Maryland Unemployment Benefits 2026
⚠️Informational only — not legal or tax advice.
Last Updated: January 27, 2026
Last Reviewed: January 27, 2026
Applicable Period: 2026
Jurisdiction: State of Maryland, United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter
Table of Contents
- Introduction
- Overview
- Who Is Eligible for Unemployment Benefits
- Who Is Not Eligible for Unemployment Benefits
- How Unemployment Benefit Amounts Are Calculated
- Unemployment Benefit Payment Schedule
- How to File an Unemployment Claim
- Required Documents and Information for Filing
- Registration in Maryland Workforce Exchange
- Weekly Certification and Ongoing Eligibility Requirements
- What Happens After Filing a Claim
- Reasons an Unemployment Claim May Be Denied
- How to Appeal an Unemployment Decision
- Unemployment Fraud, Penalties, and Overpayments
- Taxation of Unemployment Benefits
- Special Unemployment Programs
- Compared to National Benchmarks
- Resources
- FAQ
Introduction
Unemployment benefits in Maryland provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the Maryland Department of Labor, Division of Unemployment Insurance, and funded through employer taxes under state and federal law.
Program authority: Maryland Unemployment Insurance Law, Labor and Employment Article Title 8
Administering agency: Maryland Department of Labor, Division of Unemployment Insurance
Official website: https://labor.maryland.gov/employment/
This guide provides comprehensive information on Maryland unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.
Sources: Maryland Labor and Employment Article Title 8, Maryland Department of Labor official guidance, U.S. Department of Labor
| Maryland Unemployment Benefits – 2026 Quick Reference | ||
|---|---|---|
| Category | 2026 Information | Official Source |
| Maximum Weekly Benefit | $430 | Md. Code, Labor & Employment § 8-803 |
| Minimum Weekly Benefit | $50 | Md. Code, Labor & Employment § 8-803 |
| Standard Duration | 26 weeks | Md. Code, Labor & Employment § 8-804 |
| Waiting Week Required | No | Maryland DOL guidance |
| Filing Portal | BEACON (Maryland Unemployment Insurance Portal) | https://beacon.labor.maryland.gov/ |
| Certification Frequency | Weekly | Md. Code, Labor & Employment § 8-806 |
| Work Search Required | 3 activities per week (including 1 direct job contact) | Maryland DOL work search requirements |
| Appeal Deadline | 15 days from mailing date | Md. Code, Labor & Employment § 8-503 |
| Payment Methods | Direct deposit, debit card | Maryland DOL payment information |
| Tax Withholding Available | Federal: Yes (10%) / State: Yes | Maryland DOL tax withholding options |
ℹ️ Key Unemployment Insurance Terms
Common terms used throughout this guide:
Claimant - Individual filing for unemployment benefits
Base Period - First 4 of the last 5 completed calendar quarters before filing claim (standard), or last 4 completed calendar quarters (alternative)
Benefit Year - 52-week period beginning when claim is filed
Weekly Benefit Amount (WBA) - Amount payable each week if eligible
Maximum Benefit Amount (MBA) - Total benefits available during benefit year
Monetary Determination - Decision on benefit amounts based on wage history
Non-Monetary Determination - Decision on eligibility based on separation reason and ongoing requirements
BEACON - Maryland Unemployment Insurance Portal (online claims system)
Maryland Workforce Exchange (MWE) - System for job search documentation and registration
Suitable Work - Employment appropriate for claimant's skills, experience, and labor market
Overpayment - Benefits paid that claimant was not entitled to receive
Source: Maryland Department of Labor terminology
Overview of Unemployment Benefits in Maryland
Unemployment insurance in Maryland provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with Maryland administering benefits according to state law while meeting federal requirements.
Legal framework:
- State law: Maryland Unemployment Insurance Law, Labor and Employment Article Title 8
- Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
- Funding: Employer payroll taxes (no employee contribution)
Source: Md. Code, Labor & Employment Title 8; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301
Administering Agency
Maryland’s unemployment insurance program is administered by the Maryland Department of Labor, Division of Unemployment Insurance.
Contact information:
- Website: https://labor.maryland.gov/employment/
- Claims filing portal: https://beacon.labor.maryland.gov/ (BEACON)
- Phone: 667-207-6520
- Hours: Monday-Friday, 8:00 AM to 4:00 PM
- Email: dluiinquirystaff-dllr@maryland.gov
- Mailing address: Division of Unemployment Insurance, 100 S. Charles Street, Tower 1, Suite 3100, Baltimore, MD 21201
Source: Maryland Department of Labor official website
Last verification: January 27, 2026
Program Purpose and Duration
Maryland provides up to 26 weeks of unemployment benefits during a 52-week benefit year. The program provides temporary financial assistance while claimants search for new employment. Benefits are not intended to replace full wages but provide partial income replacement.
Extended Benefits may be available during periods of high unemployment when federal-state triggers are activated, though Maryland did not have Extended Benefits active as of recent verification.
Source: Md. Code, Labor & Employment § 8-804; Maryland Department of Labor program overview
Who Is Eligible for Unemployment Benefits in Maryland
Employment Status Requirements
To qualify for unemployment benefits in Maryland, individuals must have worked in covered employment during the base period.
Covered employment definition:
According to Maryland Code, Labor and Employment Article § 8-201(a):
“Employment is covered employment if it is performed for wages or under a contract of hire, whether written or oral, express or implied.”
Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations meeting employment thresholds.
Excluded categories:
- Independent contractors (unless misclassified)
- Self-employed individuals
- Certain agricultural workers earning below wage thresholds
- Domestic workers in private homes earning below specified amounts
- Elected officials
- Real estate agents paid solely by commission
- Students employed by educational institution where enrolled
Source: Md. Code, Labor & Employment §§ 8-201, 8-205 (independent contractors), 8-206 through 8-222 (specific exemptions)
Base Period and Earnings Requirements
Base Period Definition:
The base period in Maryland is the first four of the last five completed calendar quarters before filing the claim.
Example: Claim filed in January 2026
- Standard base period: October 2024 – September 2025
- Alternative base period (if standard fails): January 2025 – December 2025
Source: Md. Code, Labor & Employment § 8-101
Minimum Monetary Requirements:
To qualify monetarily for benefits in Maryland, claimants must meet ALL of the following wage requirements:
- Minimum wages in one quarter: At least $1,176.01 earned in one quarter of the base period
- Total wages requirement: At least $1,800.00 earned over at least two quarters of the base period
- Additional requirement: Total base period wages must equal at least 1.5 times the wages earned in the highest quarter
Alternative base period:
Maryland allows use of an alternative base period (the four most recently completed calendar quarters) if the standard base period fails to establish monetary eligibility. This can benefit claimants with more recent earnings.
Source: Md. Code, Labor & Employment §§ 8-802, 8-803; Maryland Department of Labor monetary eligibility information
Benefit calculator: https://labor.maryland.gov/ (provides estimate only, not official determination)
Separation From Employment Requirements
Qualifying separations (eligible for benefits):
The following types of job separation qualify for unemployment benefits in Maryland:
- Layoff due to lack of work
- Business closure or downsizing
- Position elimination
- Reduction in hours
- Temporary layoff with indefinite recall
- Discharge not due to misconduct
Disqualifying separations:
Maryland law establishes three categories of disqualification based on separation circumstances:
1. Voluntary Quit Without Valid Circumstances
Leaving employment voluntarily without valid circumstances connected to the work results in disqualification. Valid circumstances include:
- Leaving for another job that fails to materialize through no fault of the claimant
- Illness or disability preventing work (with medical documentation)
- Domestic violence situations (with protective order or police report)
- Following military spouse to new duty station
- Transportation failure beyond claimant’s control
- Working conditions that endanger health or safety
Disqualification period: 5-10 weeks (depending on circumstances), or until reemployed and earning wages equal to 15 times the weekly benefit amount if no valid circumstances exist.
2. Misconduct
Discharge for misconduct results in disqualification. Misconduct is defined as behavior showing deliberate disregard of employer’s interests, deliberate violation of rules, or disregard of standards of behavior the employer expects.
Disqualification period: 10-15 weeks, and claimant must be reemployed and earn wages equal to 15 times the weekly benefit amount.
3. Gross Misconduct
Gross misconduct involves behavior that is even more serious, including deliberate, willful, or wanton disregard of employer’s interests, or serious violations of employer rules.
Disqualification period: Disqualified until reemployed and earning wages equal to at least 25 times the weekly benefit amount.
4. Aggravated Misconduct
The most serious category, involving behavior such as:
- Assault on another employee, supervisor, or customer
- Deliberate destruction of employer property
- Theft from employer
- Violation of law in connection with work
Disqualification period: Permanent disqualification from benefits for that claim.
5. Refusal of Suitable Work
Declining an offer of suitable work without good cause results in disqualification.
Disqualification period: Varies based on circumstances and number of refusals.
Source: Md. Code, Labor & Employment §§ 8-1001 (voluntary leaving), 8-1002 (gross misconduct), 8-1003 (misconduct), 8-1005 (refusal of suitable work)
Ability, Availability, and Work Search Requirements
To receive benefits, claimants must demonstrate:
1. Able to work: Physically and mentally capable of performing suitable work
2. Available for work: Ready and willing to accept suitable employment immediately, without restrictions that would significantly limit employment opportunities
3. Actively seeking work: Conducting an active search for work and documenting job search activities as required
Source: Md. Code, Labor & Employment § 8-903; Maryland Department of Labor eligibility requirements
Who Is Not Eligible for Unemployment Benefits in Maryland
The following categories of workers are generally not covered by Maryland’s unemployment insurance program:
Categorical exclusions:
1. Self-employed individuals
Individuals working for themselves are not covered by unemployment insurance unless they elect optional coverage where available under certain circumstances.
2. Independent contractors
Workers properly classified as independent contractors rather than employees are not covered. Maryland uses a three-part test under § 8-205 to determine independent contractor status. Note: Misclassified workers may challenge classification and establish eligibility.
3. Certain students
Students employed by the educational institution where they are enrolled and regularly attending classes may be excluded from coverage.
4. Federal civilian employees
Covered under Unemployment Compensation for Federal Employees (UCFE) program, not state UI. Federal employees file through the same BEACON portal but under a separate federal program.
UCFE information: https://oui.doleta.gov/unemploy/ucfe.asp
5. Military personnel
Covered under Unemployment Compensation for Ex-Servicemembers (UCX) program, not state UI.
UCX information: https://oui.doleta.gov/unemploy/ucx.asp
6. Election judges
Services performed as election judges are not covered employment.
7. Real estate agents
Licensed real estate agents compensated solely by commission are not covered if certain conditions are met.
8. Insurance agents
Certain insurance agents paid solely by commission may be excluded from coverage.
9. Newspaper carriers and vendors
Individuals delivering or selling newspapers are typically not covered.
10. Domestic workers below threshold
Domestic workers in private homes earning below specified thresholds are not covered.
11. Agricultural workers below threshold
Agricultural labor that does not meet minimum wage or employer size requirements is not covered.
Source: Md. Code, Labor & Employment §§ 8-206 through 8-222 (specific exemptions); 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)
How Unemployment Benefit Amounts Are Calculated in Maryland
Weekly Benefit Amount (WBA)
Maryland calculates the weekly benefit amount using a schedule based on the claimant’s highest quarter wages during the base period.
Calculation method:
The weekly benefit amount is determined by locating the claimant’s high quarter wages in a benefit schedule maintained by the Maryland Department of Labor. The schedule assigns a specific weekly benefit amount corresponding to ranges of high quarter wages.
For 2026:
- Minimum WBA: $50
- Maximum WBA: $430
- Average WBA: Varies based on individual wage history
The weekly benefit amount is approximately equal to 1/24th of the wages earned in the highest quarter of the base period, subject to minimum and maximum limits.
Partial unemployment:
Claimants working part-time may receive reduced benefits. Maryland allows partial benefits if weekly earnings are less than the weekly benefit amount. Any earnings are reported, and the benefit payment is adjusted accordingly based on the amount earned.
Dependents allowance:
Maryland does not provide additional allowances for dependents. The weekly benefit amount is based solely on the claimant’s wage history.
Source: Md. Code, Labor & Employment § 8-803 (benefit calculation schedule)
Official calculator: Maryland Department of Labor website (estimate only, not official determination)
Maximum Benefit Amount and Duration
Maximum benefit amount (MBA):
The maximum benefit amount is the total benefits available during the benefit year. In Maryland, this is calculated as 26 times the weekly benefit amount.
Standard benefit duration: 26 weeks
Maximum total benefits (2026): Up to $11,180 (based on maximum WBA of $430 × 26 weeks)
Benefit year:
Benefits are payable for up to 26 weeks within a 52-week benefit year beginning the Sunday of the week the claim is filed. Once a benefit year is established, a new claim cannot be filed until that benefit year ends, unless the claimant returns to work and earns sufficient wages to establish a new claim.
Extended Benefits (EB) program:
Additional weeks of benefits may be available when Maryland’s unemployment rate triggers the federal-state Extended Benefits program. EB can provide up to 13 additional weeks (50% of regular benefits) or 20 additional weeks in some circumstances.
Current EB status: Inactive as of January 2026
Status verification: https://labor.maryland.gov/employment/
Source: Md. Code, Labor & Employment § 8-804 (duration); Extended Unemployment Compensation Act § 202 (EB)
EB information: https://oui.doleta.gov/unemploy/eb.asp
Unemployment Benefit Payment Schedule in Maryland
| Payment Process and Timeline | ||
|---|---|---|
| Phase | Timeframe | Details |
| Weekly Certification Window | Sunday–Saturday (for previous week) | File certification each week for the week just ended; available online 24/7, by phone M–F 8 AM–4 PM, or via mobile app |
| Processing Time | 2–3 business days | Time for Maryland DOL to process certification and verify eligibility |
| Payment Authorization | 2–3 business days after processing | Payment approved and sent to selected payment method |
| Direct Deposit | 1–2 business days after authorization | Funds available in bank account |
| Debit Card | 1–2 business days after authorization | Funds loaded to unemployment debit card |
| Total Timeline | 4–7 business days | Typical time from weekly certification to payment receipt |
| First Payment Timeline | 2–4 weeks from filing | Time from initial claim to first payment if no issues arise |
Waiting week impact:
Maryland does not require a waiting week. Claimants may receive payment for the first week of unemployment if all eligibility requirements are met.
Payment schedule:
Payments are typically issued weekly after successful certification. Claimants who certify on Sunday may receive payment by the following Friday if no issues exist with the claim.
Source: Maryland Department of Labor payment processing information
Payment FAQ: https://labor.maryland.gov/employment/
How to File an Unemployment Claim in Maryland
Online Filing (Primary Method)
Filing portal: BEACON (Maryland Unemployment Insurance Portal)
URL: https://beacon.labor.maryland.gov/
Availability: 24 hours a day, 7 days a week
Step-by-step filing process:
- Create account or log in – Register on BEACON with email address and create password, or log in if you have an existing account from a previous claim
- Verify identity – Provide Social Security number and answer identity verification questions. Additional documentation may be required for identity verification.
- Enter personal information – Provide:
- Full legal name
- Current mailing and physical addresses
- Contact phone number and email
- Citizenship status or alien registration number
- Select effective date – Choose the Sunday of the week you want the claim to begin
- Provide employment history – List all employers during the past 18 months with:
- Employer name, address, and phone number
- Employment start and end dates
- Last day physically worked
- Reason for separation from each employer
- Average hours worked per week
- Rate of pay
- Answer eligibility questions – Questions about:
- Availability for work
- Ability to work
- Whether receiving other income (pension, severance, vacation pay)
- Union membership
- Student status
- Citizenship or work authorization
- Provide banking information (optional) – For direct deposit:
- Bank routing number
- Account number
- Account type (checking or savings)
- Review and submit – Review all information for accuracy and submit application
Required information:
- Social Security number
- Driver’s license or state ID number
- Complete employment history (last 18 months)
- Bank account information for direct deposit (optional)
- Alien registration number (if not U.S. citizen)
- DD Form 214 (for veterans)
- SF-8 or SF-50 (for federal employees)
Processing: Claims are typically processed within 10-14 business days. Claimants receive monetary and non-monetary determinations by mail and through the BEACON portal.
Source: Maryland Department of Labor filing instructions
Official guide: https://labor.maryland.gov/employment/claimfaq.shtml
BEACON User Guide: https://labor.maryland.gov/employment/clmtguide/uibeaconclaimantguide.pdf
Phone Filing
Maryland unemployment claims are filed online through the BEACON portal or by using the mobile app. Phone service is available for assistance with filing, but initial claims cannot be filed by phone.
Phone assistance: 667-207-6520
Hours: Monday-Friday, 8:00 AM to 4:00 PM
TTY: Use Maryland Relay Service
Phone representatives can answer questions about the filing process, eligibility requirements, and assist with technical issues accessing BEACON, but cannot file the initial claim on behalf of the claimant.
Source: Maryland Department of Labor contact information
Verified: January 27, 2026
Mobile App Filing
App name: MD Unemployment for Claimants
Availability: iOS App Store and Google Play Store
Note: The mobile app cannot be used to file an initial claim, only for weekly certifications after the initial claim has been filed through the BEACON portal.
Required Documents and Information for Filing
Personal identification:
- Social Security number or Social Security card
- Driver’s license or Maryland state-issued ID
- Date of birth
- Contact information (phone number, email address, mailing address, physical address)
Employment documentation:
- Last employer information (name, address, phone, dates employed)
- Reason for separation from employment
- Separation notice (if available): layoff letter, termination notice, furlough notice
- All employers during last 18 months with dates and reasons for leaving
- Pay stubs or W-2 forms showing wages earned
Banking information (for direct deposit):
- Bank routing number (9 digits)
- Account number
- Account type (checking or savings)
Additional documentation (if applicable):
- Non-U.S. citizens: Work authorization documents, alien registration number, passport
- Military veterans: DD Form 214 (Member 4 copy)
- Federal employees: SF-8 or SF-50 form showing duty station and separation information
- Union members: Union name, local number, contact information
- Students: School name, enrollment status, class schedule
Most documents can be uploaded through the BEACON portal after filing the initial claim. Claimants receive action items in BEACON requesting additional documentation if needed.
Source: Maryland Department of Labor filing checklist
Document requirements: https://labor.maryland.gov/employment/claimfaq.shtml
Registration in Maryland Workforce Exchange
Requirement: Unemployment claimants are required to register in the Maryland Workforce Exchange (MWE) system to document work search activities.
Website: https://mwejobs.maryland.gov/
Registration steps:
- Create MWE account (separate from BEACON account)
- Upload or create résumé in MWE
- Make résumé viewable to employers (required)
- Complete job search profile
- Begin documenting weekly work search activities
Important: MWE username and password are different from BEACON credentials. Both accounts are required – BEACON for benefit claims and certifications, MWE for work search documentation.
Source: Maryland Department of Labor work search requirements
MWE information: https://mwejobs.maryland.gov/
Weekly Certification and Ongoing Eligibility Requirements
Certification Process
Certification frequency: Weekly
Filing window: Available Sunday through Saturday for the previous week
Method: Online through BEACON, by phone (667-207-6520), or via MD Unemployment mobile app
Each weekly certification requires answering questions about the previous week:
Standard certification questions:
- Were you able and available to work all week?
- Did you look for work?
- Did you refuse any job offers?
- Did you work or earn any money (including self-employment, odd jobs, tips)?
- Are you attending school or training?
- Did you receive any other income (pension, severance, vacation pay, holiday pay)?
Reporting requirements:
- Report all gross earnings from any source before deductions
- Report the first payment from retirement/pension if not previously reported
- Report certain lump sum payments (severance, vacation, holiday, bonus, back pay) by calling claims agent at 667-207-6520
Late certification: Late filing may result in delayed or denied benefits for that week. Maryland may accept late certifications within a reasonable timeframe.
Source: Md. Code, Labor & Employment § 8-806 (continuing claim requirements)
Certification instructions: https://labor.maryland.gov/unemployment-insurance/claimants/weekly-certification.shtml
Work Search Requirements
Required work search activities:
Maryland requires claimants to complete at least 3 qualifying work search activities per week, with at least 1 being a direct job contact with an employer.
Qualifying activities include:
Direct job contacts (at least 1 required per week):
- Submitting job application to employer
- Attending job interview
- Attending job fair or hiring event
- Contacting employer about job opening
Additional qualifying activities (self-guided): 5. Creating or updating résumé in Maryland Workforce Exchange (once per claim) 6. Attending career center workshop or webinar 7. Researching labor market information 8. Networking with professional contacts 9. Taking career assessment 10. Attending reemployment services 11. Searching for jobs on approved job search websites 12. Registering with employment agency or staffing service
Additional qualifying activities (with staff assistance): 13. Attending RESEA (Reemployment Services and Eligibility Assessment) workshop 14. Meeting with career counselor at American Job Center 15. Participating in job search assistance program 16. Attending approved training program
Documentation required:
For each work search activity, claimants record in the Maryland Workforce Exchange Job Contact and Reemployment Activity Log:
- Date of activity
- Type of activity
- Employer name and contact information (for direct contacts)
- Position applied for or discussed
- Method of contact
- Result or outcome
Work search log: Activities are documented in MWE before completing weekly certification. The activities automatically transfer to BEACON during certification.
Audit process:
Maryland Department of Labor conducts random audits of work search activities. Claimants selected for audit provide documentation of activities claimed. Failure to document work search or providing false information may result in benefit denial and potential fraud charges.
Work Search Exemptions
The following claimants may be exempt from work search requirements:
1. Temporary layoff with definite recall date
- Layoff of 10 weeks or less with definite return-to-work date verified by employer: Automatically exempt
- Layoff of 11-26 weeks with definite return-to-work date: May be exempt with joint written request from employer and employee approved by Secretary
2. Union hiring hall members
- Members in good standing of a union who are only permitted to seek or be assigned work through union hiring hall
3. Approved training program
- Enrolled in training program approved by Maryland Division of Unemployment Insurance with waiver granted
4. Jury duty
- For each day summoned to appear or serve as juror (not required to search for work that day)
5. Election judge
- For each day serving as election judge in Maryland
6. Federal government furlough
- Civilian employees of federal government furloughed due to government shutdown
7. RESEA or ROW participation
- When attending required Reemployment Services and Eligibility Assessment workshop or Reemployment Opportunity Workshop
Exemptions require verification and approval. Claimants can check exemption status in BEACON under Account Profile and Maintenance > Claimant Maintenance > Work Search Requirement tab.
Source: Maryland Code of Regulations COMAR 09.33.01.06; Maryland Department of Labor work search requirements
Work search guide: https://labor.maryland.gov/unemployment-insurance/claimants/job-search.shtml
Exemption information: https://labor.maryland.gov/employment/uiworksearchreminder.shtml
What Happens After Filing a Claim
Claim processing steps:
- Initial claim received – Maryland DOL receives online application through BEACON
- Employer notification – Employer(s) notified of claim and asked to provide information about separation. Employers have 10 days to respond.
- Monetary determination issued – Document showing base period wages by quarter and employer, weekly benefit amount (WBA), maximum benefit amount (MBA), and benefit year dates. Typically issued within 7-10 business days.
- Non-monetary determination (if needed) – Investigation of eligibility issues if questions exist about:
- Reason for separation
- Availability for work
- Refusal of work
- Other disqualifying issues
- First payment – If approved and no issues, payment issued for first certified week (Maryland has no waiting week requirement)
Monetary determination contents:
- Base period wages listed by quarter and employer
- High quarter wages
- Weekly benefit amount (WBA)
- Maximum benefit amount (MBA)
- Benefit year beginning and ending dates
Non-monetary determination:
Issued when eligibility questions exist. The determination states:
- Issue being investigated
- Findings of fact
- Decision on eligibility
- Disqualification period (if applicable)
- Appeal rights and deadline
Investigation process:
- Fact-finding interview scheduled by phone or in person
- Employer and claimant provide information separately
- Written statements and evidence may be submitted
- Determination issued with findings and decision
- Appeal rights included in determination
Typical timeline:
- Monetary determination: 7-10 business days after filing
- Non-monetary determination: 2-4 weeks if investigation required
- First payment: 2-4 weeks if no issues
Claim status in BEACON:
Claimants can check claim status in BEACON portal under:
- Action Items (for required tasks)
- Correspondence (for determinations and notices)
- Payment History (for payment status)
- Issues (for eligibility issues under investigation)
Source: Maryland Department of Labor claims processing information
Processing timeline: https://labor.maryland.gov/employment/claimfaq.shtml
BEACON User Guide: https://labor.maryland.gov/employment/clmtguide/uibeaconclaimantguide.pdf
Reasons an Unemployment Claim May Be Denied
Monetary Denial
Claims denied for insufficient wages occur when claimants fail to meet minimum earnings thresholds:
Common monetary denial reasons:
- Total base period wages below minimum requirements ($1,800 over at least 2 quarters)
- Insufficient wages in any single quarter (less than $1,176.01 in highest quarter)
- Total wages less than 1.5 times highest quarter wages
- Wages earned in only one quarter of the base period
- No wages in covered employment during base period
Claimants denied under standard base period may qualify using alternative base period (last 4 completed quarters).
Non-Monetary Denial (Disqualifications)
1. Voluntary quit without valid circumstances
Leaving employment voluntarily without work-related reason considered valid under Maryland law.
Disqualification: 5-10 weeks (depending on circumstances), or until reemployed and earning 15 times weekly benefit amount
2. Discharge for simple misconduct
Termination for behavior showing deliberate disregard of employer’s interests or violation of reasonable employer expectations.
Disqualification: 10-15 weeks and reemployment required with earnings equal to 15 times weekly benefit amount
3. Discharge for gross misconduct
Termination for serious, deliberate, willful, or wanton disregard of employer’s interests.
Disqualification: Until reemployed and earning wages equal to 25 times weekly benefit amount
4. Discharge for aggravated misconduct
Most serious category involving assault, theft, property destruction, or violation of law in connection with work.
Disqualification: Permanent disqualification for that claim
5. Refusal of suitable work without good cause
Declining job offer meeting definition of suitable work without valid reason.
Disqualification: Varies based on circumstances
6. Failure to meet availability requirements
Not able or available to work full-time, or imposing unreasonable restrictions on employment.
Disqualification: Until requirements met
7. Work search non-compliance
Failure to complete required work search activities or document job search.
Disqualification: For week(s) of non-compliance
8. Failure to attend required workshops
Not attending required RESEA or ROW workshops when selected.
Disqualification: Until requirement completed
Administrative Denial
Reasons for administrative denial:
- Incomplete application or missing required information
- Failure to provide required documentation
- Missed fact-finding interview without good cause
- Identity verification failure
- Non-response to agency requests within specified timeframes
- Duplicate claim (claiming in multiple states simultaneously)
Source: Md. Code, Labor & Employment §§ 8-1001 through 8-1005 (disqualification provisions); Maryland Department of Labor determination procedures
How to Appeal an Unemployment Decision in Maryland
Appeal Deadlines (CRITICAL)
Filing deadline: 15 calendar days from the mailing date of the determination
CRITICAL: Appeals are filed within 15 days of the date the determination was mailed (shown on the notice), NOT the date received.
Date calculation example:
If determination mailed January 15, 2026, appeal deadline is January 30, 2026.
Postmark rule: Appeals sent by mail are postmarked on or before the deadline. Appeals sent by fax or email are considered timely if transmitted by the deadline.
Late appeals: May be accepted for good cause. Claimants explain reason for late filing with supporting documentation. Good cause includes:
- Serious illness preventing timely filing
- Death in immediate family
- Mail delivery problems beyond claimant’s control
- Error by Maryland DOL
Consequences of missing deadline: Appeal may be dismissed, and determination becomes final. Benefits may be permanently denied for that claim.
Source: Md. Code, Labor & Employment § 8-503; COMAR 09.32.11 (appeal procedures)
Appeal Filing Process – Lower Appeals Division
How to file appeal:
Online (RECOMMENDED – fastest method):
Log into BEACON portal → Click “Correspondence” → Click “Search” → Locate determination → Click “File Appeal” link → Complete appeal wizard
Email: UILowerAppeals.Labor@maryland.gov
Include:
- Full name and Social Security number
- Determination being appealed (reference number)
- Reason for disagreement
- Contact information
Mail:
Lower Appeals Division
2800 W. Patapsco Avenue
Baltimore, MD 21230
Fax: 410-225-9781 or 410-767-2532
Required information in appeal:
- Claimant name and Social Security number (or employer name and account number)
- Determination being appealed (include document number if available)
- Brief statement of why you disagree with determination
- Signature and date
- Contact information (phone number and email address)
Confirmation: Maryland sends confirmation of appeal receipt by mail or through BEACON. Claimants may save confirmation for records.
Source: Maryland Department of Labor Lower Appeals Division
Appeals information: https://labor.maryland.gov/uiappeals/
Filing instructions: https://labor.maryland.gov/uiappeals/apfile.shtml
Hearing Process
Hearing notification:
Notice of hearing mailed at least 15 business days before scheduled hearing date, including:
- Date, time, and method of hearing (telephone, video, or in-person)
- Parties involved (claimant, employer, witnesses)
- Issues to be decided at hearing
- Instructions for submitting evidence
- Information about requesting postponement
- Interpreter services information
Hearing format:
Type: Primarily telephone hearings; video or in-person hearings in some circumstances
Officer: Hearing Examiner (administrative law judge)
Duration: Typically 30-60 minutes depending on complexity
Recording: All hearings recorded for appeal purposes
Evidence submission:
Deadline: Should be submitted as soon as possible before hearing; hearing examiner may set specific deadline
Method: Upload to BEACON, email to UILowerAppeals.Labor@maryland.gov, mail, or fax
Requirement: Provide copies to all parties
Accepted formats: Documents, photographs, written statements, records
Hearing procedures:
- Hearing examiner introduces participants and explains process
- Hearing examiner reviews issues to be decided
- Parties sworn in under oath
- Claimant presents testimony and evidence first
- Employer (if present) presents testimony and evidence
- Witnesses testify and are questioned
- Cross-examination allowed
- Closing statements
- Hearing concluded
Interpreter services: Available at no cost. Request interpreter when filing appeal or as soon as possible before hearing. Indicate language needed.
Representation: Claimants may represent themselves or have attorney or other representative present. Employer may also have representation.
Postponement requests: Must be submitted in writing at least 3 business days before hearing. Include reason for postponement and supporting documentation. Granted only for good cause.
Decision:
Written decision issued within several weeks after hearing (no specific timeframe required by law). Decision mailed to all parties and includes:
- Findings of fact based on evidence presented
- Conclusions of law and application to facts
- Decision (affirmed, modified, or reversed)
- Reasoning and explanation
- Further appeal rights to Board of Appeals
Source: Md. Code, Labor & Employment § 8-503; COMAR 09.32.11; Maryland Department of Labor hearing procedures
Hearing preparation guide: https://labor.maryland.gov/uiappeals/aplower.shtml
Second-Level Appeal – Board of Appeals
Filing deadline: 15 calendar days from the date of the Lower Appeals Decision
How to file:
Online (RECOMMENDED):
Log into BEACON → Correspondence → Search for Lower Appeals Decision → Click “File Appeal”
Email: dluiboardappeals-labor@maryland.gov
Mail or Fax:
Board of Appeals
2800 W. Patapsco Avenue
Baltimore, MD 21230
Fax: 410-767-2787
Board review process:
Review type: Record review – Board examines hearing recording and evidence from Lower Appeals hearing. Typically no new hearing held unless Lower Appeals decision differs from initial Claims Specialist decision.
Hearing (if held):
- Notice sent at least 15 business days before hearing
- Parties may present arguments
- Board members ask questions
- No new evidence typically accepted unless good cause shown
Board composition: Three Board members. At least two members agree on each decision.
Decision timeline: No specific timeframe. Cases reviewed in order received. During high unemployment, processing time may be extended.
Decision: Written decision mailed to parties. Includes findings, conclusions, decision, and judicial review rights.
Source: Md. Code, Labor & Employment § 8-503; Maryland Department of Labor Board of Appeals
Board information: https://labor.maryland.gov/uiappeals/apboard.shtml
Board FAQs: https://labor.maryland.gov/uiappeals/apboardfaqs.shtml
Judicial Review
Filing deadline: 30 days from the date of Board of Appeals decision
Jurisdiction: Circuit Court of the county where claimant resides, or Baltimore City Circuit Court
Process:
- Petition for judicial review filed with appropriate circuit court
- Court reviews administrative record
- Limited review – court examines whether Board’s decision was arbitrary, capricious, or unsupported by substantial evidence
- Legal representation available
Source: Md. Code, Labor & Employment § 8-606; Maryland Rules, Title 7, Chapter 200
Important Notes for Appeals
Continue filing weekly certifications: Claimants may continue filing weekly certifications throughout appeal process. If appeal is successful, benefits are only paid for weeks properly certified.
No guarantee of backpay: If appealing a denial, benefits are only paid from the date of favorable decision going forward, not retroactively, unless specifically awarded.
Burden of proof: Party appealing determination typically bears burden of proving determination was incorrect.
Source: Maryland Department of Labor appeals guidance
Unemployment Fraud, Penalties, and Overpayments
Fraud Definition and Examples
Fraud defined:
According to Maryland Code, Labor and Employment Article § 8-1301:
“A person may not knowingly make a false statement or representation, or knowingly fail to disclose a material fact, to obtain or increase any benefit or other payment under this title.”
Maryland defines “knowingly” as having actual knowledge, deliberate ignorance, or reckless disregard for the truth.
Common fraud examples:
Claimant fraud:
- Failing to report work or earnings while certifying for benefits
- Providing false information about job separation reason
- Claiming benefits while incarcerated
- Using another person’s identity to file claim
- Not reporting job refusals when required
- Filing claims in multiple states simultaneously
- Providing false wage information or fabricated employment history
- Continuing to certify after returning to full-time work
- Not reporting pension, severance, or other disqualifying income
Employer fraud:
- Making false statements to prevent or reduce benefit payments
- Misclassifying employees as independent contractors
- Failing to report wages accurately
- Providing false separation information
Third-party fraud:
- Identity theft to file fraudulent claims
- Creating fictitious employer accounts
- “Hijacking” legitimate claims
Source: Md. Code, Labor & Employment §§ 8-1301, 8-1305; Maryland Department of Labor fraud information
Penalties for Fraud
Administrative penalties:
Claimants found to have committed fraud face:
- Repayment of fraudulently obtained benefits: 100% of benefits repaid
- Monetary penalty: 15% of the fraudulent overpayment amount (mandatory minimum under federal law)
- Interest charges: 1.5% per month on unpaid balance
- Disqualification from benefits: Ineligible to receive unemployment benefits for 1 year from the date of fraud determination. Claimants repay all fraudulent benefits before becoming eligible again.
- Recovery methods:
- Lump sum payment
- Payment plan
- Offset from future benefits
- Federal and state tax refund intercept
- Wage garnishment
- Civil court judgment
Criminal penalties:
Unemployment fraud is a criminal offense under Maryland law:
Misdemeanor charges:
For fraudulent overpayments generally
- Fine up to $1,000
- Imprisonment up to 60 days
- Or both fine and imprisonment
Felony charges:
For more serious fraud cases involving larger amounts or repeat offenses
- Fine up to $10,000
- Imprisonment up to 10 years
- Or both fine and imprisonment
The specific criminal penalty depends on the amount of fraud and whether there are prior fraud convictions.
Source: Md. Code, Labor & Employment §§ 8-809(b), 8-1301, 8-1305, 8-1306; Maryland Department of Labor fraud penalties
Report fraud: https://labor.maryland.gov/unemployment-insurance/fraud-and-identity/ or 667-207-6520
Non-Fraud Overpayments
Overpayment without fraud:
Overpayments may occur without fraudulent intent due to:
- Maryland DOL processing error
- Delayed employer information
- Determination reversed on appeal
- Good faith mistake by claimant when reporting information
- Backpay received after collecting benefits
- Administrative error in benefit calculation
Repayment obligation:
Non-fraud overpayments are repaid. However, unlike fraud overpayments:
- No 15% penalty assessed
- No interest charges
- No criminal prosecution
- No automatic 1-year disqualification
Waiver availability:
Maryland may waive non-fraud overpayments if ALL of the following conditions are met:
- Timely request: Waiver request submitted within 30 days of overpayment notice date
- No claimant fault: Overpayment was not due to claimant’s fault. Claimant is at fault if they:
- Accepted money knowing or understanding the amount was incorrect
- Failed to provide information that would have resulted in lower benefits
- Made errors in reporting that led to overpayment
- Overpayment cause: Overpayment resulted from:
- Agency error in processing
- Employer error in reporting
- New agency decision (redetermination)
- Appeal decision reversing original determination
- Fraud exclusion: Overpayment cannot be due to fraud
Waiver application: Complete Request for Waiver form available on Maryland DOL website or in BEACON portal. Include explanation and supporting documentation.
Repayment options (if waiver denied or not applicable):
- Lump sum payment online through BEACON
- Installment payment plan (contact Maryland DOL to arrange)
- Offset from future unemployment benefits
- Federal and state tax refund intercept
Source: Md. Code, Labor & Employment § 8-809; Maryland Department of Labor overpayment recovery
Overpayment information: https://labor.maryland.gov/employment/uibpcfaqs.shtml
Waiver request form: Available through BEACON portal or Maryland DOL website
Reporting Fraud
How to report suspected fraud:
Online form: Complete Request for Investigation of Unemployment Insurance Fraud form at https://labor.maryland.gov/unemployment-insurance/fraud-and-identity/
Email: ui.fraud@maryland.gov
Phone: 667-207-6520 (Monday-Friday, 8:00 AM to 4:00 PM)
Mail:
Maryland Department of Labor
Division of Unemployment Insurance
Benefit Payment Control Unit
100 S. Charles Street, Tower 1, Suite 3100
Baltimore, MD 21201
Information to provide when reporting fraud:
- Name and contact information of person reporting (if willing to provide)
- Details of suspected fraud
- Names and identifying information of individuals or businesses involved
- Dates of fraudulent activity
- Supporting documentation (if available)
Confidentiality: Reports can be made anonymously. Maryland DOL investigates all fraud reports.
Source: Maryland Department of Labor fraud reporting procedures
Taxation of Unemployment Benefits in Maryland
Federal Tax Treatment
Federal taxation:
Unemployment benefits are taxable income under federal law pursuant to 26 U.S.C. § 85. Unemployment compensation received during the year is reported on federal income tax return.
Form 1099-G: Issued by January 31 each year showing:
- Box 1: Total unemployment compensation paid during tax year
- Box 4: Federal income tax withheld (if any)
Federal withholding option:
Claimants may request federal income tax withholding at 10% of weekly benefit amount. Withholding election can be made:
- During initial claim filing
- When completing weekly certification
- By updating tax withholding preferences in BEACON portal
- By calling 667-207-6520
Source: Internal Revenue Code 26 U.S.C. § 85; IRS Publication 525
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation
Maryland State Tax Treatment
Maryland state taxation:
Unemployment benefits are taxable for Maryland state income tax purposes. Maryland residents report unemployment compensation on their state income tax return.
State withholding option:
Claimants may request Maryland state income tax withholding. The withholding amount is based on Maryland tax rates and can be adjusted.
Form 1099-G Box 11: Shows Maryland state tax withheld (if any)
Tax withholding setup:
- Select withholding options during initial claim filing
- Update withholding preferences in BEACON under Account Profile and Maintenance
- Contact Maryland DOL at 667-207-6520 to change withholding
Source: Maryland tax law; Maryland Department of Labor tax withholding information
Verified: January 27, 2026
Form 1099-G Access and Corrections
Form 1099-G distribution:
Maryland Division of Unemployment Insurance issues Form 1099-G by January 31 for the previous tax year.
Access methods:
- Online: Log into BEACON portal, view under Correspondence or Tax Documents section
- Mail: Mailed to address on file with Maryland DOL
- Phone: Request duplicate by calling 667-207-6520
Incorrect Form 1099-G:
If Form 1099-G shows incorrect information or benefits not received:
- Identity theft suspected: Complete fraud affidavit immediately
- Email ui.fraud@maryland.gov
- Call 667-207-6520
- Complete online fraud report
- Administrative error: Contact Maryland DOL to request corrected Form 1099-G
- Call 667-207-6520
- Explain discrepancy with supporting documentation
- Request amended 1099-G
- Do not file taxes with incorrect information: Wait for corrected form before filing tax return, or explain discrepancy to tax preparer/IRS if filing deadline approaches
Important: Receiving Form 1099-G for benefits not received may indicate identity theft. Report immediately to prevent fraud penalties.
Source: Maryland Department of Labor Form 1099-G information
IRS Form 1099-G guidance: https://www.irs.gov/forms-pubs/about-form-1099-g
Special Unemployment Programs in Maryland
Currently Active Programs (2026)
Extended Benefits (EB)
Program status (2026): Inactive
Extended Benefits provide additional weeks of unemployment compensation when Maryland’s unemployment rate meets federal trigger criteria established under the Extended Unemployment Compensation Act.
Trigger requirements:
Extended Benefits activate when:
- Maryland’s Insured Unemployment Rate (IUR) exceeds 5% AND is at least 120% of the average for the same period in the prior two years, OR
- Maryland’s Total Unemployment Rate (TUR) exceeds 6.5% AND is at least 110% of the average for the same period in the prior two years
Additional weeks available: Up to 13 additional weeks (50% of regular benefit duration) in most circumstances; up to 20 additional weeks possible under certain high unemployment conditions
Current status verification:
As of January 2026, Extended Benefits are not active in Maryland. Current unemployment rates do not meet trigger thresholds.
Status monitoring:
Maryland Department of Labor updates EB status on website when program activates or deactivates.
Source: Extended Unemployment Compensation Act (EUCA) § 202; Md. Code, Labor & Employment Subtitle 11; Maryland Department of Labor
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp
Last checked: January 27, 2026
Trade Adjustment Assistance (TAA)
Program status: Active (federal program administered through Maryland)
Trade Adjustment Assistance provides benefits and services to workers who lose jobs due to foreign trade impact.
Eligibility requirements:
- Employed by company certified by U.S. Department of Labor as trade-affected
- Job loss or hours reduced due to foreign competition or shift of production abroad
- Meet other program requirements
Benefits available:
- Extended unemployment benefits beyond regular 26 weeks
- Job training funding for approved programs
- Job search allowances
- Relocation allowances for work outside commuting area
- Wage insurance for eligible workers accepting lower-paying employment
- Health coverage tax credit assistance
Application process:
- Employer petitions U.S. DOL for trade-affected certification
- Once company certified, workers apply for TAA through Maryland Workforce Exchange
- Complete TAA application and orientation
Maryland TAA coordinator:
Contact Maryland Department of Labor, Division of Workforce Development and Adult Learning
Phone: 410-767-2100
Website: https://labor.maryland.gov/employment/
Source: Trade Act of 1974, 19 U.S.C. § 2271 et seq.; U.S. Department of Labor
Federal TAA information: https://www.dol.gov/agencies/eta/tradeact
TAA petition search: https://www.dol.gov/agencies/eta/tradeact/petitions
Disaster Unemployment Assistance (DUA)
Program status: Available during federally declared disasters
Disaster Unemployment Assistance provides benefits to individuals who lost employment due to major disaster and are not eligible for regular unemployment insurance.
Eligibility:
- Lost job as direct result of federally declared major disaster
- Not eligible for regular unemployment insurance benefits
- Work or self-employment prevented by disaster
Activation: Program only operates when President declares major disaster affecting Maryland under Stafford Disaster Relief Act
Application: Through Maryland Department of Labor when disasters declared. Special application process announced during disaster activation.
Duration: Up to 26 weeks of assistance
Benefit amount: Based on state’s average weekly unemployment benefit or calculated based on claimant’s pre-disaster income
Source: Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program
Unemployment Compensation for Federal Employees (UCFE)
Program status: Active (federal program)
Federal civilian employees file unemployment claims through Maryland’s BEACON system if:
- Last official duty station was in Maryland, OR
- Maryland resident with last duty station outside United States
Application process:
- File initial claim through BEACON portal (same as regular unemployment)
- Complete Form 935 Affidavit (Claimant Affidavit of Federal Civilian Services, Wages and Reasons for Separation)
- Provide SF-50 or SF-8 documentation
- Provide proof of wages (pay stubs, W-2s)
Benefits: Same benefit amount structure as regular Maryland unemployment insurance
Claim processing: Maryland DOL processes claim; federal agency provides wage and separation information
Source: 5 U.S.C. § 8501 et seq.; Maryland Department of Labor UCFE information
Federal UCFE information: https://oui.doleta.gov/unemploy/ucfe.asp
UCFE FAQ: https://labor.maryland.gov/employment/uifedfaqs.shtml
Unemployment Compensation for Ex-Servicemembers (UCX)
Program status: Active (federal program)
Military servicemembers file unemployment claims through Maryland system if:
- Last duty station in Maryland, OR
- Maryland resident with last duty station outside United States
Eligibility: Released from active duty under honorable conditions
Application process:
- File through BEACON portal
- Provide DD Form 214 (Member 4 copy)
- Complete military separation information
Benefits: Same as regular Maryland unemployment insurance based on military pay
Source: 5 U.S.C. § 8521 et seq.
Federal UCX information: https://oui.doleta.gov/unemploy/ucx.asp
Work Sharing / Short-Time Compensation
Program status: Maryland does not currently operate a Work Sharing or Short-Time Compensation program
Work Sharing programs allow employers to reduce employee hours instead of layoffs, with employees receiving partial unemployment benefits for lost hours. As of 2026, Maryland has not implemented this program.
Source: U.S. Department of Labor state program directory
Verified: January 27, 2026
Self-Employment Assistance Program
Program status: Active
Maryland operates a Self-Employment Assistance Program allowing eligible unemployment claimants to receive unemployment benefits while starting their own business.
Eligibility:
- Receiving unemployment insurance benefits
- Identified through worker profiling as likely to exhaust benefits
- Selected by Maryland DOL for participation
- Business plan approved by Maryland DOL
- Participating in approved entrepreneurship training
Benefits: Continue receiving regular unemployment benefits while working full-time on business startup, exempt from work search requirements
Application: Contact Maryland Division of Workforce Development and Adult Learning for program information and application process
Source: Md. Code, Labor & Employment Subtitle 16; Maryland Department of Labor
Program information: https://labor.maryland.gov/employment/
Context: Maryland Compared to National Benchmarks
Maryland benefit levels in national context (2026):
- Maximum WBA: $430 (ranks approximately 30th of 50 states)
- Duration: 26 weeks (standard national norm)
- Work search requirement: 3 activities per week (moderate requirement)
- Unique features: Alternative base period available; no waiting week; extensive online system (BEACON)
National range:
- Highest maximum WBA: Massachusetts ($1,015)
- Lowest maximum WBA: Mississippi ($235)
- Most common duration: 26 weeks (26 states)
Source: U.S. Department of Labor, Comparison of State UI Laws 2026
Resources
Maryland unemployment resources:
Maryland Department of Labor, Division of Unemployment Insurance
Website: https://labor.maryland.gov/employment/
Phone: 667-207-6520
Hours: Monday-Friday, 8:00 AM – 4:00 PM
Email: dluiinquirystaff-dllr@maryland.gov
BEACON (Online Claims Portal)
Website: https://beacon.labor.maryland.gov/
Available: 24/7 for online filing and account management
Maryland Workforce Exchange
Website: https://mwejobs.maryland.gov/
Purpose: Job search and work search documentation
Phone: 410-767-2100
Email: dldwdwehelp-labor@maryland.gov
Lower Appeals Division
Address: 2800 W. Patapsco Avenue, Baltimore, MD 21230
Phone: 410-767-2421
Fax: 410-225-9781 or 410-767-2532
Email: UILowerAppeals.Labor@maryland.gov
Board of Appeals
Address: 2800 W. Patapsco Avenue, Baltimore, MD 21230
Phone: 410-767-2781
Fax: 410-767-2787
Email: dluiboardappeals-labor@maryland.gov
Fraud Reporting
Phone: 667-207-6520
Email: ui.fraud@maryland.gov
Website: https://labor.maryland.gov/unemployment-insurance/fraud-and-identity/
Federal resources:
U.S. Department of Labor
Purpose: Federal UI oversight
Website: https://www.dol.gov/agencies/eta/unemployment-insurance
CareerOneStop
Purpose: Job search resources
Website: https://www.careeronestop.org/
Sponsored by U.S. Department of Labor
IRS
Purpose: Tax information
Website: https://www.irs.gov/individuals/employees/unemployment-compensation
Source: Official government websites
Frequently Asked Questions: Maryland Unemployment Benefits 2026
What are unemployment benefits in Maryland?
Unemployment benefits in Maryland are temporary income replacement payments for eligible workers who lose employment through no fault of their own. The program provides up to 26 weeks of benefits during a 52-week benefit year, with weekly payments ranging from $50 to $430 based on prior wages.
How much can I receive in unemployment benefits in Maryland?
Weekly benefit amounts range from $50 (minimum) to $430 (maximum) for 2026. The amount is based on wages earned during the base period, calculated using approximately 1/24th of highest quarter wages. Total benefits available equal 26 times the weekly benefit amount, with a maximum of $11,180 over 26 weeks.
How long does it take to get unemployment benefits in Maryland?
First payment typically arrives 2-4 weeks after filing the initial claim if no issues arise. This includes time for claim processing, monetary determination, employer response, and first weekly certification. Subsequent weekly payments are issued 4-7 business days after completing weekly certification.
Can I work part-time and still receive unemployment in Maryland?
Yes. Maryland allows partial unemployment benefits if working less than full-time and earning less than the weekly benefit amount. Earnings are reported when certifying. The benefit payment is adjusted based on earnings. Claimants meet work search requirements unless exempt.
What disqualifies you from unemployment in Maryland?
Common disqualifications include voluntary quit without valid circumstances, discharge for misconduct (simple, gross, or aggravated), refusal of suitable work, failure to meet availability requirements, not completing work search requirements, committing fraud, and failing to attend required workshops. Disqualification periods vary from weeks to permanent based on the reason.
How do I file for unemployment in Maryland?
File online through the BEACON portal at https://beacon.labor.maryland.gov/ (available 24/7). Create an account, provide personal information, employment history for last 18 months, and separation details. After filing, register with Maryland Workforce Exchange for work search documentation. File weekly certifications to continue receiving benefits.
Are unemployment benefits taxable in Maryland?
Yes. Unemployment benefits are taxable under both federal and Maryland state income tax laws. Form 1099-G is issued by January 31 showing total benefits paid. Claimants may elect federal tax withholding at 10% and Maryland state tax withholding when filing claim or during weekly certifications.
How do I appeal an unemployment denial in Maryland?
File appeal within 15 calendar days of determination mailing date. Appeal online through BEACON, by email to UILowerAppeals.Labor@maryland.gov, by mail to Lower Appeals Division, or by fax. Provide name, Social Security number, determination being appealed, and brief reason for disagreement. Telephonic hearing scheduled with opportunity to present evidence.
What is the Maryland Workforce Exchange and why do I need to register?
The Maryland Workforce Exchange (MWE) is a separate online system from BEACON used to document work search activities. Registration is required for all unemployment claimants. Use MWE to upload résumé, search jobs, and document at least 3 work search activities weekly (including 1 direct job contact). Activities automatically transfer to BEACON during weekly certification.
What happens if I miss filing my weekly certification?
Missing weekly certification means no payment for that week. File as soon as possible – Maryland may accept late certifications. Missing multiple certifications may result in claim closure. Claimants must reopen claim if closed. Continue filing even during appeal or while waiting for issue resolution to preserve benefit weeks.
Can I receive unemployment if I was fired from my job?
Depends on reason for termination. Employees fired for reasons other than misconduct (poor performance, lack of skills, not a good fit) generally remain eligible. Discharge for simple misconduct results in 10-15 week disqualification. Gross misconduct requires reemployment and earning 25 times weekly benefit amount. Aggravated misconduct results in permanent disqualification.
What is considered suitable work in Maryland?
Suitable work is determined based on degree of risk to health and safety, physical fitness, prior training and experience, length of unemployment, prospects for obtaining work in customary occupation, and distance from residence. As unemployment continues, expectations for suitable work become more flexible. Refusing suitable work without good cause results in disqualification.
How do I report unemployment fraud?
Report suspected fraud online at https://labor.maryland.gov/unemployment-insurance/fraud-and-identity/, by email to ui.fraud@maryland.gov, or by calling 667-207-6520. Provide details of suspected fraud including names, dates, and supporting information. Reports can be made anonymously. If you receive Form 1099-G for benefits you did not receive, report immediately as possible identity theft.