spouse allowance and child allowance, not both. The child allowance typically provides a higher benefit amount.

Source: 820 ILCS 405/401 (dependent allowances)

Unemployment Benefit Payment Schedule in Illinois

Payment Process and Timeline
Phase Timeframe Details
Biweekly Certification Window Every two weeks on assigned day File certification for previous two weeks; available specific days based on last name
Processing Time 2–3 business days Time for IDES to process certification and verify eligibility
Payment Authorization 1–2 business days after processing Payment approved and sent to payment method
Direct Deposit 1–2 business days Funds available in bank account
Paper Check 5–7 business days Check mailed to address on file
Total Timeline (first payment) 3–4 weeks from filing Typical time from initial claim to first payment, including waiting week

Waiting week impact:

Illinois requires a one-week waiting period according to 820 ILCS 405/500(D). The first week of unemployment is not compensable, meaning the first payment received is for the second week of unemployment. Claimants must serve this waiting week before receiving any benefits, though they must still file a certification for that week to establish their claim.

Certification schedule:

Illinois uses a biweekly certification schedule. Claimants are assigned a specific day of the week to file their certification based on the last letter of their last name. Certifications must be filed every two weeks on the assigned day to receive benefits for those two weeks.

Payment methods:

  • Direct deposit: Fastest method, funds typically available within 1-2 business days of payment authorization
  • Paper check: Mailed to address on file, typically received within 5-7 business days

As of December 27, 2021, IDES stopped issuing KeyBank debit cards to new claimants. All claimants are encouraged to select direct deposit as their payment method.

Source: 820 ILCS 405/500(D) (waiting week); IDES payment timeline information
Payment schedule page: https://ides.illinois.gov/unemployment/certify.html

How to File an Unemployment Claim in Illinois

Online Filing (Primary Method)

Filing portal: Illinois Benefits Information System (IBIS)
URL: https://ides.illinois.gov
Availability: 24/7, except daily maintenance 8:00 PM – 10:00 PM Central Time

Step-by-step filing process:

  1. Access IBIS portal – Navigate to IDES website and select “Apply for Benefits”
  2. Create ILogin account – All claimants must sign in with ILogin account; create username and password if first-time user
  3. Complete identity verification – Provide Social Security number and answer identity verification questions
  4. Enter personal information – Name, address, contact information, citizenship status
  5. Provide employment history – List all employers during past 18 months with:
    • Employer name and address
    • Employment dates (start and end dates)
    • Reason for separation
    • Last day worked
    • Gross wages earned
  6. Answer eligibility questions – Questions about availability for work, ability to work, work search, and potential disqualifying issues
  7. Submit claim – Review all information for accuracy and submit application

Required information:

  • Social Security number
  • Driver’s license or state ID number
  • Complete employment history for last 18 months
  • Bank account information for direct deposit (routing and account number – optional)
  • Alien registration number (if not U.S. citizen)
  • DD Form 214 (if former military)
  • SF-8 or SF-50 (if federal employee)

Processing:

Claims are typically processed within 14-21 days. Claimants receive a monetary determination (Finding) showing wages, weekly benefit amount, and maximum benefit amount. If eligibility questions exist, IDES conducts an investigation and issues a non-monetary determination.

Important: File your claim during the first week after becoming unemployed or as soon thereafter as possible. Benefits are not retroactive prior to the week the claim is filed.

Source: IDES filing instructions
Official guide: https://ides.illinois.gov/unemployment/file-a-claim/10-things-you-should-know.html

Phone Filing

Telephone claims line: (800) 244-5631
Hours: Monday-Friday, 8:30 AM – 5:00 PM Central Time
TTY: (866) 488-4016

Phone filing is available for claimants unable to file online. Call center representatives can assist with filing initial claims and provide information about existing claims. Wait times may be significant, especially during peak periods. The busiest call times are between 10:00 AM and 2:00 PM.

Phone menu navigation:

  • Select 1 for Individual
  • Select 4 for assistance with filing new claim or updating information
  • Select 1 for assistance with filing unemployment claim

Source: IDES contact information
Verified: January 26, 2026

In-Person Filing

Office appointments: Available by calling (217) 558-0401

In-person filing is available at IDES offices throughout Illinois by appointment. To locate the nearest office and schedule an appointment, call the appointment line or visit the IDES website.

Source: IDES office information

Required Documents and Information for Filing

Personal identification:

  • Social Security number or Social Security card
  • Driver’s license or state-issued ID
  • Date of birth
  • Contact information (phone, email, mailing address)
  • Citizenship status or work authorization documents

Employment documentation:

  • Last employer information (name, address, phone number, dates of employment)
  • Reason for separation from each employer
  • Separation notices if available (layoff letter, termination notice, furlough notice)
  • All employers worked for in last 18 months with dates and reasons for leaving
  • Gross wages earned from each employer

Banking information (for direct deposit):

  • Bank routing number (9 digits)
  • Account number
  • Account type (checking or savings)

Additional documentation (if applicable):

  • Work authorization documents (non-citizens must provide alien registration number)
  • DD Form 214 (military service members)
  • SF-8 or SF-50 (federal civilian employees)
  • Union membership information and local number (if union member)
  • Pension information (if receiving or eligible for pension from base period employer)

Most documents can be uploaded through the IDES online portal after filing the initial claim using the Regular Unemployment Documentation Upload Portal.

Source: IDES filing checklist
Document requirements: https://ides.illinois.gov/unemployment/file-a-claim.html

Weekly Certification and Ongoing Eligibility Requirements

Certification Process

Certification frequency: Biweekly (every two weeks)
Filing window: Assigned day based on last letter of last name
Method: Online through IBIS portal (preferred), phone via (312) 338-4337 (Tele-Serve), or mobile app

Each certification requires answering questions about the previous two weeks:

  • Were you able to work and available for work each day?
  • Did you actively look for work?
  • Did you refuse any job offers?
  • Did you work or earn any money (including self-employment, part-time work, or odd jobs)?
  • Did you receive any other income (vacation pay, holiday pay, severance, pension)?
  • Were you attending school or training?
  • Have there been any changes to your contact information?

Timing: Claimants must certify on their assigned day based on the last letter of their last name. The certification window is typically available starting Sunday morning and closes the following Saturday.

Late filing: Certifications filed late may result in delayed or denied benefits. Late certifications may be accepted if filed within 14 days of the scheduled certification date, but may require explanation.

Online certification hours:

  • Monday-Friday: 3:00 AM – 7:30 PM Central Time
  • Saturday-Sunday: 3:00 AM – 8:00 PM Central Time

Source: 820 ILCS 405/500 (continuing claim requirements)
Certification instructions: https://ides.illinois.gov/unemployment/certify.html

Work Search Requirements

Required work search activities:

According to 56 Ill. Admin. Code § 2865.100, claimants must establish that they are able to work, available for work, and actively seeking work during each week for which they claim benefits.

Illinois does not specify a minimum number of work search contacts per week. However, claimants must conduct a “systematic and sustained” effort to find work, which means continuous efforts throughout each week with activities on normal workdays.

Qualifying activities:

  1. Submitting job application to potential employer (online or in-person)
  2. Attending job interview
  3. Attending job fair or hiring event
  4. Contacting employers directly about employment opportunities
  5. Attending career center workshop or reemployment services
  6. Creating or updating resume on IllinoisJobLink.com
  7. Networking with professional contacts about job opportunities
  8. Registering with professional placement services or temporary agencies

Documentation required:

For each work search activity, record the following information:

  • Employer name and address
  • Contact person and phone number (if available)
  • Date of activity
  • Method of contact (online application, phone, in-person, email)
  • Type of position applied for or discussed
  • Result or outcome

Work search log: Form ADJ034F available at https://ides.illinois.gov

Record retention:

Claimants must retain work search records for 53 weeks after the end of each week claimed. IDES conducts random audits of work search activities and may request documentation at any time. Failure to provide adequate documentation of work search may result in benefit denial or overpayment determination.

Registration requirement:

All claimants must register with Illinois Employment Service through IllinoisJobLink.com, unless exempted. Registration involves creating a profile, uploading a resume, and setting job search preferences.

Exemptions:

The following claimants are exempt from work search requirements:

1. Temporary layoff with definite recall date

  • Claimant must have definite recall date within 10 weeks
  • Employer must provide written notice of recall date
  • Exemption ends if recall date is cancelled or extended beyond 10 weeks

2. Union hiring hall dispatch

  • Claimant must be member of union whose placement service has been certified by IDES
  • Claimant must remain in good standing with union
  • Must be available for dispatch

3. Approved training program

  • Claimant enrolled in training program approved by IDES
  • Training must be full-time or otherwise approved
  • Claimant must make satisfactory progress

4. Attached to regular job with reduced hours

  • Claimant still employed but hours temporarily reduced
  • Reasonable expectation of return to full-time hours
  • Partial unemployment due to lack of work, not by choice

5. Seasonal workers between seasons

  • Reasonable expectation of returning to same job in next season
  • Only applies during off-season period

Each exemption requires verification and approval by IDES. Claimants must still register with IllinoisJobLink.com even if exempt from active work search.

Source: 56 Ill. Admin. Code § 2865.100 (work search requirements); 820 ILCS 405/500 (eligibility requirements)
Work search guide: https://ides.illinois.gov/content/dam/soi/en/web/ides/ides_forms_and_publications/Worksearch.pdf
Exemption criteria: 56 Ill. Admin. Code § 2865.100(a)(1)

What Happens After Filing a Claim

Claim processing steps:

1. Initial claim received

IDES receives the unemployment claim application through online portal, phone, or in-person filing.

2. Employer notification

IDES sends Notice of Claim to the last employer and any other interested employers. Employers have 14 days to respond with information about the separation, including reason for unemployment, dates of employment, and wages paid.

3. Monetary determination issued (Finding)

Within 7-14 days after filing, IDES issues a monetary determination showing:

  • Base period wages by quarter and employer
  • Weekly benefit amount (WBA)
  • Dependent allowance (if applicable)
  • Maximum benefit amount (MBA)
  • Benefit year beginning and ending dates

The Finding lists all employers who reported wages during the base period and the amount paid in each quarter. Claimants may verify this information for accuracy and report any missing wages within 30 days.

4. Non-monetary determination (if needed)

If eligibility questions exist regarding separation from work, availability, work search, or other issues, IDES conducts an investigation called adjudication. This may include:

  • Fact-finding interview with claimant (typically by phone)
  • Employer questionnaire or interview
  • Review of documentation from both parties
  • Decision issued as non-monetary determination

Common adjudication issues:

  • Reason for separation (discharge, quit, or layoff)
  • Availability for work
  • Ability to work
  • Refusal of work
  • Eligibility for benefits under specific statutory provisions

5. First payment

If approved with no eligibility issues and after serving the one-week waiting period, claimants receive their first payment for certified weeks.

Typical timeline:

  • Monetary determination (Finding): 7-14 days after filing
  • Non-monetary determination (if required): 14-28 days, depending on complexity and availability of parties
  • First payment: 3-4 weeks if no issues, longer if adjudication required

Source: IDES claims processing information; 820 ILCS 405/701 (findings)
Processing timeline: https://ides.illinois.gov/unemployment.html

Reasons an Unemployment Claim May Be Denied

Monetary Denial

Claims may be denied for insufficient wages if the claimant fails to meet minimum earnings thresholds:

  • Total base period wages below $1,600
  • Insufficient wages outside highest quarter (less than $440)
  • Wages earned in only one quarter of base period
  • No wages reported by employers during base period

Claimants denied monetarily may be eligible using the alternative base period if they have more recent earnings.

Non-Monetary Denial (Disqualifications)

1. Voluntary quit without good cause (820 ILCS 405/601)

Individuals who leave work voluntarily without good cause attributable to the employing unit are disqualified until they become reemployed and earn at least their weekly benefit amount in each of four calendar weeks.

2. Discharge for misconduct (820 ILCS 405/602.A)

Discharge for misconduct connected with work disqualifies claimants until reemployed and earning at least their weekly benefit amount in each of four calendar weeks. Misconduct includes deliberate and willful violation of reasonable employer rules or policies that harm the employer or other employees, or are repeated despite warnings.

3. Discharge for felony or theft (820 ILCS 405/602.B)

Commission of felony or theft in connection with work results in more severe disqualification requiring requalification through earning sufficient base period wages ($1,600 with $440 outside high quarter).

4. Refusal of suitable work (820 ILCS 405/603)

Refusal of suitable work without good cause disqualifies claimants until reemployed and earning at least their weekly benefit amount in each of four calendar weeks.

5. Failure to meet availability requirements

Not being able or available for work due to illness, incarceration, school attendance, or other restrictions disqualifies claimants for affected weeks.

6. Work search non-compliance

Failure to actively seek work or maintain adequate work search records results in denial for weeks of non-compliance.

7. Failure to report to reemployment services

Missing scheduled Reemployment Services and Eligibility Assessment (RESEA) appointments without good cause results in benefit denial.

Administrative Denial

Claims may be denied for administrative reasons:

  • Incomplete application
  • Failure to provide required documentation within specified timeframe
  • Missed fact-finding interview without good cause
  • Identity verification failure
  • Non-response to IDES requests for information
  • Failure to file timely weekly certifications

Source: 820 ILCS 405/601 through 405/612 (disqualification provisions)
Denial information: https://ides.illinois.gov/unemployment.html

How to Appeal an Unemployment Decision in Illinois

Appeal Deadlines

Filing deadline: 30 days from the mailing date of the determination

According to 820 ILCS 405/800, appeals must be filed within 30 days from the date the determination was mailed, not the date received. The mailing date is shown on the determination notice.

Calculation: If determination mailed January 15, 2026, appeal must be postmarked or received by February 14, 2026.

Postmark rule: Appeals sent by mail must be postmarked on or before the deadline. Illinois courts have held this is a jurisdictional requirement that cannot be waived.

Fax filing: Appeals may be faxed, but the sender assumes the risk of unsuccessful transmission. Fax confirmation serves as proof of timely filing.

Late appeals: Illinois law provides no authority for IDES or the Board of Review to accept late appeals. The 30-day deadline must be strictly complied with. Missing the deadline results in loss of appeal rights, even by one day.

Source: 820 ILCS 405/800 (appeal deadlines); Wiley v. IDES, 2020 IL App (1st) 192382 (late appeals)

Appeal Filing Process

How to file appeal:

Online: Through IBIS portal at https://ides.illinois.gov – fastest method
Mail:

  • Claim Adjudication: Send to local IDES office address shown on determination
  • Referee decision: IDES Appeals Division, 33 South State Street, 10th Floor, Chicago, IL 60603

Fax: Fax number shown on determination (typically varies by local office)
In-person: Local IDES office during business hours

Required information:

The appeal must include:

  • Claimant name and Social Security number (or employer name and account number)
  • Determination being appealed (include document number shown on determination)
  • Reason for disagreement with determination
  • Signature and date

Appeals may be informal letters or forms. No specific format is required, but appeals clearly identify what determination is being challenged and why.

Appeal form: Request for Reconsideration of Claims Adjudicator’s Determination form available at https://ides.illinois.gov

Confirmation: IDES does not routinely send appeal confirmation. Proof of timely filing (certified mail receipt, fax confirmation, or certified mail tracking) serves as documentation of appeal submission.

Source: IDES appeals process information
Official URL: https://ides.illinois.gov/unemployment/appeals.html

Hearing Process

Hearing notification:

Notice of hearing is mailed at least 10 days before the scheduled hearing date. The notice includes:

  • Date and time of hearing
  • Hearing method (telephone – standard method)
  • Parties involved (claimant, employer, IDES)
  • Issues to be decided
  • Instructions for submitting evidence
  • Referee contact information

Hearing format:

  • Type: Telephone hearing (standard); in-person hearing only granted for good cause shown under the Act
  • Officer: Administrative Law Judge (Referee)
  • Duration: Typically 30-60 minutes depending on complexity
  • Recording: Hearing is recorded digitally for appeal purposes

Evidence submission:

  • Deadline: Evidence may be faxed or mailed to the Referee and all parties before the hearing
  • Method: Fax preferred (number provided on hearing notice); mail to Referee at address shown
  • Requirement: Copies must be provided to all parties
  • Accepted formats: Documents, photographs, business records, time cards, emails, text messages, medical documentation

Documents submitted as evidence must be supported by testimony from someone at the hearing with direct knowledge of the document’s contents.

Hearing procedures:

  1. Referee verifies parties present and explains hearing process
  2. Parties sworn in under oath
  3. Referee explains issues to be decided
  4. Each party presents opening statement
  5. Testimony taken (typically claimant first, then employer if present)
  6. Evidence reviewed and marked as exhibits
  7. Cross-examination allowed
  8. Witnesses may be questioned by Referee and parties
  9. Closing statements
  10. Hearing concluded

Representation:

Parties have the right to representation by attorney or any other individual. IDES contracts with private law firms to provide free legal services to eligible claimants and small employers (employers reporting wages for fewer than 20 individuals). Contact IDES immediately after receiving adverse determination to inquire about free legal assistance.

Decision:

Written decision issued within 14-28 days after hearing. The decision includes:

  • Findings of fact based on testimony and evidence
  • Conclusions of law applied to facts
  • Decision (affirmed, modified, or reversed)
  • Reasoning and legal basis
  • Appeal rights to Board of Review

Decisions are mailed to all parties.

Source: 56 Ill. Admin. Code § 2720 (hearing procedures); 820 ILCS 405/803 (hearings)
Hearing preparation guide: https://ides.illinois.gov/unemployment/appeals/preparing-for-your-appeal-hearing.html

Further Appeals

Board of Review appeal:

Appeals of Referee decisions may be filed with the Board of Review:

  • Deadline: 30 days from the mailing date of Referee’s decision
  • Method: Written appeal to Board of Review, 33 South State Street, 9th Floor, Chicago, IL 60603
  • Content: Should state which parts of Referee’s decision are disputed and why
  • Review type: Record review – typically no new hearing held; decision based on existing record
  • Additional evidence: May be submitted only under limited circumstances (evidence unavailable at hearing despite due diligence)
  • Decision timeline: 30-60 days

The Board of Review is a five-member panel that reviews Referee decisions for errors of law or fact.

Circuit Court appeal:

Final Board of Review decisions may be appealed to circuit court:

  • Deadline: 35 days from Board of Review decision
  • Jurisdiction: Circuit court of county where claimant resides or where cause of action arose
  • Filing: Complaint for Administrative Review filed with circuit court
  • Standard of review: Review limited to whether Board of Review decision was contrary to law or against manifest weight of evidence
  • Representation: Legal counsel available for judicial appeals
  • No filing fee: 820 ILCS 405/1200 provides no fee shall be charged to claimants in unemployment proceedings

Source: 820 ILCS 405/804 (Board of Review); 820 ILCS 405/1200 (judicial review)


Unemployment Fraud, Penalties, and Overpayments

Fraud Definition and Examples

Fraud defined:

According to 820 ILCS 405/901:

“An individual who, for the purpose of obtaining benefits, knowingly makes a false statement or knowingly fails to disclose a material fact to obtain or increase benefit payments.”

Common fraud examples:

  • Failing to report work or earnings while certifying for benefits
  • Providing false information about reason for job separation
  • Claiming benefits while incarcerated
  • Using another person’s identity or Social Security number
  • Not reporting job refusals when certifying
  • Filing claims in multiple states simultaneously for same period
  • Working under the table while collecting benefits
  • Falsifying work search records
  • Providing false documentation to support claim

Detection methods:

IDES uses multiple methods to detect fraud:

  • Cross-matching with state and national new hire databases
  • W-2 and wage record cross-matching
  • Investigation of employer reports
  • Random audits of work search records
  • Computer matching programs with other agencies
  • Tips from fraud hotline

Source: 820 ILCS 405/900-901 (fraud provisions)

Penalties for Fraud

Administrative penalties:

Claimants found to have committed fraud must repay benefits received AND face additional penalties:

  • Repayment: 100% of fraudulently obtained benefits
  • Penalty: 15% of overpayment amount added to amount owed
  • Offset: 100% of future unemployment benefits may be offset until repaid
  • Disqualification: Ineligible for benefits until repayment made in full
  • Interest: May accrue on unpaid balances
  • Tax refund intercept: State and federal tax refunds may be intercepted
  • Collection: Debt may be referred to collection agencies

Criminal penalties:

Unemployment fraud is a criminal offense under Illinois law:

Class A Misdemeanor (amounts less than $1,000):

  • Fine up to $2,500
  • Imprisonment up to one year
  • Probation

Class 4 Felony (amounts $1,000 or more):

  • Fine up to $25,000
  • Imprisonment 1-3 years
  • Restitution required
  • Permanent criminal record

Prosecution decisions made by State’s Attorney. Cases involving significant fraud amounts or identity theft more likely to result in criminal charges.

Source: 820 ILCS 405/901 (penalties); 720 ILCS 5/17-6 (theft of government benefits)
Report fraud: (800) 814-0513 or https://ides.illinois.gov/fraud-identity-theft/reporting.html

Non-Fraud Overpayments

Overpayment without fraud:

Overpayments may occur without fraudulent intent due to:

  • IDES processing error
  • Delayed employer information
  • Reversed determination on appeal
  • Good faith mistake by claimant in reporting
  • Misunderstanding of reporting requirements
  • Retroactive pension or back pay awards

Repayment obligation:

According to 820 ILCS 405/900, non-fraud overpayments must be repaid. Recovery methods include:

  • Offset: Up to 25% of future weekly benefit amounts may be offset
  • Voluntary repayment: Lump sum or payment plan
  • Tax refund intercept: State and federal tax refunds
  • Collection: After five years if not recovered

No penalties for non-fraud:

Non-fraud overpayments do not carry the 15% penalty assessment or criminal prosecution risk. However, the full overpaid amount must still be repaid.

Waiver availability:

Illinois does not have a general non-fraud overpayment waiver provision. Overpayments determined to be non-fraud must be repaid unless the overpayment determination is successfully appealed and overturned.

Repayment options:

Claimants may arrange payment plans by contacting IDES Overpayment Unit:

  • Phone: (800) 244-5631
  • Address: IDES Benefit Payment Control, P.O. Box 19290, Springfield, IL 62794-9290

Source: 820 ILCS 405/900 (non-fraud overpayment recovery)
Overpayment information: https://ides.illinois.gov/unemployment/overpayments.html

Taxation of Unemployment Benefits in Illinois

Federal Tax Treatment

Federal taxation:

Unemployment benefits are taxable income under federal law. According to 26 U.S.C. § 85, unemployment compensation must be included in gross income for federal income tax purposes.

Claimants receive IRS Form 1099-G by January 31 showing:

  • Box 1: Total unemployment compensation paid during tax year
  • Box 4: Federal income tax withheld (if any)
  • Box 11: State income tax withheld (if any)

Withholding option:

Claimants may request federal income tax withholding at 10% of each weekly benefit payment. This option can be selected when filing the initial claim or at any time during the benefit year through the online portal or by calling IDES.

Source: IRS Publication 525; 26 U.S.C. § 85
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation

Illinois State Tax Treatment

Illinois taxation:

Unemployment benefits are taxable for Illinois income tax purposes. Illinois taxes all unemployment compensation received, including benefits from Illinois and other states.

State withholding:

Claimants may request Illinois income tax withholding at 5% of each weekly benefit payment. This option helps avoid owing taxes when filing annual tax return.

To elect withholding:

  • Select option when filing initial claim
  • Change withholding election through IBIS portal under “Payment Method”
  • Call IDES to request withholding be started or stopped

Form 1099-G Box 11: Shows Illinois state tax withheld during the year (if withholding was elected)

Source: Illinois Department of Revenue; 35 ILCS 5/203 (gross income)
IDOR information: https://www2.illinois.gov/rev

Form 1099-G

Form 1099-G distribution:

IDES issues Form 1099-G by January 31 each year for benefits paid during the previous calendar year.

Access methods:

  • Online: Available through IBIS portal under “Forms and Documents” – fastest method
  • Mail: Mailed to address on file (typically arrives late January or early February)
  • Phone: Call (800) 244-5631 to request duplicate

Incorrect 1099-G:

If Form 1099-G shows incorrect amounts or reports benefits not received:

  1. Identity theft suspected: Report immediately to IDES fraud line: (800) 814-0513
  2. IDES error: Contact IDES: (800) 244-5631 to request corrected form
  3. Do not file taxes: Wait for corrected 1099-G before filing tax return

Incorrect 1099-G forms may indicate identity theft, where someone filed fraudulent claim using your information. This must be reported immediately.

Source: IDES 1099-G information page
Official URL: https://ides.illinois.gov/unemployment/1099-g.html

Special Unemployment Programs in Illinois

Currently Active Programs (2026)

Extended Benefits (EB)

Program status (2026): Inactive

Extended Benefits provide additional weeks of unemployment compensation when Illinois’s unemployment rate meets federal trigger criteria established by the Extended Unemployment Compensation Act of 1970.

Trigger requirements:

EB activates when either:

  • IUR trigger: Insured Unemployment Rate (IUR) exceeds 5% AND is at least 120% of the average IUR for the same period in the prior two years, OR
  • TUR trigger: Total Unemployment Rate (TUR) exceeds 6.5% AND is at least 110% of the average TUR for the same period in the prior two years

Additional weeks available: Up to 13 weeks (50% of regular duration) or 20 weeks when TUR exceeds 8%

Current status:

As of January 2026, Extended Benefits are not activated in Illinois. The IUR and TUR have not met trigger thresholds.

Status verification:

  • URL: https://ides.illinois.gov
  • Current rates: Check IDES website for latest unemployment rate data
  • Last checked: January 26, 2026

When EB is triggered on, claimants who exhaust regular benefits may be eligible for additional weeks without filing a new claim. IDES automatically notifies eligible claimants when EB becomes available.

Source: EUCA § 202; 820 ILCS 405/407; IDES Extended Benefits information
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp

Shared Work Program

Shared Work program status: Active

Illinois’s Shared Work program, also called Short-Time Compensation, allows employers to reduce employee hours instead of layoffs, with affected employees receiving partial unemployment benefits to supplement reduced wages.

How it works:

Employers submit a Shared Work plan to IDES proposing to:

  • Reduce work hours for a specific group of employees by 10-60%
  • Maintain health insurance and retirement benefits for participating employees
  • Keep employees on payroll rather than laying off workers

Approved employees receive:

  • Reduced wages for hours worked
  • Partial unemployment benefits proportional to hour reduction
  • No work search requirement while participating in Shared Work
  • Continued health and retirement benefits

Example:

  • Employee normally works 40 hours/week at $20/hour = $800/week
  • Shared Work plan reduces hours by 40% = 24 hours/week = $480/week
  • Employee receives $480 wages + approximately 40% of regular WBA as Shared Work benefit
  • Total income higher than complete layoff would provide

Employer requirements:

  • Submit Shared Work plan application to IDES
  • Plan must cover at least 10% of workforce or 2 employees, whichever is greater
  • Cannot reduce hours below 10% or more than 60%
  • Must certify that participating employees’ health and retirement benefits continue
  • Submit biweekly reports of actual hours worked

Employee eligibility:

  • Must be covered by employer’s Shared Work plan
  • Must meet regular UI monetary eligibility requirements
  • Cannot refuse work or voluntarily reduce hours

Program benefits:

  • Employers retain trained workforce and avoid layoff costs
  • Employees maintain employment, benefits, and income
  • Reduced unemployment insurance costs for employers compared to layoffs

Source: 820 ILCS 405/407.1 (Shared Work Program); IDES Shared Work information
Employer application: https://ides.illinois.gov/employer-resources/shared-work.html

Trade Adjustment Assistance (TAA)

TAA program: Active (federal program)

Trade Adjustment Assistance provides benefits and services to workers who lose jobs due to foreign trade or shifts in production outside the United States.

Eligibility:

Workers may qualify if:

  • Employer is certified by U.S. Department of Labor as trade-affected
  • Job loss resulted from increased imports of similar products
  • Job loss resulted from shift in production to foreign country
  • Worker was employed at certified facility when petition was filed or within one year before

Benefits available:

  • Extended unemployment benefits beyond 26 weeks (up to 130 weeks total with training)
  • Job training funding for approved programs
  • Job search allowances (up to 90% of costs, maximum $1,250)
  • Relocation allowances (up to 90% of costs, maximum $1,250)
  • Health Coverage Tax Credit (HCTC) for health insurance premiums
  • Alternative Trade Adjustment Assistance (ATAA) for workers age 50+ accepting lower-paying reemployment

Illinois TAA services:

IDES administers TAA benefits in Illinois. The TAA application process includes:

  1. File regular unemployment claim with IDES
  2. Contact IDES TAA coordinator when notified of potential TAA eligibility
  3. Attend TAA orientation
  4. Develop reemployment plan
  5. Enroll in approved training if required

Illinois TAA coordinator:

Contact through IDES Trade Act office:

Source: Trade Act of 1974, 19 U.S.C. § 2271 et seq.
DOL TAA information: https://www.dol.gov/agencies/eta/tradeact
Petition search: https://www.dol.gov/agencies/eta/tradeact/petitions

Disaster Unemployment Assistance (DUA)

DUA availability: Available during federally declared disasters

Disaster Unemployment Assistance provides benefits to individuals who lost employment as direct result of a major disaster and are not eligible for regular unemployment insurance.

Eligibility:

DUA is available to individuals who:

  • Lost employment as direct result of federally declared major disaster
  • Are not eligible for regular UI in any state
  • Can no longer work or reach job due to disaster
  • Were self-employed, farm workers, or in employment not covered by UI
  • Were scheduled to start work but job no longer exists due to disaster

Activation:

DUA is only available during presidentially declared major disasters. When disaster is declared, FEMA and IDES announce DUA availability and application procedures.

Application:

Applications must be filed within 30 days after state announces DUA availability for the disaster. Apply through:

  • IDES Disaster Unemployment Assistance portal (announced when disaster declared)
  • IDES phone line with disaster-specific instructions
  • In-person at disaster assistance centers if established

Duration: Up to 26 weeks from disaster declaration date

Benefit amount: Based on state’s average weekly benefit amount or calculated from earnings if documentation available

Source: Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program
IDES disaster information: https://ides.illinois.gov (announced during disasters)

Pandemic-Related Programs

Federal pandemic programs: Expired

The following federal pandemic unemployment programs expired and are no longer available:

  • Pandemic Unemployment Assistance (PUA) – expired September 4, 2021
  • Pandemic Emergency Unemployment Compensation (PEUC) – expired September 4, 2021
  • Federal Pandemic Unemployment Compensation (FPUC) – expired September 4, 2021
  • Mixed Earner Unemployment Compensation (MEUC) – expired September 4, 2021

These programs are not expected to be renewed absent new federal legislation in response to future pandemic or economic crisis.

Context: Illinois Compared to National Benchmarks

Illinois benefit levels in national context (2026):

  • Maximum WBA (individual): $628 (approximately middle-ranking among 50 states)
  • Maximum WBA (with dependents): $859 with child allowance (among states offering dependent benefits)
  • Duration: 26 weeks (standard national norm)
  • Unique features: Generous dependent allowances (separate allowances for non-working spouse or dependent children); biweekly certification system; robust Shared Work program

National range:

  • Highest maximum WBA: Massachusetts ($1,015)
  • Lowest maximum WBA: Mississippi ($235)
  • Most common duration: 26 weeks (used by majority of states)
  • Dependent allowances: Only about 13 states provide dependent allowances

Illinois ranking:

Illinois’s maximum weekly benefit amount of $628 places it in the middle tier among states. With dependent allowances, Illinois provides more generous benefits, particularly for claimants with children. The maximum with dependent child ($859) ranks higher nationally.

For comprehensive state-by-state comparisons, see:

Source: U.S. Department of Labor, Comparison of State UI Laws 2026

Resources

Illinois unemployment resources:

Illinois Department of Employment Security (IDES)

  • Phone: (800) 244-5631
  • TTY: (866) 488-4016
  • Hours: Monday-Friday, 8:30 AM – 5:00 PM Central Time
  • Website: https://ides.illinois.gov

Online claims portal (IBIS)

Appeals Division

Fraud reporting hotline

Employer services

Illinois JobLink (job search)

Federal resources:

U.S. Department of Labor – Employment & Training Administration

CareerOneStop

Internal Revenue Service (IRS)

FEMA – Disaster Assistance

Source: Official government websites

Frequently Asked Questions: Illinois Unemployment Benefits 2026

What are unemployment benefits in Illinois?

Unemployment benefits in Illinois are temporary income replacement payments for eligible workers who lose employment through no fault of their own. The program is funded by employer taxes and administered by IDES. Benefits provide partial wage replacement for up to 26 weeks while claimants search for new employment.

How much can I receive in unemployment benefits in Illinois?

The weekly benefit amount ranges from approximately $50 to $628 for individual claimants, based on wages earned during the base period. Claimants with a non-working spouse can receive up to $748 per week. Claimants with dependent children can receive up to $859 per week. The exact amount is calculated based on wages in the two highest-earning quarters of the base period.

How long does it take to get unemployment benefits in Illinois?

First payments typically arrive 3-4 weeks after filing the claim, assuming no eligibility issues. This includes the one-week waiting period that must be served before benefits are paid. If eligibility questions arise requiring investigation, the process may take 4-6 weeks or longer depending on complexity and availability of parties for interviews.

Can I work part-time and still receive unemployment in Illinois?

Yes, claimants can work part-time and still receive reduced unemployment benefits. Illinois allows earnings up to 50% of the weekly benefit amount without any reduction. Earnings exceeding 50% of the WBA reduce benefits dollar-for-dollar. All earnings must be reported when certifying for benefits, and failure to report earnings constitutes fraud.

What disqualifies you from unemployment in Illinois?

Common disqualifications include: discharge for misconduct connected with work; voluntary quit without good cause attributable to employer; refusal of suitable work without good cause; commission of felony or theft in connection with work; not being able or available for work; insufficient base period wages; and failure to actively seek work. Disqualifications remain in effect until specific requalification requirements are met.

How do I file for unemployment in Illinois?

File online through the IBIS portal at https://ides.illinois.gov (available 24/7 except 8-10 PM daily), by phone at (800) 244-5631 (Monday-Friday, 8:30 AM-5:00 PM), or in person at IDES offices by appointment. File during the first week of unemployment or as soon after as possible. Benefits are not retroactive before the week the claim is filed.

Are unemployment benefits taxable in Illinois?

Yes, unemployment benefits are taxable for both federal and Illinois state income tax purposes. Claimants can elect to have 10% withheld for federal taxes and 5% for state taxes. IDES issues Form 1099-G by January 31 showing total benefits paid and taxes withheld. All unemployment compensation must be reported on tax returns.

How do I appeal an unemployment denial in Illinois?

File a written appeal within 30 days from the mailing date of the determination. Appeals can be filed online through IBIS, by mail to the address on the determination, by fax, or in person at IDES offices. The appeal must include your name, Social Security number, the determination being appealed, and reason for disagreement. A hearing will be scheduled before an Administrative Law Judge (Referee).

What is the waiting week requirement in Illinois?

Illinois requires claimants to serve a one-week waiting period before receiving benefits. The first week of unemployment is not compensable, meaning no payment is issued for that week. Claimants must still file a certification for the waiting week to establish the claim. Benefits begin with the second week of unemployment if all eligibility requirements are met.

Do I have to register for work to receive benefits?

Yes, all claimants must register with Illinois Employment Service through IllinoisJobLink.com unless exempted. Registration is required even if exempt from active work search requirements. Limited exemptions exist for temporary layoffs with definite recall within 10 weeks, union members using certified hiring hall, and certain other specific circumstances.

How often do I need to certify for benefits?

Illinois uses a biweekly certification schedule. Claimants must certify every two weeks on their assigned day based on the last letter of their last name. Each certification covers the previous two weeks and must be completed to receive payment for those weeks. Late certifications may result in delayed or denied benefits.

What if I move to another state while collecting Illinois benefits?

Claimants who move to another state while collecting Illinois benefits must continue to meet all Illinois eligibility requirements, including being able, available, and actively seeking work. Notify IDES of the address change through the online portal. Continue filing certifications with Illinois as scheduled. Most states have reciprocal agreements allowing work search in any state.


Others

Legal Disclaimer: Nature of This Compilation This document is a compilation of publicly available information from official government sources. It is NOT: Legal advice An interpretation of laws or regulations A substitute for consultation with a licensed attorney A comprehensive treatment of all applicable laws Guaranteed to be complete or current