🇺🇸 Kentucky UNEMPLOYMENT — 2026 UPDATE

Kentucky Unemployment Benefits 2026

⚠️Informational only — not legal or tax advice.

Last Updated: January 29, 2026
Last Reviewed: January 29, 2026
Applicable Period: 2026
Jurisdiction: State of Kentucky, United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter

Unemployment Kentucky benefits 2026

Table of Contents

Click any item below to jump to the relevant section

Introduction

Unemployment benefits in Kentucky provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the Kentucky Office of Unemployment Insurance and funded through employer taxes under state and federal law.

Program authority: Kentucky Revised Statutes Chapter 341
Administering agency: Kentucky Office of Unemployment Insurance, Education and Workforce Development Cabinet
Official website: https://kcc.ky.gov

This guide provides comprehensive information on Kentucky unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.

Sources: Kentucky Revised Statutes Chapter 341, Kentucky Administrative Regulations Title 787, Kentucky Career Center official guidance, U.S. Department of Labor

Kentucky Unemployment Benefits - 2026 Quick Reference
Category 2026 Information Official Source
Maximum Weekly Benefit $720 KRS 341.380
Minimum Weekly Benefit $39 KRS 341.380
Standard Duration 16–24 weeks (variable) KRS 341.385
Waiting Week Required Yes KRS 341.380
Filing Portal UI Claims Portal https://uiclaimsportal.ky.gov
Certification Frequency Biweekly Kentucky Career Center
Work Search Required 5 activities/week KRS 341.350
Appeal Deadline 30 days from mailing KRS 341.420
Payment Methods Direct deposit, debit card Kentucky Career Center
Tax Withholding Available Federal: Yes (10%) / State: Yes Kentucky Career Center

ℹ️ Key Unemployment Insurance Terms

Common terms used throughout this guide:

Claimant - Individual filing for unemployment benefits

Base Period - 12-month period used to determine monetary eligibility (first 4 of last 5 completed quarters)

Benefit Year - 52-week period beginning when claim is filed

Weekly Benefit Amount (WBA) - Amount payable each week if eligible

Maximum Benefit Amount (MBA) - Total benefits available during benefit year

Monetary Determination - Decision on benefit amounts based on wage history

Non-Monetary Determination - Decision on eligibility based on separation reason and ongoing requirements

Adjudication - Investigation and decision-making process for eligibility issues

Suitable Work - Employment appropriate for claimant's skills, experience, and labor market

Overpayment - Benefits paid that claimant was not entitled to receive

Waiting Week - First week of unemployment for which benefits are not paid

State Average Unemployment Rate (SAUR) - Seasonally adjusted statewide unemployment rate determining benefit duration

Source: Kentucky Career Center terminology guide

Overview of Unemployment Benefits in Kentucky

Program Purpose

Unemployment insurance in Kentucky provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with Kentucky administering benefits according to state law while meeting federal requirements.

Legal framework:

  • State law: Kentucky Revised Statutes Chapter 341
  • Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
  • Funding: Employer payroll taxes (no employee contribution)

Source: KRS Chapter 341; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301

Administering Agency

Kentucky Office of Unemployment Insurance

Kentucky’s unemployment insurance program is administered by the Office of Unemployment Insurance within the Education and Workforce Development Cabinet.

Contact information:

  • Website: https://kcc.ky.gov
  • Claims filing portal: https://uiclaimsportal.ky.gov
  • Phone: (502) 564-2900
  • TTY: Relay service available
  • Hours: Portal: Sunday 10:00 AM – 9:00 PM ET, Monday-Friday 7:00 AM – 7:00 PM ET
  • Mailing address: Office of Unemployment Insurance, 500 Mero Street, Frankfort, KY 40601

Source: Kentucky Career Center official website

Who Is Eligible for Unemployment Benefits in Kentucky

Employment Status Requirements

To qualify for unemployment benefits in Kentucky, individuals must have worked in covered employment during the base period.

Covered employment definition:

According to KRS 341.030(1): “Covered employment means any service performed for wages under any contract of hire, written or oral, express or implied.”

Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations with sufficient employee counts.

Excluded categories:

  • Independent contractors (unless misclassified)
  • Self-employed individuals (unless participating in optional coverage)
  • Certain agricultural workers earning below statutory thresholds
  • Domestic workers in private homes earning below $1,000 per quarter
  • Elected officials performing official duties
  • Students working for educational institution where enrolled
  • Real estate agents and insurance agents paid solely by commission
  • Newspaper carriers under age 18
  • Some family employment situations

Source: KRS 341.030 and KRS 341.065 (employment definitions and exclusions)
Official text: https://apps.legislature.ky.gov/law/statutes/chapter.aspx?id=38902

Earnings and Work History Requirements

Base Period Definition:

The base period in Kentucky is the first four of the last five completed calendar quarters before filing the claim.

Example: Claim filed in January 2026

  • Base period: October 2024 – September 2025 (Q4 2024, Q1 2025, Q2 2025, Q3 2025)
  • Alternative base period (if standard fails): January 2025 – December 2025 (Q1 2025, Q2 2025, Q3 2025, Q4 2025)

Source: KRS 341.090

Minimum Monetary Requirements:

To qualify monetarily for benefits in Kentucky, claimants must meet ALL of the following wage requirements:

  1. Minimum wages in one quarter: At least $1,500 in one quarter of the base period
  2. Total wages outside highest quarter: At least $1,500 in the other three quarters combined
  3. Total base period wages: Must equal at least 1.5 times the wages in the highest earning quarter
  4. Last two quarters requirement: Wages in the last two quarters of the base period must be at least eight times the weekly benefit amount

Alternative base period:

Kentucky allows use of alternative base period (last four completed quarters) if the standard base period fails to qualify.

Source: KRS 341.090 and KRS 341.350 – Monetary Eligibility
Benefit calculator: https://kcc.ky.gov/Pages/Unemployment-Insurance-Benefits-Calculator.aspx (provides estimate only)

Separation From Employment Requirements

Qualifying vs Disqualifying Separations:

Qualifying separations (eligible for benefits):

The following types of job separation qualify for unemployment benefits in Kentucky:

  • Layoff due to lack of work
  • Business closure or downsizing
  • Position elimination
  • Reduction in hours below full-time
  • Temporary layoff with indefinite or definite recall beyond 16 weeks
  • Discharge not due to misconduct

Disqualifying separations:

According to KRS 341.370, benefits are denied if unemployment results from:

  1. Voluntary quit without good cause Definition: Leaving employment voluntarily without work-related reason considered “good cause attributable to the employment” under state law. Disqualification period: Duration of unemployment until claimant returns to covered employment and earns at least eight times the weekly benefit amount
  2. Discharge for misconduct Definition: “Discharge for misconduct” under KRS 341.370(6) includes separation initiated by an employer for: falsification of employment application; knowing violation of reasonable and uniformly enforced employer rule; unsatisfactory attendance without good cause; damaging employer property through gross negligence; refusing to obey reasonable instructions; reporting to work under influence of alcohol or drugs; conduct endangering safety of self or coworkers; and incarceration resulting in missing at least five days of work. Disqualification period: Duration of unemployment until claimant returns to covered employment and earns at least eight times the weekly benefit amount
  3. Refusal of suitable work Definition: Declining job offer meeting definition of “suitable work” without good cause. Disqualification period: Duration of unemployment until requalifies
  4. Labor dispute participation Definition: Active participation in strike, lockout, or labor dispute at employer’s premises. Disqualification period: Duration of dispute

Good cause exceptions:

Kentucky recognizes the following as “good cause attributable to the employment” for voluntary separation:

  • Working conditions that endangered health or safety
  • Changes in terms of employment resulting in substantial pay reduction
  • Harassment or discrimination in workplace
  • Domestic violence circumstances
  • Following spouse to new location due to military transfer or job relocation beyond commuting distance
  • Medical conditions verified by physician making continued employment impossible

Source: KRS 341.370 (separation provisions) and KRS 341.100 (suitable work)
Official text: https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=38906

Who Is Not Eligible for Unemployment Benefits in Kentucky

The following categories of workers are generally not covered by Kentucky’s unemployment insurance program:

Categorical exclusions:

  1. Self-employed individuals Individuals working for themselves are not covered unless they elect optional coverage where available under limited circumstances.
  2. Independent contractors Workers classified as independent contractors rather than employees are not covered. Note: Misclassified workers may appeal classification.
  3. Certain students Students employed by educational institution where enrolled and regularly attending classes are excluded from coverage.
  4. Federal civilian employees Covered under Unemployment Compensation for Federal Employees (UCFE) program, not state UI. UCFE information: https://www.dol.gov/agencies/eta/unemployment-insurance
  5. Military personnel Covered under Unemployment Compensation for Ex-Servicemembers (UCX) program. UCX information: https://www.dol.gov/agencies/eta/unemployment-insurance
  6. Elected officials Individuals holding elected public office are excluded from coverage.
  7. Real estate agents and insurance agents Licensed agents paid solely by commission are excluded from coverage.
  8. Agricultural workers Certain agricultural workers earning below statutory thresholds or working for small employers are excluded.
  9. Domestic workers Workers in private households earning less than $1,000 per calendar quarter are excluded.
  10. Newspaper carriers Carriers under age 18 delivering newspapers are excluded.
  11. Certain family employment Services performed by children under 21 for parent, or spouse for spouse in non-corporate business.

Source: KRS 341.065 (excluded services)
Federal programs: 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)

How Unemployment Benefit Amounts Are Calculated in Kentucky

Weekly Benefit Amount (WBA)

Calculation formula:

Kentucky calculates the weekly benefit amount using the following formula:

Weekly Benefit Amount = 1.1923% of total base period wages

For 2026:

  • Minimum WBA: $39
  • Maximum WBA: $720 (effective July 6, 2025)
  • Average WBA: Approximately $360 (2025 data)

Example calculation:

Base period wages: $40,000 Calculation: $40,000 × 0.011923 = $476.92

This claimant would receive $476 per week (rounded down).

If base period wages were $70,000: $70,000 × 0.011923 = $834.61

This claimant would receive the maximum $720 per week (capped at maximum).

Partial unemployment:

Claimants working part-time may receive reduced benefits. Kentucky allows earnings up to $39 per week (equivalent to minimum WBA) before benefit reduction. Benefits are reduced dollar-for-dollar for earnings above this threshold.

Example: Claimant with WBA of $400 works part-time earning $150 in a week.

  • Earnings disregard: $39
  • Reduced earnings: $150 – $39 = $111
  • Weekly benefit: $400 – $111 = $289

Source: KRS 341.380 (benefit calculation)
Last updated: January 2026
Official calculator: https://kcc.ky.gov/Pages/Unemployment-Insurance-Benefits-Calculator.aspx (estimate only, not determination)

Maximum Benefit Amount and Duration

Maximum benefit amount (MBA):

The maximum benefit amount is the total benefits available during the benefit year, calculated as the lesser of:

  1. 16 times the weekly benefit amount, OR
  2. One-third of total base period wages

Standard benefit duration: 16-24 weeks (variable based on State Average Unemployment Rate)

Duration determination:

Effective July 1, 2023, the number of weeks of benefits available depends on the State Average Unemployment Rate (SAUR) for the six-month period preceding the claim:

  • SAUR below 6.5%: 16 weeks
  • SAUR 6.5% or higher: Up to 24 weeks based on graduated scale

Current duration (2026): 16 weeks (based on Kentucky’s SAUR below 6.5%)

Maximum total benefits (2026): Approximately $11,520 (based on maximum WBA of $720 × 16 weeks)

Benefit year:

Benefits are payable for up to the determined number of weeks within a 52-week benefit year beginning the Sunday of the week the claim is filed.

Extended Benefits (EB) program:

Additional weeks of benefits may be available when Kentucky’s unemployment rate triggers the federal-state Extended Benefits program. EB can provide up to 13 additional weeks when triggered.

Current EB status: Inactive as of January 2026
Status verification: https://oui.doleta.gov/unemploy/claims_arch.asp

Source: KRS 341.385 (duration); Extended Unemployment Compensation Act § 202 (EB)
EB status: U.S. Department of Labor, verified January 29, 2026

Dependents Allowance

Kentucky does not provide dependent allowances for unemployment benefits.

Source: KRS Chapter 341 reviewed; no dependent allowance provisions found

Unemployment Benefit Payment Schedule in Kentucky

Payment Process and Timeline
Phase Timeframe Details
Weekly Certification Window Sunday or Monday each week File certification for previous week; available online 24/7 or by phone during business hours
Processing Time 1–3 business days Time for Louisiana Works to process certification and verify eligibility
Payment Authorization 2–3 business days after processing Payment approved and sent to payment method
Direct Deposit 2–3 business days Funds available in bank account
Debit Card 2–3 business days Funds loaded to unemployment debit card
Paper Check 7–10 business days Check mailed to address on file
Total Timeline 2–3 weeks from filing initial claim Typical time from initial claim to first payment

Waiting week impact:

Kentucky requires a one-week waiting period. The first week of unemployment is not compensable, meaning the first payment received covers only the second week of the initial certification period (week 2 only).

Biweekly certification schedule:

After the initial certification at 13 days, claimants must certify every 13 days (approximately every two weeks on Sunday). The certification covers the previous two-week period.

Payment schedule example:

  • File claim: Sunday, January 5, 2026
  • Waiting week: January 5-11, 2026 (Week 1 – not paid)
  • First payable week: January 12-18, 2026 (Week 2)
  • First certification available: Friday, January 17, 2026 (13 days after filing)
  • First certification for: Weeks 1 and 2
  • First payment amount: One week of benefits (Week 2 only)
  • Next certification date: Sunday, January 26, 2026 (13 days after first certification)

Source: KRS 341.380 (waiting week); Kentucky Career Center payment timeline information
Payment schedule page: https://kcc.ky.gov/career/Pages/Claimant-FAQs.aspx

How to File an Unemployment Claim in Kentucky

Online Filing (Primary Method)

Filing portal: UI Claims Portal
URL: https://uiclaimsportal.ky.gov
Availability: Sunday 10:00 AM – 9:00 PM ET; Monday-Friday 7:00 AM – 7:00 PM ET

Identity verification requirement:

All claimants must verify identity through ID.me before completing claim filing. This third-party identity verification service requires government-issued identification and may include facial recognition verification.

Step-by-step filing process:

  1. Create ID.me account – Visit https://uiclaimsportal.ky.gov and select “File a Claim” to begin ID.me verification process
  2. Verify identity – Provide driver’s license or state ID, answer identity verification questions, complete facial recognition scan
  3. Register with UI Claims Portal – After ID.me verification, create 8-digit PIN and select security question
  4. Enter personal information – Name, address, contact information, Social Security number, citizenship status
  5. Provide employment history – List all employers during past 18 months with:
    • Employer name and complete address
    • Employer phone number
    • Employment dates (first day and last day worked)
    • Reason for separation
    • Gross wages earned
  6. Answer eligibility questions – Questions about availability for work, work search capability, and potential disqualifying issues
  7. Select payment method – Choose direct deposit (provide routing and account number) or U.S. Bank ReliaCard debit card
  8. Review and submit claim – Review all information for accuracy and submit application

Required information:

  • Social Security number
  • Driver’s license or state ID number
  • Complete employment history (last 18 months)
  • Bank account information for direct deposit (optional)
  • Alien registration number (if not U.S. citizen)
  • DD Form 214 (if former military service member)
  • SF-8 or SF-50 (if former federal employee)

Processing: Claims are typically processed within 7-10 business days. Claimants receive monetary and non-monetary determinations by mail and through online portal.

Source: Kentucky Career Center filing instructions
Official guide: https://kcc.ky.gov/career/Documents/PAM400.pdf
Verified: January 29, 2026

Phone Filing

Telephone claims line: (502) 564-2900
Hours: Monday-Friday 7:00 AM – 7:00 PM ET
TTY: Kentucky Relay Service

Phone filing is available for questions and assistance. Initial claims must be filed online through the UI Claims Portal after completing ID.me identity verification. Claimants exempt from work search requirements (union hiring hall members, those with definite return-to-work date within 16 weeks, or approved training participants) may request biweekly benefits by phone.

Automated Benefits Exchange (ABE) System:

The ABE system allows telephone certification for benefits:

  • Availability: Sunday 2:00 PM – 9:00 PM ET; Monday-Friday 7:00 AM – 7:00 PM ET
  • Function: Request biweekly benefits and check claim status
  • Eligibility: Only for claimants exempt from work search requirements

Source: Kentucky Career Center contact information

Required Documents and Information for Filing

Personal identification:

  • Social Security number or Social Security card
  • Driver’s license or state-issued ID (required for ID.me verification)
  • Date of birth
  • Contact information (phone, email, mailing address)
  • Citizenship status or work authorization documents

Employment documentation:

  • Last employer information (name, complete address, phone, dates of employment)
  • Reason for separation from each employer
  • Last day physically worked
  • Separation notice (if available): layoff letter, termination notice, furlough notice, reduction in hours notice
  • All employers in last 18 months with dates and reasons for leaving

Banking information (for direct deposit):

  • Bank routing number (9 digits)
  • Account number
  • Account type (checking or savings)

Additional documentation (if applicable):

  • Work authorization documents: Alien registration number, work permit (non-citizens)
  • Military service: DD Form 214 Member Copy 4 (ex-servicemembers)
  • Federal employment: SF-8 (Notice to Federal Employee About Unemployment Insurance) or SF-50 (Notification of Personnel Action)
  • Union documentation: Union card showing membership and hiring hall participation (if claiming work search exemption)
  • Return-to-work documentation: Signed letter from employer showing definite return-to-work date within 16 weeks (if claiming work search exemption)
  • Training program approval: Documentation of approved training program enrollment (if claiming work search exemption)

Document upload:

Most documents can be uploaded through online portal after filing initial claim. The portal provides document upload feature under “Manage Your Claim” section.

Source: Kentucky Career Center filing checklist
Document requirements: https://kcc.ky.gov/career/individuals/Pages/If-You-Are-Unemployed-3.aspx

Weekly Certification and Ongoing Eligibility Requirements

Certification Process

Certification frequency: Biweekly (every 13 days)
Filing window: Available Sunday 10:00 AM – 9:00 PM ET; Monday-Friday 7:00 AM – 7:00 PM ET
Method: Online through UI Claims Portal (required for claimants with work search requirements); phone via ABE system (only for work search exempt claimants)

Each biweekly certification requires answering questions about the previous two-week period:

  • Were you able to work each day?
  • Were you available for work each day?
  • Did you look for work each week?
  • Did you refuse any job offers or referrals?
  • Did you work or earn any money? (If yes, report gross earnings)
  • Were you attending school or training?
  • Did you receive any other income (vacation pay, severance, pension)?
  • Were you out of Kentucky? (If yes, explain reason)

Work search activity reporting:

Claimants subject to work search requirements must report five work search activities for each week claimed, with details for each activity including employer name, contact method, date, and position applied for.

Late filing:

Certifications filed late may result in delayed or denied benefits. Certifications must be filed within the designated timeframe. Backdating of certifications requires good cause and approval by OUI.

Source: KRS 341.350 (continuing claim requirements); 787 KAR 1:010
Certification instructions: https://kcc.ky.gov/career/Pages/Claimant-FAQs.aspx

Work Search Requirements

Required work search activities:

According to KRS 341.350, claimants must actively search for work and complete five qualifying work search activities per week.

At least three of the five activities must be:

  1. Submitting formal job application to potential employer
  2. Attending job interview

Additional qualifying activities (up to two per week): 3. Attending job fair or hiring event 4. Attending career center workshop or reemployment service 5. Registering with employment agency or staffing firm 6. Participating in Kentucky Career Center services 7. Creating or updating resume through Kentucky Career Center (once per benefit year) 8. Attending job training or certification program

Documentation required:

For each work search activity, claimants must record and retain:

  • Employer name and address
  • Contact person name and title
  • Method of contact (online application, in-person, phone, email)
  • Date of activity
  • Type of activity
  • Position applied for or discussed
  • Result or outcome

Documentation retention: All work search documentation must be retained for one full year after the claim expires. Documentation is subject to random audit by OUI.

Audit process:

Kentucky Office of Unemployment Insurance conducts random audits of work search activities. Claimants selected for audit must provide documentation for all reported activities. Failure to provide adequate documentation may result in benefit denial for those weeks and potential fraud investigation.

Source: KRS 341.350 (work search); 787 KAR 1:010 (approved activities)
Work search guide: https://kcc.ky.gov/career/employment-assistance/Pages/Resume-and-Job-Search.aspx

Work Search Exemptions

The following claimants are exempt from work search requirements and do not need to complete five weekly work search activities:

  1. Union hiring hall members
    • Claimants who are members of union with hiring hall dispatch system
    • Must upload union card showing current membership
    • Must be available for dispatch when called
  2. Temporary layoff with definite recall
    • Claimants with definite return-to-work date within 16 weeks of initial claim filing
    • Must upload signed letter from employer showing specific return date
    • Recall date must be definite, not indefinite or conditional
  3. Approved training program participants
    • Claimants enrolled in state-approved training program
    • Training must be approved by OUI prior to enrollment
    • Must maintain satisfactory progress in training
  4. Labor dispute participants
    • Claimants unemployed due to strike or lockout at their workplace
    • Exempt from work search but disqualified from benefits during dispute
  5. Shared Work program participants
    • Employees participating in approved Shared Work plan
    • Employer must have approved Shared Work plan on file

Exemption documentation:

Each exemption requires verification and approval through document upload in UI Claims Portal. Exemption status must be verified at claim filing and may be reviewed periodically.

Source: KRS 341.350; Kentucky Career Center work search exemption guidance
Exemption information: https://kcc.ky.gov/career/Pages/Claimant-FAQs.aspx

Registration Requirement

All claimants must register for work with Kentucky Career Center through Citizen Connect system.

Registration process:

  1. Visit https://kcc.ky.gov
  2. Create Citizen Connect account
  3. Complete full registration including:
    • Minimum of last three employers (if applicable) OR
    • 10 years of work experience (if applicable)
    • All required fields in each section

Focus Career registration:

Claimants must complete Focus Career profile including:

  • Work history and experience
  • Education and training
  • Skills and qualifications
  • Job preferences and availability
  • Resume creation or upload

Registration must be completed and maintained throughout benefit year.

Source: KRS 341.350; Kentucky Career Center registration requirements
Registration portal: https://kcc.ky.gov

What Happens After Filing a Claim

Claim processing steps:

  1. Initial claim received – Kentucky Office of Unemployment Insurance receives application through UI Claims Portal
  2. Employer notification – All base period employers receive notice and have 10 days to respond with separation information and wage verification
  3. Monetary determination issued – Document showing wages, WBA, MBA, benefit year dates (issued within 7-10 days)
  4. Non-monetary determination (if needed) – Investigation of eligibility issues including separation reason (variable timeline, typically 14-21 days)
  5. Waiting week completion – Claimant must complete first biweekly certification at 13 days
  6. First payment – If approved and no issues, payment issued for second week only (first week is waiting week)

Monetary determination:

Document showing:

  • Base period quarters and wages by quarter
  • Each employer’s contribution to base period wages
  • Weekly benefit amount (WBA) calculated
  • Maximum benefit amount (MBA) calculated
  • Benefit year beginning date
  • Benefit year ending date
  • Number of weeks potentially payable

The monetary determination establishes whether the claim is monetarily valid but does not guarantee payment of benefits.

Non-monetary determination:

Issued when eligibility questions exist regarding:

  • Reason for separation from employment
  • Availability for suitable full-time work
  • Ability to work
  • Refusal of work or job referral
  • Participation in labor dispute
  • Other disqualifying issues

Investigation process:

  • Fact-finding interview scheduled (typically by phone)
  • Employer and claimant provide information and documentation
  • Evidence submitted and reviewed by claims examiner
  • Written determination issued with findings, decision, and appeal rights
  • Determination mailed to claimant and employer

Typical timeline:

  • Monetary determination: 7-10 days after filing
  • Non-monetary determination: 14-21 days (if required for separation or eligibility issues)
  • First payment: 3-4 weeks from initial claim if no issues; longer if non-monetary issues require investigation

Communication methods:

All determinations and correspondence from OUI are sent by:

  • U.S. Mail to address on file
  • Electronic notification through UI Claims Portal
  • Claimants must maintain current mailing address

Source: Kentucky Career Center claims processing information
Processing timeline: https://kcc.ky.gov/career/Pages/Claimant-FAQs.aspx

Reasons an Unemployment Claim May Be Denied

Monetary denial:

Claims denied for insufficient wages occur when claimant fails to meet minimum earnings thresholds:

  • Total base period wages below minimum threshold
  • Insufficient wages in highest quarter (less than $1,500)
  • Total wages outside highest quarter below $1,500
  • Total wages less than 1.5 times highest quarter wages
  • Last two quarters wages less than eight times weekly benefit amount

Claimants with monetary denial may request use of alternative base period if eligible.

Non-monetary denial (disqualifications):

  1. Voluntary quit without good cause attributable to employment Disqualification: Duration of unemployment until claimant returns to covered employment and earns at least eight times the weekly benefit amount
  2. Discharge for misconduct connected with work Disqualification: Duration of unemployment until claimant returns to covered employment and earns at least eight times the weekly benefit amount
  3. Refusal of suitable work without good cause Disqualification: Duration of unemployment until requalifies through covered employment
  4. Failure to meet availability requirements Disqualification: Until availability requirements met
  5. Work search non-compliance Disqualification: Week(s) of non-compliance; benefits denied for weeks where work search not completed
  6. Labor dispute participation Disqualification: Duration of labor dispute
  7. Receipt of disqualifying income Examples: Full-time wages, certain severance payments Disqualification: Weeks affected by disqualifying income

Administrative denial:

  • Incomplete application or missing required information
  • Failure to provide required documentation within specified timeframe
  • Missed fact-finding interview without good cause
  • Identity verification failure through ID.me
  • Non-response to agency requests for information
  • Failure to register with Kentucky Career Center

Able and available denial:

  • Unable to work due to illness, injury, or incarceration
  • Not available for full-time work
  • Restrictions that make claimant unavailable for suitable work
  • Out of state without prior approval

Source: KRS 341.370 (disqualification provisions); KRS 341.350 (eligibility requirements)
Denial information: https://kcc.ky.gov/career/If-you-are-Unemployed/Pages/Benefits-Appeals.aspx

How to Appeal an Unemployment Decision in Kentucky

Appeal Deadlines

Filing deadline: 30 days from mailing date of determination

CRITICAL: Appeals must be filed within 30 days of the date the determination was mailed (shown on notice), NOT the date received.

Calculation: If determination mailed January 15, 2026, appeal deadline is February 14, 2026. The mailing date is printed on the determination notice.

Postmark rule: Appeals mailed must be postmarked on or before deadline. Hand-delivered appeals to the Appeals Branch or Kentucky Career Center office must be received by deadline.

Late appeals: May be accepted for good cause shown. Claimant must explain reason for late filing and provide supporting documentation demonstrating circumstances beyond claimant’s control prevented timely filing.

Source: KRS 341.420 (appeal deadlines)

Appeal Filing Process

How to file appeal:

Online: Recommended method – Email to UIappeals@ky.gov with determination document number and statement of appeal
Mail: Appeals Branch, Office of Unemployment Insurance, 500 Mero Street, Frankfort, KY 40601
Fax: (502) 564-7850
In-person: Appeals Branch office at address above during business hours

Required information:

  • Claimant name and Social Security number
  • Determination being appealed (include document number from notice)
  • Brief statement of reason for disagreement
  • Contact information (phone and mailing address)
  • Signature and date

Appeal letter example:

A simple letter stating intent to appeal is sufficient. Example: “I am appealing the determination dated [date] regarding my unemployment claim. The determination number is [number]. I disagree with the decision because [brief reason]. Please schedule a hearing.”

Confirmation:

Kentucky Office of Unemployment Insurance sends written confirmation of appeal receipt including:

  • Appeal receipt date
  • Hearing information (to follow)
  • Rights and responsibilities
  • Evidence submission instructions

Source: KRS 341.420; 787 KAR 1:110
Appeals information: https://kcc.ky.gov/career/If-you-are-Unemployed/Pages/Benefits-Appeals.aspx

Hearing Process

Hearing notification:

Notice of hearing mailed at least 10 days before scheduled hearing date, including:

  • Date and time of hearing
  • Hearing method (telephone is standard)
  • Parties involved (claimant, employer, witnesses)
  • Issues to be decided
  • Evidence submission instructions
  • Hearing officer (referee) assigned

Hearing format:

  • Type: Telephone hearing (standard); in-person or video available upon request
  • Officer: Referee appointed by Kentucky Unemployment Insurance Commission
  • Duration: Typically 30-60 minutes depending on complexity
  • Recording: All hearings digitally recorded for appeal purposes

Evidence submission:

  • Deadline: Should be submitted at least 5 days before hearing for consideration
  • Method: Upload through UI Claims Portal, email to UIappeals@ky.gov, mail, or fax to (502) 564-7850
  • Requirement: Provide copies to all parties or state evidence will be submitted at hearing
  • Accepted formats: Documents, photographs, employment records, medical records, correspondence

Hearing procedures:

  1. Referee calls all parties at scheduled time
  2. Referee explains hearing process and issues under review
  3. All parties and witnesses sworn in under oath
  4. Testimony taken (claimant typically testifies first, then employer, then witnesses)
  5. Evidence presented and discussed
  6. Cross-examination opportunity provided
  7. Closing statements (optional)
  8. Hearing concluded and recording ends

Witness participation:

Claimants and employers may have witnesses testify. Witnesses must be available by phone at hearing time and will be sworn in. Referee may ask questions of all witnesses.

Decision:

Written decision issued within 10 business days after hearing, mailed to all parties. Decision includes:

  • Findings of fact based on testimony and evidence
  • Conclusions of law applying Kentucky statutes
  • Decision (affirmed, reversed, or modified)
  • Reasoning and analysis
  • Appeal rights to next level
  • Effective date of decision

Source: KRS 341.420; 787 KAR 1:110 (hearing procedures)
Hearing preparation guide: https://kcc.ky.gov/career/Documents/PAM400.pdf

Further Appeals

Appeal to Unemployment Insurance Commission:

Appeals of referee decisions may be filed with Kentucky Unemployment Insurance Commission:

  • Deadline: 30 days from mailing date of referee decision
  • Method: Written appeal to UI Commission, 500 Mero Street, Frankfort, KY 40601, or email to UIcommission@ky.gov or fax to (502) 564-3562
  • Review type: Record review based on evidence from referee hearing; Commission may order additional evidence or remand to referee
  • Written arguments: Appellant has 10 days to submit written argument; opposing party has 7 days to respond
  • Decision timeline: Typically 30-45 days after appeal filed
  • Decision: Commission may affirm, modify, or reverse referee decision, or remand for additional proceedings

Judicial appeal to Circuit Court:

Final Commission decisions may be appealed to Franklin Circuit Court or circuit court in county where claimant was employed:

  • Deadline: 20 days from mailing date of Commission decision
  • Jurisdiction: Franklin Circuit Court or circuit court where claimant worked
  • Filing requirement: Complaint must state grounds for review, assign errors, and be verified by plaintiff or attorney
  • Attorney representation: Legal counsel often used for judicial appeals
  • Record review: Court reviews administrative record; no new evidence typically accepted
  • Standard of review: Substantial evidence standard

Reconsideration by Commission:

Within 10 days of Commission decision mailing date, party may request reconsideration:

  • Must show good cause
  • Does not extend time for judicial appeal
  • Rarely granted

Source: KRS 341.420, KRS 341.430, KRS 341.450 (administrative and judicial appeals); 787 KAR 1:110

Unemployment Fraud, Penalties, and Overpayments

Fraud Definition and Examples

Fraud defined:

According to KRS 341.990: “A person is guilty of unemployment insurance fraud when he or she knowingly makes a false statement or representation, or knowingly fails to disclose a material fact, to obtain or increase benefit payments.”

Common fraud examples:

  • Failing to report work or earnings while certifying for benefits
  • Providing false information about job separation reason
  • Claiming benefits while incarcerated
  • Using another person’s identity to file claim
  • Not reporting job refusals or job offers
  • Filing claims in multiple states simultaneously
  • Falsifying work search activities
  • Continuing to certify after returning to work
  • Not reporting receipt of disqualifying income (vacation pay, severance)

Source: KRS 341.990 (fraud definitions); KRS 341.414

Penalties for Fraud

Administrative penalties:

Claimants found to have committed fraud must repay benefits received AND face additional penalties:

  • Repayment: 100% of fraudulently obtained benefits
  • Penalty: 15% of overpayment amount
  • Interest: 1.5% per month on unpaid balance (begins one year after determination date)
  • Disqualification: Ineligible for benefits for 52 weeks (one year) from date of fraud determination

Criminal penalties:

Unemployment fraud is a criminal offense under KRS 341.990:

  • Class A Misdemeanor: Fraud amount under $1,000
    • Fine up to $500
    • Imprisonment up to 12 months
  • Class D Felony: Fraud amount $1,000 or more
    • Fine up to $10,000
    • Imprisonment of 1-5 years

Federal prosecution:

Interstate fraud or fraud involving federal pandemic programs may result in federal prosecution with enhanced penalties.

Source: KRS 341.990 (penalties and criminal provisions); KRS 341.414
Report fraud: (502) 564-2900 or https://kcc.ky.gov/career/If-you-are-an-Employer/Pages/Employer-UI-Fraud.aspx

Non-Fraud Overpayments

Overpayment without fraud:

Overpayments may occur without fraudulent intent due to:

  • Agency error in processing claim
  • Delayed employer information affecting eligibility
  • Reversed determination on appeal
  • Good faith mistake by claimant in reporting
  • Misunderstanding of eligibility requirements

Repayment obligation:

Non-fraud overpayments must be repaid in full. Kentucky does not assess penalties or interest on non-fraud overpayments.

Overpayment waivers:

Kentucky law allows waiver of non-fraud overpayments in limited circumstances:

  • Overpayment was not claimant’s fault
  • Overpayment resulted from official error
  • Repayment would cause undue hardship
  • Claimant acted in good faith

Waiver requests must be submitted in writing with supporting documentation of financial hardship.

Repayment options:

  • Lump sum payment (full amount)
  • Payment plan (monthly installments, typically 12-24 months)
  • Offset from future unemployment benefits (25% of weekly benefit for non-fraud overpayments)
  • Federal tax refund offset through Treasury Offset Program
  • State tax refund offset
  • Wage garnishment (if authorized by court order)

Notification:

Claimants receive written Notice of Overpayment showing:

  • Amount of overpayment
  • Weeks affected
  • Reason for overpayment
  • Repayment options
  • Appeal rights

Source: KRS 341.415 (overpayment recovery); KRS 341.413
Repayment information: Kentucky Career Center Benefits Payment Control office at (502) 564-2387

Taxation of Unemployment Benefits in Kentucky

Federal Tax Treatment

Federal taxation:

Unemployment benefits are taxable income under federal law (26 U.S.C. § 85). Claimants receive Form 1099-G by January 31 showing:

  • Box 1: Total unemployment compensation paid during tax year
  • Box 4: Federal income tax withheld (if elected)
  • Box 11: State income tax withheld (if elected)

Federal withholding option:

Claimants may request federal income tax withholding at 10% of weekly benefit amount. Withholding election can be made:

  • During initial claim filing
  • At any time during benefit year through UI Claims Portal
  • By contacting OUI at (502) 564-2900

Withholding is voluntary and can be started, stopped, or changed at any time.

Source: IRS Publication 525; 26 U.S.C. § 85
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation

State Tax Treatment

Kentucky taxation:

Unemployment benefits are taxable for Kentucky income tax purposes under KRS 141.010. Unemployment compensation is included in Kentucky adjusted gross income.

Kentucky withholding:

Claimants may request Kentucky income tax withholding. Kentucky uses percentage method based on filing status and does not have flat withholding rate. Typical withholding is 4-5% of weekly benefit amount.

Withholding election:

  • Select withholding preference during claim filing
  • Modify withholding through UI Claims Portal under “Tax Withholding”
  • Contact OUI to request withholding changes

Form 1099-G:

Box 11 shows Kentucky state income tax withheld during the tax year.

Source: KRS 141.010 (Kentucky income tax); Kentucky Department of Revenue
Verified: January 29, 2026

Form 1099-G Access

Form 1099-G distribution:

Kentucky Office of Unemployment Insurance issues Form 1099-G by January 31 each year for previous tax year.

Access methods:

  • Mailed to address on file (default)
  • Online through UI Claims Portal: Log in and select “View 1099-G” under “Manage Your Claim”
  • By phone: Request duplicate by calling (502) 564-2900

Online access timeline: Forms available online by January 31; mailed copies sent by January 31.

Incorrect 1099-G:

If Form 1099-G shows incorrect amounts or benefits not received:

Identity theft reporting:

Claimants who receive 1099-G for benefits they did not claim should:

  1. Report to OUI fraud hotline immediately
  2. Complete identity theft report with local law enforcement
  3. File report with Federal Trade Commission at identitytheft.gov
  4. Request corrected 1099-G showing zero benefits

Source: Kentucky Career Center 1099-G information
Official URL: https://kcc.ky.gov/career/Pages/Claimant-FAQs.aspx

Special Unemployment Programs in Kentucky

Currently Active Programs (2026)

Extended Benefits (EB)

Program status (2026): Inactive

Extended Benefits provide additional weeks of unemployment compensation when Kentucky’s unemployment rate meets federal trigger criteria.

Trigger requirements:

  • Insured Unemployment Rate (IUR) exceeds 5% AND is 120% of average for same period in prior two years, OR
  • Total Unemployment Rate (TUR) exceeds 6.5% AND is 110% of average for same period in prior two years

Additional weeks when activated: Up to 13 weeks beyond regular state benefits (up to 20 weeks if TUR exceeds 8%)

Current status:

  • Status: Not triggered (inactive)
  • Kentucky unemployment rate (August 2025): 4.7%
  • Last checked: January 29, 2026

Source: Extended Unemployment Compensation Act § 202; KRS 341.700-341.715
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp
Current trigger status: https://oui.doleta.gov/unemploy/claims_arch.asp

Shared Work Program

Shared Work program status: Active (effective January 1, 2023)

Kentucky’s Shared Work program allows employers to reduce employee hours instead of layoffs, with employees receiving partial unemployment benefits for reduced hours.

Program purpose:

Provides alternative to layoffs by allowing employers to reduce hours across a group of employees, with employees receiving partial unemployment benefits to offset wage reduction.

Employer requirements:

  • Reduce normal weekly hours by at least 10% but no more than 50% for affected employees
  • Reduction must affect at least 10% of employees in the unit (minimum 2 employees)
  • Maintain health benefits and retirement benefits for participating employees
  • Submit Shared Work plan application for OUI approval
  • Plan must be approved before implementation

Employee benefits:

  • Receive prorated unemployment benefits based on percentage of hours reduced
  • Example: 20% hours reduction = 20% of regular weekly benefit amount
  • Maintain employment and employee benefits
  • No work search requirement while participating in approved plan
  • Shared Work benefits do not count against regular UI benefit entitlement

Employer application process:

  1. Submit Shared Work Plan application to OUI
  2. Include affected employee list and hours reduction details
  3. OUI reviews plan within 30 days
  4. Plan may be approved for up to 52 weeks
  5. Employer submits biweekly reports for participating employees

Source: KRS 341.4161-341.4173 (Shared Work provisions)
Program information: https://kcc.ky.gov/career/If-you-are-an-Employer/Pages/Shared-Work-Program.aspx
Employer application: Contact Kentucky Career Center Employer Services

Trade Adjustment Assistance (TAA)

TAA program: Active (federal program)

Workers who lose jobs due to foreign trade may qualify for extended benefits and reemployment services beyond regular unemployment.

Eligibility:

  • Employer must be certified by U.S. Department of Labor as trade-affected
  • Worker must be laid off or hours reduced due to foreign trade impact
  • Worker must be covered by certified petition

Benefits available:

  • Weekly Trade Readjustment Allowances (TRA) after regular UI exhausted
  • Job training funding (up to $10,000 for approved training)
  • Job search allowances (90% of reasonable job search expenses up to $1,250)
  • Relocation allowances (90% of reasonable relocation expenses up to $1,250)
  • Alternative Trade Adjustment Assistance for workers age 50+ (wage subsidy)
  • Health Coverage Tax Credit (72.5% of health insurance premiums)

Kentucky TAA coordinator: Kentucky Office of Unemployment Insurance
Trade Adjustment Assistance Unit
500 Mero Street, Frankfort, KY 40601
Phone: (502) 564-2900

Source: Trade Act of 1974, 19 U.S.C. § 2271
DOL TAA information: https://www.dol.gov/agencies/eta/tradeact

Disaster Unemployment Assistance (DUA)

DUA availability: Available during federally declared disasters

Disaster Unemployment Assistance provides benefits to individuals who lost employment due to major disaster and are not eligible for regular unemployment insurance.

Activation: Only during presidentially declared major disasters affecting Kentucky

Eligibility:

  • Lost employment as direct result of declared disaster
  • Not eligible for regular UI from any state
  • Unemployment caused by disaster (business destroyed, unable to reach workplace, injury preventing work)

Benefits:

  • Weekly benefit amount based on state’s average WBA or calculated based on prior earnings
  • Duration: Up to 26 weeks from disaster declaration
  • Must apply within 30 days of disaster declaration

Application: Through Kentucky Office of Unemployment Insurance when disasters declared; special application process announced through Kentucky Career Center.

Source: Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program

Self-Employment Assistance Program

Program status: Not available in Kentucky

Kentucky does not currently operate a Self-Employment Assistance (SEA) program. Self-employed individuals and those starting businesses while receiving unemployment must continue work search requirements and are not exempt.

Source: Kentucky Office of Unemployment Insurance; program directory verified
Confirmed: January 29, 2026

Reemployment Services and Eligibility Assessment (RESEA)

Program status: Active

RESEA is a federal-state program providing reemployment services to claimants identified as likely to exhaust benefits.

Selected claimants:

  • Identified through profiling system
  • Notified by mail to attend RESEA appointment
  • Mandatory participation (failure to participate may result in benefit denial)

Services provided:

  • One-on-one career counseling
  • Labor market information
  • Resume assistance
  • Job search plan development
  • Referral to training programs
  • Eligibility review

Appointments: Conducted at Kentucky Career Center offices throughout state; virtual appointments may be available.

Source: Social Security Act § 306; Kentucky Career Center RESEA program
Information: https://kcc.ky.gov/career/employment-assistance/Pages/default.aspx

Context: Kentucky Compared to National Benchmarks

Kentucky benefit levels in national context (2026):

  • Maximum WBA: $720 (33rd of 50 states)
  • Duration: 16 weeks (below national norm of 26 weeks)
  • Unique features: Variable duration based on state unemployment rate; 5 work search activities per week requirement

National range:

  • Highest maximum WBA: Massachusetts ($1,015)
  • Lowest maximum WBA: Mississippi ($235)
  • Most common duration: 26 weeks

For comprehensive state-by-state comparisons, see: U.S. DOL Comparison: https://oui.doleta.gov/unemploy/comparison/

Source: U.S. Department of Labor, Comparison of State UI Laws 2026

Resources

Kentucky unemployment resources:

Kentucky Office of Unemployment Insurance
Education and Workforce Development Cabinet
500 Mero Street, 4th Floor
Frankfort, KY 40601
Phone: (502) 564-2900
Website: https://kcc.ky.gov

Online services:
Claims Portal: https://uiclaimsportal.ky.gov
Available Sunday 10:00 AM – 9:00 PM ET; Monday-Friday 7:00 AM – 7:00 PM ET

Appeals office:
Appeals Branch
Office of Unemployment Insurance
500 Mero Street
Frankfort, KY 40601
Phone: (502) 564-2900
Email: UIappeals@ky.gov
Fax: (502) 564-7850

Kentucky Unemployment Insurance Commission:
500 Mero Street
Frankfort, KY 40601
Phone: (502) 564-2900
Email: UIcommission@ky.gov
Fax: (502) 564-3562

Fraud reporting:
Phone: (502) 564-2900
Website: https://kcc.ky.gov/career/If-you-are-an-Employer/Pages/Employer-UI-Fraud.aspx

Benefits Payment Control (overpayments):
Phone: (502) 564-2387
Address: 500 Mero Street, Frankfort, KY 40601

Employer services:
Phone: (502) 564-2900
Website: https://kcc.ky.gov/career/If-you-are-an-Employer/Pages/default.aspx

Kentucky Career Center locations:
Office locator: https://kcc.ky.gov/career/aboutus/Pages/Offices.aspx
Services: Job search assistance, career counseling, training programs, workshops

Federal resources:

U.S. Department of Labor
Unemployment Insurance Administration
Purpose: Federal UI oversight and guidance
Website: https://www.dol.gov/agencies/eta/unemployment-insurance

CareerOneStop
Purpose: Job search resources, training finder, career exploration
Website: https://www.careeronestop.org
Kentucky portal: https://www.careeronestop.org/LocalHelp/service-locator.aspx?location=KY

Internal Revenue Service
Purpose: Tax information for unemployment benefits
Website: https://www.irs.gov/individuals/employees/unemployment-compensation
Publication 525: https://www.irs.gov/forms-pubs/about-publication-525

USA.gov Benefits Finder
Purpose: Identify potential federal benefit programs
Website: https://www.benefits.gov

Source: Official government websites

Frequently Asked Questions: Kentucky Unemployment Benefits 2026

What are unemployment benefits in Kentucky?

Unemployment benefits in Kentucky provide temporary financial assistance to workers who lose employment through no fault of their own. The program is funded by employer taxes and administered by the Kentucky Office of Unemployment Insurance. Benefits replace a portion of lost wages while claimants search for new employment.

How much can I receive in unemployment benefits in Kentucky?

For claims filed on or after July 6, 2025, weekly benefit amounts range from $39 (minimum) to $720 (maximum). The amount is calculated as 1.1923% of total base period wages. Most claimants receive between $200 and $500 per week depending on their work history and earnings.

How long does it take to get unemployment benefits in Kentucky?

The first payment typically arrives 3-4 weeks after filing the initial claim. Claimants must complete a one-week waiting period and file their first biweekly certification 13 days after filing. Processing takes 2-5 business days after certification. Direct deposit is fastest, arriving 2-3 days after processing.

Can I work part-time and still receive unemployment in Kentucky?

Yes, claimants can work part-time and receive reduced unemployment benefits. Kentucky allows earnings up to $39 per week without benefit reduction. Earnings above $39 reduce benefits dollar-for-dollar. All earnings must be reported when certifying for benefits, even if part-time work does not affect eligibility.

What disqualifies you from unemployment in Kentucky?

Disqualifications include: voluntary quit without good cause attributable to employment, discharge for misconduct, refusal of suitable work, participation in labor dispute, inability to work, unavailability for full-time work, failure to meet work search requirements, and receipt of disqualifying income. Each disqualification has specific duration and requalification requirements.

How do I file for unemployment in Kentucky?

File online through the UI Claims Portal at https://uiclaimsportal.ky.gov. First complete identity verification through ID.me, then complete the claim application providing personal information, employment history for the past 18 months, and separation details. Claims can be filed Sunday 10:00 AM – 9:00 PM ET or Monday-Friday 7:00 AM – 7:00 PM ET.

Are unemployment benefits taxable in Kentucky?

Yes, unemployment benefits are taxable for both federal and Kentucky state income tax purposes. Claimants receive Form 1099-G by January 31 showing total benefits paid. Claimants may elect to have 10% federal tax and Kentucky state tax withheld from weekly benefits to avoid owing taxes when filing annual returns.

How do I appeal an unemployment denial in Kentucky?

File a written appeal within 30 days of the determination mailing date. Appeals can be submitted online to UIappeals@ky.gov, by mail to Appeals Branch at 500 Mero Street, Frankfort, KY 40601, or by fax to (502) 564-7850. Include your name, Social Security number, determination number, and reason for disagreement.

How many work search activities are required in Kentucky?

Claimants must complete five work search activities per week. At least three must be formal job applications or interviews. The remaining two can be job fairs, career center workshops, employment agency registration, or other qualifying activities. All activities must be documented and retained for one year.

Who is exempt from work search requirements in Kentucky?

Exemptions include: union members with hiring hall dispatch, workers with definite return-to-work date within 16 weeks, approved training program participants, and Shared Work program participants. Exemption requires documentation upload and OUI approval. Labor dispute participants are exempt from work search but disqualified from benefits.

How long can I receive unemployment benefits in Kentucky?

Benefit duration ranges from 16 to 24 weeks depending on Kentucky’s State Average Unemployment Rate. As of 2026, the duration is 16 weeks based on Kentucky’s unemployment rate below 6.5%. Duration is reviewed twice yearly (January 1 and July 1) and may change based on economic conditions.

What is the waiting week in Kentucky?

Kentucky requires a one-week waiting period at the beginning of each benefit year. Benefits are not paid for the first week of unemployment. Claimants must certify for this week, but it is not compensated. Only one waiting week is required per benefit year.

Can I receive unemployment if I was fired in Kentucky?

It depends on the reason for termination. Claimants discharged for misconduct are disqualified from benefits. Misconduct includes knowing rule violations, attendance issues without good cause, insubordination, property damage, intoxication at work, and endangering safety. Discharge for inability to perform job duties or non-misconduct reasons may qualify for benefits.

How do I check my unemployment claim status in Kentucky?

Log into the UI Claims Portal at https://uiclaimsportal.ky.gov with your credentials. View claim status, monetary determination, payment history, and correspondence under “Manage Your Claim.” For assistance, call (502) 564-2900 Monday-Friday 7:00 AM – 7:00 PM ET.

What happens if I miss my biweekly certification in Kentucky?

Missing certification may result in lost benefits for those weeks. Certifications are filed within the designated timeframe. Late certifications require good cause and OUI approval for backdating. Claimants who miss certification can contact OUI at (502) 564-2900 to request backdating.

Can I get unemployment if I quit my job in Kentucky?

Generally no, unless the quit was for good cause attributable to the employment. Good cause includes unsafe working conditions, substantial pay reduction, harassment, following relocating spouse, or medical conditions preventing continued work. Voluntary quits without good cause result in disqualification until requalification through subsequent covered employment.

Others

Arizona
Missouri
Wisconsin
Louisiana
Maryland
Georgia
Tennessee
Virginia
South Carolina
Utah

Legal Disclaimer: Nature of This Compilation This document is a compilation of publicly available information from official government sources. It is NOT: Legal advice An interpretation of laws or regulations A substitute for consultation with a licensed attorney A comprehensive treatment of all applicable laws Guaranteed to be complete or current