🇺🇸 Michigan UNEMPLOYMENT — 2026 UPDATE

Michigan Unemployment Benefits 2026

⚠️Informational only — not legal or tax advice.

Last Updated: January 26, 2026
Last Reviewed: January 26, 2026
Applicable Period: 2026
Jurisdiction: State of Michigan, United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter

Unemployment Michigan benefits 2026

Table of Contents

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Introduction

Unemployment benefits in Michigan provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the Michigan Unemployment Insurance Agency and funded through employer taxes under state and federal law.

Program authority: Michigan Employment Security Act, Michigan Compiled Laws § 421.1 et seq.
Administering agency: Michigan Unemployment Insurance Agency (UIA)
Official website: https://www.michigan.gov/leo/bureaus-agencies/uia

This guide provides comprehensive information on Michigan unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.

Sources: Michigan Employment Security Act, UIA official guidance, U.S. Department of Labor

Michigan Unemployment Benefits – 2026 Quick Reference
Category 2026 Information Official Source
Maximum Weekly Benefit $530 MCL § 421.27(b)(1)
Minimum Weekly Benefit $81 MCL § 421.27
Standard Duration 26 weeks MCL § 421.27(d)
Waiting Week Required No MCL § 421.27
Filing Portal MiWAM (Michigan Web Account Manager) https://www.michigan.gov/uia
Certification Frequency Biweekly UIA guidance
Work Search Required 1 contact/week (3 contacts/week starting July 2026) MCL § 421.28
Appeal Deadline 30 days from mailing MCL § 421.32a
Payment Methods Direct deposit, U.S. Bank debit card, paper check UIA payment information
Tax Withholding Available Federal: Yes (10%) / State: Yes (4.25%) UIA tax information

ℹ️ Key Unemployment Insurance Terms

Common terms used throughout this guide:

Claimant - Individual filing for unemployment benefits

Base Period - First four of the last five completed calendar quarters used to determine monetary eligibility

Benefit Year - 52-week period beginning when claim is filed

Weekly Benefit Amount (WBA) - Amount payable each week if eligible

Maximum Benefit Amount (MBA) - Total benefits available during benefit year

Monetary Determination - Decision on benefit amounts based on wage history

Non-Monetary Determination - Decision on eligibility based on separation reason and ongoing requirements

Adjudication - Investigation and decision-making process for eligibility issues

Suitable Work - Employment appropriate for claimant's skills, experience, and labor market

Overpayment - Benefits paid that claimant was not entitled to receive

MiWAM - Michigan Web Account Manager - online claims portal

MARVIN - Michigan Automated Response Voice Interactive Network - phone system

Source: UIA terminology guide

Overview of Unemployment Benefits in Michigan

Program Purpose

Unemployment insurance in Michigan provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with Michigan administering benefits according to state law while meeting federal requirements.

Legal framework:

  • State law: Michigan Employment Security Act, MCL § 421.1 et seq.
  • Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
  • Funding: Employer payroll taxes on first $9,000 of each employee’s wages (no employee contribution)

Michigan’s unemployment insurance program was established in 1936 following the Social Security Act of 1935. The program has undergone significant modernization, with recent legislation in 2024 increasing benefit amounts for the first time since 2002 and extending maximum duration from 20 to 26 weeks.

Source: MCL § 421.1 et seq.; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301

Administering Agency

Michigan Unemployment Insurance Agency (UIA)

Michigan’s unemployment insurance program is administered by the Unemployment Insurance Agency, operating within the Michigan Department of Labor and Economic Opportunity.

Contact information:

Additional resources:

Source: UIA official website
Last verification: January 26, 2026

Recent Legislative Changes

In December 2024, Governor Gretchen Whitmer signed Senate Bill 40 into law, implementing the first increase in Michigan unemployment benefits since 2002. The legislation took effect April 2, 2025, with additional increases scheduled through 2027.

Key changes:

  • Maximum weekly benefit increased from $362 to $446 (2025), $530 (2026), $614 (2027)
  • Maximum duration extended from 20 weeks to 26 weeks
  • Dependent allowance increased from $6 to $12.66 (2025), $19.33 (2026), $26 (2027)
  • Beginning 2028, annual adjustments based on Consumer Price Index
  • Work search requirement increases from 1 to 3 contacts per week (July 2026)

Source: 2024 PA 238; MCL § 421.27(b)(1)

Who Is Eligible for Unemployment Benefits in Michigan

Employment Status Requirements

To qualify for unemployment benefits in Michigan, individuals must have worked in covered employment during the base period.

Covered employment definition:

According to MCL § 421.42, covered employment includes any service performed for wages under a contract of hire, written or oral, express or implied. Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations.

Excluded categories:

  • Independent contractors (unless misclassified)
  • Self-employed individuals (unless electing optional coverage where available)
  • Certain agricultural workers earning below statutory threshold
  • Domestic workers in private homes earning below threshold
  • Students working for educational institution while enrolled and attending classes
  • Elected officials performing official duties
  • Real estate agents and direct sellers compensated solely by commission

Source: MCL § 421.42 (employment definitions) and § 421.43 (exclusions)
Official text: https://www.legislature.mi.gov/Laws/MCL

Earnings and Work History Requirements

Base Period Definition

The base period in Michigan is the first four of the last five completed calendar quarters before filing the claim.

Example: Claim filed in January 2026

  • Standard Base Period: October 1, 2024 – September 30, 2025 (Q4 2024 through Q3 2025)
  • Alternate Base Period (if standard fails): January 1, 2025 – December 31, 2025 (Q1 2025 through Q4 2025)

Calendar quarters:

  • Q1: January – March
  • Q2: April – June
  • Q3: July – September
  • Q4: October – December

Source: MCL § 421.46

Minimum Monetary Requirements

To qualify monetarily for benefits in Michigan, claimants must meet wage requirements using one of two methods:

Method 1: Regular (Standard Base Period)

For benefit years beginning January 1, 2026:

  1. High quarter wages: Minimum of $5,328.00 in one calendar quarter
  2. Wages in multiple quarters: Wages in at least two calendar quarters
  3. Total base period wages: At least 1.5 times the highest quarter wages ($5,328.00 × 1.5 = $7,992.00 minimum)

High quarter calculation: The minimum high quarter wage is calculated using Michigan’s minimum wage multiplied by 388.06, rounded down. For 2026, with minimum wage at $13.73/hour, the calculation yields $5,328.00.

Method 2: Alternate Earnings Qualifier (AEQ)

If standard method fails, claimants may qualify through AEQ:

  1. Wages in multiple quarters: Wages in at least two calendar quarters
  2. Total base period wages: At least 20 times the State Average Weekly Wage (SAWW)

For 2026: SAWW = $1,333.88 AEQ amount = 20 × $1,333.88 = $26,677.60

Alternative base period:

Michigan allows use of the alternate base period (the four most recently completed calendar quarters) if the standard base period fails to qualify the claimant.

Source: MCL § 421.46; UIA Eligibility Requirements
Benefit calculator: https://www.michigan.gov/leo/bureaus-agencies/uia (provides estimate only)

Separation From Employment Requirements

Qualifying Separations

The following types of job separation qualify for unemployment benefits in Michigan:

  • Layoff due to lack of work
  • Business closure or downsizing
  • Position elimination
  • Reduction in hours below full-time
  • Temporary layoff with definite or indefinite recall
  • Discharge not due to misconduct
  • Constructive discharge (forced resignation due to intolerable working conditions)

Disqualifying Separations

According to MCL § 421.29, benefits are denied if unemployment results from:

1. Voluntary Quit Without Good Cause

Definition: Leaving employment voluntarily without work-related reason considered “good cause connected with the work.”

Disqualification: Claimant disqualified until requalified through subsequent employment and earnings equal to at least 17 times the weekly benefit rate.

Good cause exceptions recognized:

Michigan recognizes the following as good cause for voluntary separation:

  • Constructive discharge (intolerable working conditions)
  • Following spouse due to military relocation
  • Domestic violence or stalking situations
  • Substantial change in employment conditions (significant wage reduction, major schedule change)
  • Unsafe working conditions not corrected by employer
  • Health reasons preventing job performance (medical documentation required)

2. Discharge for Misconduct

Definition: According to MCL § 421.29(1)(b), misconduct means “conduct evincing such willful or wanton disregard of an employer’s interests as is found in deliberate violations or disregard of standards of behavior which the employer has the right to expect of an employee, or in carelessness or negligence of such degree or recurrence as to manifest equal culpability, wrongful intent, or evil design, or to show an intentional and substantial disregard of the employer’s interests or of the employee’s duties and obligations to the employer.”

Examples of misconduct:

  • Theft from employer
  • Assault of coworker or supervisor
  • Deliberate violation of company policy after warning
  • Excessive unauthorized absences after warning
  • Working under influence of alcohol or drugs
  • Insubordination or willful refusal to follow lawful instructions
  • Falsification of records or timecards

Not typically misconduct:

  • Inability to meet performance standards despite good faith effort
  • Isolated incidents of poor judgment without prior warnings
  • Personality conflicts with supervisor or coworkers
  • Minor rule violations without prior warnings

Disqualification: Benefits denied for weeks following discharge until requalification requirements met.

3. Refusal of Suitable Work

Definition: Declining job offer meeting definition of “suitable work” without good cause.

Disqualification: Benefits denied beginning with week of refusal until claimant returns to work and earns at least wages equal to the individual’s weekly benefit rate times the number of weeks of benefits that would have been denied.

Suitable work factors:

  • Degree of risk to health, safety, and morals
  • Physical fitness and prior training
  • Experience and prior earnings
  • Length of unemployment
  • Prospects for securing work in customary occupation
  • Distance from residence

4. Labor Dispute

Definition: Unemployment due to stoppage of work because of labor dispute at the factory or establishment where employed.

Disqualification: Duration of the labor dispute, unless claimant can demonstrate non-participation or no financial interest in the dispute.

Source: MCL § 421.29 (separation provisions); § 421.28 (suitable work)
Official text: https://www.legislature.mi.gov/Laws/MCL

Who Is Not Eligible for Unemployment Benefits in Michigan

The following categories of workers are generally not covered by Michigan’s unemployment insurance program:

Categorical exclusions:

1. Self-employed individuals

Individuals working for themselves are not covered by Michigan unemployment insurance. Self-employed individuals do not have employers paying unemployment taxes on their wages and therefore do not establish wage credits for benefit eligibility.

2. Independent contractors

Workers classified as independent contractors rather than employees are not covered. However, misclassified workers may contest their classification and establish that they are actually employees entitled to benefits.

Michigan uses multiple-factor tests to determine employment status, including degree of control, method of payment, provision of tools and materials, and right to hire assistants.

3. Students employed by educational institutions

Students enrolled and regularly attending classes at an educational institution are not covered for work performed for that institution. This exclusion applies during school terms but not necessarily during vacation periods.

4. Federal civilian employees

Covered under Unemployment Compensation for Federal Employees (UCFE) program, not state UI. UCFE claims are filed through the state unemployment agency but paid with federal funds.

UCFE information: https://www.dol.gov/agencies/eta/unemployment-insurance/UCFE

5. Military personnel

Covered under Unemployment Compensation for Ex-Servicemembers (UCX) program. Former military members file claims through the state unemployment agency using DD Form 214 as wage documentation.

UCX information: https://www.dol.gov/agencies/eta/unemployment-insurance/UCX

6. Certain elected officials

Services performed by elected officials in government positions are excluded from covered employment.

7. Certain family employment

Services performed by a child under age 18 employed by a parent, or services performed by an individual employed by a spouse or child.

8. Real estate agents and direct sellers

Licensed real estate agents and direct sellers (independent commission-based sales) when compensated solely by commission and meeting statutory requirements for independent contractor status.

Source: MCL § 421.43 (excluded services)
Federal programs: 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)

How Unemployment Benefit Amounts Are Calculated in Michigan

Weekly Benefit Amount (WBA)

Calculation formula:

Michigan calculates the weekly benefit amount using the following formula:

WBA = (Highest Quarter Wages × 4.1%) + Dependent Allowance

The weekly benefit amount is determined by multiplying the highest amount of wages paid in any base period calendar quarter by 4.1 percent, then adding the applicable dependent allowance.

For 2026:

  • Minimum WBA: $81 per week
  • Maximum WBA: $530 per week (before dependent allowance)
  • Average WBA: Approximately $350 per week (2025 data)

Example calculation:

Claimant with highest quarter wages of $10,000 and one dependent:

  1. Base WBA: $10,000 × 0.041 = $410
  2. Dependent allowance: $19.33 (one dependent)
  3. Total WBA: $410 + $19.33 = $429.33 per week

If calculated amount exceeds $530, WBA is capped at $530 (maximum allowed for 2026).

Partial unemployment:

Claimants working part-time may receive reduced benefits. Michigan allows earnings up to $160 per week (or half the WBA, whichever is greater) before benefit reduction. Benefits are reduced dollar-for-dollar for earnings above this threshold.

Partial benefit calculation:

  • Earnings $160 or less: Full WBA payable
  • Earnings above $160: WBA reduced by amount over $160
  • No benefits payable if earnings equal or exceed WBA plus $160

Source: MCL § 421.27(b) (benefit calculation)
Official calculator: https://www.michigan.gov/leo/bureaus-agencies/uia/tools (estimate only, not determination)

Dependents Allowance

Michigan provides an additional allowance for eligible dependents:

  • Amount per dependent (2026): $19.33 per week
  • Maximum dependents: 5
  • Maximum additional allowance: $96.65 per week (5 dependents × $19.33)

Qualifying dependents:

Dependents include:

  • Unmarried children under age 18
  • Unmarried children age 18 or older who are physically or mentally unable to work
  • Children for whom claimant is legally responsible

The dependent must not be employed full-time and must be primarily supported by the claimant. Each dependent may be claimed by only one parent if both parents are receiving unemployment benefits.

Documentation required:

  • Birth certificates for children
  • Social Security numbers for all dependents
  • Legal guardianship documents if applicable
  • Medical documentation for disabled adult dependents

Future increases:

  • 2027: $26 per dependent
  • 2028 and beyond: Annual adjustment based on Consumer Price Index

Source: MCL § 421.27(b)(1)

Maximum Benefit Amount and Duration

Maximum benefit amount (MBA):

The maximum benefit amount is the total benefits available during the benefit year, calculated as:

MBA = (Total Base Period Wages × 43%) ÷ WBA

The result is rounded down to the nearest half week and subject to minimum and maximum limits.

Standard benefit duration: 26 weeks

Duration limits:

  • Minimum: 14 weeks
  • Maximum: 26 weeks

Example calculation:

Claimant with total base period wages of $40,000 and WBA of $410:

  1. 43% of base period wages: $40,000 × 0.43 = $17,200
  2. Divide by WBA: $17,200 ÷ $410 = 41.95 weeks
  3. Cap at maximum: 26 weeks
  4. Total MBA: 26 weeks × $410 = $10,660

Benefit year:

Benefits are payable for up to 26 weeks within a 52-week benefit year beginning the Sunday of the week the claim is filed. Once the 52-week benefit year expires, a new claim must be filed to establish a new benefit year.

Maximum total benefits (2026): Up to $13,780 (based on maximum WBA of $530 × 26 weeks)

Extended Benefits (EB) program:

Additional weeks of benefits may be available when Michigan’s unemployment rate triggers the federal-state Extended Benefits program. EB provides up to 13 additional weeks when triggered.

Trigger requirements:

  • Insured Unemployment Rate (IUR) exceeds 5% and is 120% of average for prior two years, OR
  • Total Unemployment Rate (TUR) exceeds 6.5% and is 110% of average for prior two years

Current EB status: Not active as of January 2026
Status verification: https://www.michigan.gov/leo/bureaus-agencies/uia

Source: MCL § 421.27(d) (duration); Extended Unemployment Compensation Act § 202 (EB)

Unemployment Benefit Payment Schedule in Michigan

Payment Process and Timeline
Phase Timeframe Details
Biweekly Certification Window Every two weeks, specific days based on last name File certification for previous two weeks; available Sunday–Saturday
Processing Time 2–4 business days Time for UIA to process certification and verify eligibility
Payment Authorization 2–3 business days after processing Payment approved and sent to payment method
Direct Deposit 1–2 business days Funds available in bank account
U.S. Bank Debit Card 1–2 business days Funds loaded to unemployment debit card
Paper Check 7–10 business days Check mailed to address on file
Total Timeline 4–8 business days from certification Typical time from certification to payment receipt (direct deposit/debit)
Initial Claim Processing 3–6 weeks Time from initial claim filing to first payment (if no issues)

No waiting week:

Michigan does not require a waiting week. Claimants who file timely certifications and have no eligibility issues receive payment for the first compensable week of unemployment.

Certification schedule:

Claimants certify biweekly (every two weeks) on specific days based on the last letter of their last name:

Group A-L: Certify on Mondays
Group M-Z: Certify on Tuesdays
Alternate days: Wednesday-Saturday available if Monday/Tuesday missed

Certifications cover the two calendar weeks (Sunday-Saturday) immediately prior to the certification date.

Payment methods:

**Direct deposit **

  • Fastest payment method
  • Requires valid checking or savings account
  • Banking information entered in MiWAM
  • Payments typically arrive 2-3 business days after certification processing

U.S. Bank ReliaCard (debit card):

  • Automatically issued if direct deposit not selected
  • Reloadable for each payment
  • Can be used at ATMs, point-of-sale, or cash back
  • No fee for first transaction per payment; subsequent fees may apply

Paper check:

  • Slowest payment method
  • Mailed to address on file in MiWAM
  • May take 7-10 business days from certification
  • Subject to postal delays

Holiday delays:

Payments may be delayed by 1-2 days when state or federal holidays fall during the payment processing week. Common delay periods include New Year’s, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas.

Source: UIA payment timeline information
Payment schedule page: https://www.michigan.gov/leo/bureaus-agencies/uia

How to File an Unemployment Claim in Michigan

Online Filing (Primary Method)

Filing portal: Michigan Web Account Manager (MiWAM)
URL: https://www.miwam.unemployment.state.mi.us/
Availability: 24 hours a day, 7 days a week

Online filing is available through MiWAM to file an unemployment claim in Michigan. The system guides claimants through each step and provides instant confirmation of submission.

Step-by-step filing process:

  1. Create MiWAM account
    • Navigate to MiWAM website
    • Click “Register for a MiWAM Account”
    • Provide email address and create secure password
    • Answer security questions
  2. Verify identity
    • Provide Social Security number
    • Enter driver’s license or state ID number
    • Answer identity verification questions
    • Upload identity documents if requested
  3. Enter personal information
    • Legal name (must match Social Security card)
    • Current mailing address
    • Physical address if different
    • Contact telephone number and email
    • Citizenship or work authorization status
  4. Provide employment history
    • List all employers during past 18 months
    • For each employer provide:
      • Employer legal name and address
      • Employment start and end dates
      • Last day physically worked
      • Reason for separation
      • Average hours worked per week
      • Gross weekly wages
  5. Answer eligibility questions
    • Questions about availability for full-time work
    • Ability to work full-time
    • Work search activities
    • Other income sources
    • School attendance
    • Union membership
  6. Register for work
    • Create profile on Pure Michigan Talent Connect (MiTalent.org)
    • Schedule appointment with Michigan Works! Agency for verification
    • Registration required within timeframe specified by UIA
  7. Review and submit
    • Review all information for accuracy
    • Certify that information is truthful
    • Acknowledge penalties for false statements
    • Submit application

Required information:

  • Social Security number
  • Driver’s license or state ID number
  • Complete employment history (last 18 months)
  • Employer names, addresses, and contact information
  • Dates of employment for each employer
  • Reason for separation from each employer
  • Bank account information for direct deposit (optional)
  • Alien registration number (if not U.S. citizen)

Processing:

Initial claims are typically processed within 3-6 weeks. Claimants receive monetary determination showing wage history and benefit amounts within 7-10 days if wages are on file. Non-monetary determinations addressing eligibility issues may take several additional weeks if investigation is required.

Confirmation:

Upon successful submission, claimants receive:

  • Confirmation number displayed on screen (save or print)
  • Email confirmation sent to email address on file
  • Instructions for next steps in MiWAM account
  • Information about pending determinations

Source: UIA filing instructions
Official guide: https://www.michigan.gov/leo/bureaus-agencies/uia/tools/claimant-roadmap
Tutorial video: Available at https://www.michigan.gov/leo/bureaus-agencies/uia

Phone Filing

Telephone filing not available for initial claims

Michigan requires all initial unemployment claims to be filed online through MiWAM. Phone service is available only for questions, technical assistance with online filing, and certain claim maintenance issues.

Phone assistance available:

Customer service line: 1-866-500-0017
Hours: Monday-Friday, 8:00 a.m. – 4:30 p.m. Eastern Time
TTY: 1-866-366-0004
Languages: English and Spanish assistance available

MARVIN (certification only): 1-866-638-3993
Purpose: Biweekly certification only (not initial claim filing)
Availability: 24 hours a day, 7 days a week

Call volume considerations:

Wait times are typically longest on Mondays and Tuesdays. Calling later in the week (Wednesday-Friday) often results in shorter wait times. Peak call periods are Monday mornings and immediately following holidays.

Source: UIA contact information
Verified: January 26, 2026

In-Person Assistance

Michigan Works! Service Centers

While initial claims must be filed online, Michigan Works! Agencies provide in-person assistance with:

  • Computer access for online filing
  • Technical assistance navigating MiWAM
  • Help gathering required documentation
  • Work registration verification
  • Job search resources

To locate nearest Michigan Works! office:

UIA offices:

Limited in-person services available at UIA offices. Appointments available and can be scheduled through MiWAM account or by calling customer service line.

Source: Michigan Works! Association; UIA office information

Required Documents and Information for Filing

Personal Identification

Essential documents:

  • Social Security number or Social Security card
  • Driver’s license or Michigan state-issued ID
  • Date of birth
  • Current mailing address
  • Contact telephone number
  • Email address

Additional identification (if applicable):

  • Alien Registration Number or work authorization documents (non-citizens)
  • Passport (if used for identification)
  • Visa documentation (non-citizens)

Employment Documentation

For each employer in last 18 months:

  • Employer legal name
  • Employer physical address
  • Employer phone number
  • Your job title or position
  • Employment start date
  • Last day physically worked
  • Reason for separation
  • Hourly wage or salary
  • Average hours per week

Separation documentation (if available):

  • Layoff notice or letter
  • Termination notice
  • Furlough documentation
  • Reduction in hours notice
  • Business closure notification
  • WARN Act notice (if applicable)

Other employment documents:

  • Pay stubs from last several weeks
  • W-2 forms from previous calendar year
  • Final paycheck stub showing year-to-date earnings

Federal and Military Employment

Federal civilian employees:

  • SF-8 (Notice to Federal Employee About Unemployment Insurance)
  • SF-50 (Notification of Personnel Action)
  • Federal agency contact information

Military service members:

  • DD Form 214 (Certificate of Release or Discharge from Active Duty)
  • Military service dates
  • Pay grade information

Banking Information

**For direct deposit **

  • Bank name
  • Bank routing number (9 digits)
  • Account number
  • Account type (checking or savings)

Verification method:

  • Voided check, or
  • Bank statement showing routing and account numbers, or
  • Bank letter confirming account information

Union Documentation

If union member:

  • Union name and local number
  • Union hiring hall information (if applicable)
  • Union card or membership verification
  • Union contract or collective bargaining agreement (if relevant to separation)

Upload Requirements

Most documents can be uploaded through MiWAM after filing initial claim. UIA may request additional documentation during the adjudication process.

Acceptable file formats:

  • PDF (preferred)
  • JPG or PNG (images)
  • TIFF
  • Maximum file size typically 5 MB per document

Source: UIA filing checklist
Document requirements: https://www.michigan.gov/leo/bureaus-agencies/uia

Weekly Certification and Ongoing Eligibility Requirements

Certification Process

Certification frequency: Biweekly (every two weeks)
Filing window: Sunday through Saturday following the two-week claim period
Method: Online through MiWAM (recommended), phone via MARVIN, or Michigan Works! office

To receive unemployment benefits, claimants must file a certification for each two-week period. The certification confirms continued eligibility and reports any work or earnings during the claim period.

Certification schedule:

Claimants are assigned certification days based on the last letter of their last name:

Last names A-L: Certify on Mondays
Last names M-Z: Certify on Tuesdays
Make-up days: Wednesday through Saturday if Monday/Tuesday missed

Certifications must be filed no later than 28 days after the end of the claim period. Late certifications may result in delayed or denied benefits for those weeks.

Certification questions:

Each biweekly certification requires answering questions about the previous two weeks:

  1. Were you able to work?
    • Answer “Yes” only if physically and mentally capable of working full-time during entire period
    • Answer “No” if illness, injury, or other condition prevented ability to work
  2. Were you available for full-time work?
    • Answer “Yes” only if willing and able to accept suitable full-time employment
    • Answer “No” if unavailable due to vacation, personal commitments, or other restrictions
  3. Did you look for work?
    • Answer “Yes” and report work search activities (see Work Search Requirements below)
    • Answer “No” only if approved waiver exists
  4. Did you refuse any job offers?
    • Answer “Yes” and provide details if any job offer declined
    • Answer “No” if no offers received or refused
  5. Did you work or earn any money?
    • Answer “Yes” and report all earnings, including self-employment
    • Report gross earnings before taxes
    • Include vacation pay, holiday pay, severance, or other compensation
  6. Did you attend school or training?
    • Answer “Yes” if enrolled in school or training program
    • Provide program details if applicable

Late filing:

Certifications must be filed within 28 days of the end of the claim period. Certifications filed after 28 days are considered untimely and benefits for those weeks will be denied. Good cause for late filing must be demonstrated to receive benefits for late-filed weeks.

Source: MCL § 421.32 (continuing claim requirements)
Certification instructions: https://www.michigan.gov/leo/bureaus-agencies/uia

Work Search Requirements

Required work search activities (through June 2026):

Claimants must actively search for work and complete at least 1 qualifying work search activity per week.

Required work search activities (beginning July 2026):

Beginning July 2026, claimants must complete at least 3 qualifying work search activities per week.

Qualifying activities:

According to UIA guidance, the following count as valid work search activities:

  1. Job applications
    • Submitting application to potential employer (online or in-person)
    • Each application counts as one contact
    • Applying for same position multiple times does not count
  2. Job interviews
    • Attending interview with potential employer
    • Phone, video, or in-person interviews all qualify
  3. Job fairs and hiring events
    • Attending career fair or hiring event
    • Must make contact with at least one employer
  4. Career center workshops
    • Attending Michigan Works! workshop or seminar
    • Participating in reemployment services
    • Career counseling appointments
  5. Resume and profile creation
    • Creating or updating resume (once per claim period only)
    • Creating profile on job search websites
    • Updating Pure Michigan Talent Connect profile
  6. Professional networking
    • Networking events focused on job search
    • Informational interviews with industry professionals
    • Alumni association career networking events
  7. Training and education inquiries
    • Contacting training providers about programs
    • Attending information sessions for approved training
  8. Union hiring hall check-in
    • Checking availability of work through union hiring hall
    • Each check-in counts as one contact

Not valid work search activities:

  • Simply browsing online job boards without applying
  • Contacting employer to ask if positions available without applying
  • Applying for same position multiple times within 4-week period
  • General internet research about companies
  • Reading job search articles or watching videos

Documentation required:

For each work search activity, claimants must record:

  • Employer name and complete address (or website URL)
  • Contact person name and title (if available)
  • Date of activity
  • Type of activity (application, interview, etc.)
  • Method of contact (online, in-person, phone, email)
  • Position applied for or discussed
  • Result or outcome

Work search log:

Claimants maintain detailed records of all work search activities. While UIA does not require submission of work search documentation with each certification, claimants provide documentation to provide documentation if audited.

Form UIA 1583 (Record of Work Search): Available at https://www.michigan.gov/leo/bureaus-agencies/uia

Audit process:

UIA conducts random audits of work search activities. When selected for audit, claimants receive notification through MiWAM and must provide documentation within 10 days. Failure to document work search activities may result in:

  • Denial of benefits for weeks without adequate work search
  • Requirement to repay benefits received
  • Potential fraud investigation if deliberate misrepresentation suspected

Work Search Exemptions

The following claimants are exempt from work search requirements when approved by UIA:

1. Temporary layoff with definite recall

Criteria:

  • Employer expects to recall claimant to full-time work
  • Return date is within 45 days from last day worked
  • Employer must request waiver before layoff
  • Employer provides official last day worked and return date

Duration: Up to 45 days, with possible extension up to 135 days total if employer notifies UIA before 45-day period expires

2. Self-initiated temporary layoff waiver

Criteria:

  • Claimant expects to return to work within 15 days of layoff
  • Claimant applies for waiver when filing initial claim

Approval: Shown on Monetary Determination if granted

3. Union hiring hall dispatch

Criteria:

  • Claimant receives job assignments exclusively through union hiring hall
  • Must follow union hiring hall procedures for checking availability
  • Must report check-ins as work search activities

Requirement: Continue checking in with union hiring hall according to union procedures

4. Approved training program

Criteria:

  • Enrolled in training program approved by UIA and Michigan Works!
  • Training leads to employment in demand occupation
  • Must apply for training waiver through Michigan Works! office

Approval process:

  1. Contact Michigan Works! Service Center
  2. Meet with career counselor to discuss training
  3. Submit training waiver application
  4. UIA reviews and approves/denies waiver
  5. If approved, work search requirement waived for training duration

5. Trade Adjustment Assistance (TAA)

Criteria:

  • Separated from employment due to foreign trade impact
  • Employer certified as trade-affected by U.S. Department of Labor
  • Participating in TAA-approved training

Requirement: Must be enrolled in approved TAA training program

Each exemption requires verification and approval by UIA. Exemptions are not automatic and must be requested. Claimants continue work search activities until waiver approval confirmed on Monetary Determination or in MiWAM account.

Source: MCL § 421.28 (work search); UIA work search guidance
Work search guide: https://www.michigan.gov/leo/bureaus-agencies/uia/tools/publications/work-search-requirement
Exemption application: Through MiWAM or Michigan Works! office

Additional Ongoing Requirements

1. Registration for work

All claimants must register for work with Michigan Works! Agency unless exempted. Registration involves:

Step 1: Create job seeker profile on Pure Michigan Talent Connect
Website: https://www.mitalent.org

Step 2: Verify registration with Michigan Works! Service Center
Method: In-person or virtual appointment required
Scheduling: https://www.michigan.gov/leo/bureaus-agencies/uia

Claimants receive email confirmation when registration complete and verified. Failure to complete work registration may delay benefits.

Registration validity: One year from initial claim date; must re-register with each new benefit year

2. Availability for full-time work

Claimants must be available to accept suitable full-time employment during all hours of normal business operations. Restrictions on availability (such as limited hours or days) may result in denial of benefits.

Suitable work considerations:

  • Degree of risk to health, safety, and morals
  • Physical fitness and prior training
  • Experience and prior earnings
  • Length of unemployment
  • Distance from residence

After extended unemployment, claimants may be required to expand job search to include different occupations, lower wages, or greater commuting distance.

3. Acceptance of suitable work

Claimants must accept offers of suitable work. Refusal of suitable work without good cause results in benefit disqualification.

Good cause for refusal:

  • Wages, hours, or conditions substantially less favorable than prevailing for similar work
  • Requires joining company union or resigning from bona fide labor organization
  • Position vacant due to labor dispute
  • Excessive distance from residence (generally over 1 hour commute)
  • Health or physical inability to perform work

4. Reporting changes

Claimants must report changes in circumstances through MiWAM within 10 days:

  • Return to full-time or part-time work
  • Change of address or phone number
  • Change in availability for work
  • Start of school or training program
  • Receipt of other income (pension, severance, retirement)
  • Out-of-state travel lasting more than 7 days

Failure to report changes may result in overpayments requiring repayment with penalties.

Source: MCL § 421.28; UIA ongoing eligibility requirements

What Happens After Filing a Claim

Claim Processing Steps

1. Initial claim received

UIA receives online application through MiWAM. Claimant receives confirmation number and email confirmation. Claim enters processing queue.

Timeframe: Immediate upon submission

2. Employer notification

UIA automatically sends notice to all employers listed on application. Notice informs employer of claim filing and requests separation information.

Employer response deadline: 10 days from notice mailing

Employers may respond through Michigan Employer Account Manager (MEAM) system or by phone. Employer provides:

  • Reason for separation
  • Last day worked
  • Final wages paid
  • Whether recall expected
  • Any disqualifying information

3. Monetary determination issued

Document showing claimant’s wage history, weekly benefit amount, maximum benefit amount, and benefit year dates.

Issued within: 7-10 days if wage information on file
Delayed if: Employer wage reports not yet submitted or wages from out-of-state

Monetary determination includes:

  • Base period dates
  • Wages by quarter and employer
  • Total base period wages
  • Weekly Benefit Amount (WBA)
  • Maximum Benefit Amount (MBA)
  • Benefit year beginning and ending dates
  • Number of weeks payable
  • Whether work search waiver approved

Appeal rights: 30 days from mailing date if claimant disagrees with wage amount or calculation

4. Non-monetary determination (if needed)

If eligibility questions exist, UIA conducts fact-finding investigation and issues non-monetary determination.

Common issues requiring investigation:

  • Voluntary quit circumstances
  • Discharge reasons (misconduct determination)
  • Availability for work questions
  • Work search compliance issues
  • Refusal of work
  • Identity verification concerns
  • School attendance impact on availability

Investigation process:

  • Fact-finding questionnaire sent via MiWAM
  • Claimant and employer submit information
  • Documents and evidence reviewed
  • Phone interview scheduled (if needed)
  • Witnesses may provide statements
  • Determination issued with findings and decision

Timeframe: Variable, typically 2-6 weeks depending on complexity

5. Benefits begin

If approved with no outstanding issues:

  • Claimant files first biweekly certification
  • Certification processed within 2-4 business days
  • Payment issued via selected method
  • Benefits continue as long as claimant remains eligible and files timely certifications

Typical timeline:

  • Monetary determination: 7-10 days after filing
  • Non-monetary determination: 2-6 weeks if investigation required
  • First payment: 4-8 weeks if no issues; longer if adjudication needed

Understanding Determinations

Monetary Determination

Document shows:

  • Base period: Specific quarters used for wage calculation
  • Base period wages: Earnings by quarter and employer
  • High quarter wages: Highest earning quarter amount
  • Weekly Benefit Amount (WBA): Amount payable per week
  • Dependent allowance: Additional amount for dependents
  • Maximum Benefit Amount (MBA): Total available in benefit year
  • Benefit year dates: 52-week period claim is valid
  • Number of weeks: Weeks of benefits potentially payable

Claimants review monetary determination carefully for:

  • Missing employers or wages
  • Incorrect wage amounts
  • Wrong employer names or addresses
  • Miscalculated benefit amounts

Protest deadline: 30 days from mailing date shown on determination

Non-Monetary Determination

Document issued when eligibility questions investigated:

  • Issue: Specific eligibility question investigated
  • Findings of fact: What UIA determined happened
  • Conclusions: How facts apply to unemployment law
  • Decision: Whether claimant eligible or disqualified
  • Effective dates: When decision applies
  • Requalification requirements: What must be done to regain eligibility (if disqualified)

Common non-monetary issues:

  • Separation from employment (quit vs. discharge)
  • Misconduct determination
  • Availability for work
  • Able to work
  • Actively seeking work
  • Refusal of suitable work
  • Receipt of disqualifying income

Appeal rights: 30 days from mailing date if claimant disagrees with decision

Payment listing (chargeable employers)

Employers whose unemployment tax accounts are charged for benefits receive notices showing:

  • Weeks of benefits paid to claimant
  • Amount paid each week
  • Total benefits charged to employer account
  • Employer protest and appeal rights

Source: UIA claims processing information
Processing timeline: https://www.michigan.gov/leo/bureaus-agencies/uia

Reasons an Unemployment Claim May Be Denied

Monetary Denials

Claims may be denied for insufficient wages if claimant fails to meet minimum earnings thresholds:

Reasons for monetary denial:

  • Total base period wages below $7,992 (standard method) or $26,677.60 (AEQ method)
  • Insufficient wages in high quarter (less than $5,328)
  • Wages in only one calendar quarter
  • No wages in required base period quarters
  • Wages not properly reported by employers

Resolution options:

  • Verify all employers listed on claim
  • Contact employers to ensure wage reports submitted
  • Request alternate base period if recently employed
  • Provide wage documentation (pay stubs, W-2s) if employer records incomplete
  • Protest if wages incorrectly calculated

Non-Monetary Denials

1. Voluntary quit without good cause

Disqualification for leaving employment voluntarily without work-related good cause.

Examples:

  • Quit to pursue personal interests
  • Left due to dissatisfaction with job duties
  • Resigned due to personality conflict with coworker
  • Quit to attend school (unless approved training)
  • Left due to childcare issues (unless compelling circumstances)

Requalification: Return to work and earn at least 17 times weekly benefit rate

2. Discharge for misconduct

Disqualification for termination due to conduct violating employer’s reasonable expectations.

Examples:

  • Theft from employer
  • Physical altercation at work
  • Deliberate violation of company policy after warning
  • Excessive unexcused absences
  • Insubordination or refusal to follow instructions
  • Working under influence of drugs or alcohol
  • Falsification of company records

Requalification: Requirements vary by severity of misconduct

3. Refusal of suitable work

Disqualification for declining job offer meeting definition of suitable work without good cause.

Criteria for suitable work:

  • Reasonably related to prior experience and training
  • Wages and conditions comparable to prevailing rates
  • Commuting distance reasonable
  • Does not require joining or leaving union against claimant’s wishes
  • Work not vacant due to labor dispute

Requalification: Return to work and earn wages equal to WBA times number of weeks of denied benefits

4. Failure to meet availability requirements

Disqualification when claimant not available for full-time work.

Reasons:

  • Restrictions on hours or days available
  • Out of area without making self available for work
  • In school full-time without approved training waiver
  • Physical or mental inability to work full-time
  • Transportation limitations preventing job acceptance

Resolution: Must demonstrate availability for suitable full-time work

5. Work search non-compliance

Benefits denied for weeks when required work search not completed or documented.

Violations:

  • Failing to complete minimum required work search contacts
  • Cannot document work search when audited
  • Falsifying work search information
  • Not registering with Michigan Works! when required

Resolution: Complete required work search and provide documentation; benefits denied for specific weeks of non-compliance

6. Fraud or misrepresentation

Benefits denied and restitution required when false information provided.

Examples:

  • Working while certifying as unemployed
  • Failing to report earnings
  • Providing false employer information
  • Using another person’s identity
  • Claiming benefits while incarcerated
  • Filing claims in multiple states

Consequences: Benefit cancellation, repayment with penalties, possible criminal prosecution

Administrative Denials

Reasons for administrative processing delays or denials:

  • Incomplete application information
  • Missing required documentation
  • Failure to respond to UIA requests within 10 days
  • Identity verification failure
  • Unable to verify employment or wages
  • Employer protest pending investigation
  • Prior benefit year not exhausted or expired

Resolution:

  • Respond promptly to all UIA requests
  • Provide complete and accurate information
  • Submit required documentation through MiWAM
  • Verify identity through approved methods
  • Maintain current contact information

Source: MCL § 421.29 (disqualification provisions)
Denial information: https://www.michigan.gov/leo/bureaus-agencies/uia

How to Appeal an Unemployment Decision in Michigan

Michigan provides multiple levels of appeal for claimants and employers who disagree with unemployment insurance determinations. The appeal process includes strict deadlines that must be followed to preserve appeal rights.

Appeal Deadlines

CRITICAL DEADLINE: 30 days from mailing date of determination

Appeals must be filed within 30 days of the date the determination was mailed, NOT the date received. The mailing date is shown on the determination notice.

Calculation example:

  • Determination mailed: January 15, 2026
  • Appeal deadline: February 14, 2026
  • Appeals must be received by UIA by February 14, 2026

Method of timely filing:

Online through MiWAM (recommended): Appeal considered filed on date submitted electronically

U.S. Mail: Appeal considered filed on postmark date if mailed

Fax: Appeal considered filed on date fax successfully transmitted

In-person: Appeal considered filed on date delivered to UIA office

Late appeals:

Appeals filed after the 30-day deadline may be accepted only if claimant demonstrates “good cause” for late filing. Good cause is narrowly defined and typically includes:

  • Serious illness preventing ability to file
  • Death in immediate family
  • Mail delivery failure beyond claimant’s control
  • UIA error providing wrong information about deadline
  • Military deployment
  • Natural disaster

Simply forgetting the deadline, being too busy, or claiming not to receive the determination generally does not constitute good cause.

Request to reopen: If more than one year has passed since the determination, UIA will not reopen the claim for appeal under any circumstances.

Source: MCL § 421.32a (appeal deadlines)

First Level: Protest (Request for Redetermination)

Filing a protest:

The first step in appealing an unemployment determination is filing a “protest” requesting UIA to reconsider the determination.

How to file protest:

Online (recommended): Through MiWAM account

  • Log in to MiWAM
  • Navigate to determination being protested
  • Click “Protest” or “Submit Protest”
  • Complete protest form with reason for disagreement
  • Submit electronically

Mail:

  • Download Form 1733 (Protest of Determination)
  • Complete form with claimant information and reason for protest
  • Sign and date
  • Mail to:
    • Unemployment Insurance Agency
    • P.O. Box 169
    • Grand Rapids, MI 49501-0169

Fax: 1-517-636-0427 (include Form 1733)

In-person: Any Michigan Works! Service Center or UIA office

Required information:

  • Claimant name and Social Security number
  • UIA claim number
  • Determination being protested (include reference number)
  • Specific reason for disagreement
  • Facts supporting position
  • Signature and date

Confirmation: UIA does not automatically send protest confirmation. Claimants monitor MiWAM account for updates.

Review process:

After receiving protest:

  1. UIA reviews original determination and any new information submitted
  2. UIA may request additional information from claimant or employer
  3. UIA may conduct additional fact-finding
  4. UIA issues “redetermination” affirming, modifying, or reversing original determination

Timeframe: Typically 2-4 weeks, longer if additional investigation required

Redetermination:

Document issued after protest review showing:

  • Original determination reviewed
  • Additional information considered
  • UIA’s findings and decision
  • Reason for affirming or changing determination
  • Appeal rights to Administrative Law Judge

If redetermination unfavorable: Claimant has 30 days from redetermination mailing date to appeal to Administrative Law Judge

Source: MCL § 421.32a; UIA protest procedures

Second Level: Appeal to Administrative Law Judge

Filing an appeal:

If the redetermination is unfavorable, the next step is appealing to an Administrative Law Judge (ALJ) at the Michigan Office of Administrative Hearings and Rules (MOAHR).

Appeal filing deadline: 30 days from mailing date of redetermination

How to file appeal:

Online (recommended): Through MiWAM Mail: Send appeal letter or Form 1733 to address on redetermination notice (MOAHR address, not UIA address) Fax: Number provided on redetermination notice

Required information:

  • Claimant name and Social Security number
  • Redetermination being appealed (include reference number)
  • Statement of disagreement with redetermination
  • Any additional facts or evidence
  • Signature and date

Important: Once appeal transferred to MOAHR, all correspondence and documentation must be sent to MOAHR, not UIA. MOAHR operates independently from UIA.

Hearing Process

Hearing notification:

After appeal filed with MOAHR, claimant receives “Notice of Hearing” at least 10 days before scheduled hearing date.

Notice includes:

  • Date and time of hearing
  • Call-in telephone number
  • Administrative Law Judge assigned
  • Issues to be decided
  • Parties involved (claimant, employer, UIA)
  • Instructions for submitting evidence
  • Instructions for requesting witnesses
  • Rescheduling procedures

Hearing format:

Most unemployment hearings conducted by telephone conference call. In-person hearings available upon request in limited circumstances.

Hearing length: Typically 30-60 minutes depending on complexity

Recording: All hearings recorded for appeal purposes

Evidence submission:

Deadline: At least 5 days before hearing (recommended)

Methods:

  • Upload to MOAHR through MiWAM
  • Email to address provided in hearing notice
  • Fax to number provided in hearing notice
  • Mail to MOAHR address on hearing notice

Acceptable evidence:

  • Pay stubs and wage records
  • Employment contracts or handbooks
  • Correspondence with employer (emails, letters, texts)
  • Medical documentation (if relevant)
  • Photographs or videos (if relevant)
  • Written statements from witnesses
  • Performance reviews or disciplinary notices
  • Documentation of job search activities
  • Any other relevant documentation

Copies required: Provide copies to all parties (employer, UIA representative) at same time submitted to MOAHR

Witness procedures:

Claimants may request witnesses testify at hearing. Witness information must be provided to MOAHR and all parties at least 5 days before hearing.

Witnesses may include:

  • Coworkers who observed relevant events
  • Supervisors or managers
  • Medical providers (if health issue relevant)
  • Family members (in limited circumstances)

Witnesses participate by telephone during scheduled hearing time.

Preparing for hearing:

Preparation steps:

  1. Review all documents in case file
  2. Organize evidence chronologically
  3. Prepare written statement or outline of key points
  4. List questions to ask employer witnesses
  5. Prepare responses to anticipated employer arguments
  6. Review applicable unemployment law provisions
  7. Test conference call number before hearing date
  8. Have all documents available during hearing

Legal representation:

Claimants have right to legal representation at hearing but are not required to have attorney.

Free legal assistance available through:

  • UIA Advocacy Program: 1-800-638-3994 (option 3)
  • Free advocates for claimants who meet eligibility requirements
  • Must contact after receiving Notice of Hearing
  • Limited availability; not all claimants qualify

Private attorneys:

  • Employment law attorneys
  • Claimant responsible for attorney fees
  • Attorney fees typically $200-$500 per hour
  • Consider whether potential benefits justify legal costs

Union representation: Union members may receive representation through union

Hearing procedures:

Typical hearing structure:

  1. ALJ introduces parties and explains process
  2. Parties sworn in (oath to tell truth)
  3. ALJ asks preliminary questions
  4. Claimant presents testimony and evidence
  5. Employer presents testimony and evidence (if participating)
  6. Cross-examination of witnesses
  7. UIA representative may ask questions
  8. Each party makes closing statement
  9. ALJ may ask clarifying questions
  10. Hearing concluded

Hearing procedures:

  • Answer questions directly and honestly
  • Stick to facts relevant to separation
  • Remain calm and professional
  • Do not interrupt others
  • Take notes during employer testimony
  • Ask to clarify questions if unclear
  • Provide specific examples with dates

ALJ decision:

After hearing, ALJ issues written decision typically within 30-45 days.

Decision includes:

  • Findings of fact (what ALJ determined happened)
  • Conclusions of law (how law applies to facts)
  • Decision (claimant eligible or disqualified)
  • Reason for decision
  • Effective dates
  • Appeal rights to Unemployment Insurance Appeals Commission

Decision delivery: Mailed to all parties at addresses on record

If decision unfavorable: Claimant has 30 days from mailing date to appeal to Unemployment Insurance Appeals Commission

Source: MCL § 421.33; MOAHR hearing procedures
Hearing preparation guide: https://www.michigan.gov/leo/bureaus-agencies/uia/tools/publications (Guide to Unemployment Insurance Appeals Hearings)

Third Level: Unemployment Insurance Appeals Commission

Filing appeal to Commission:

Appeals of ALJ decisions filed with Michigan Unemployment Insurance Appeals Commission (UIAC).

Appeal deadline: 30 days from mailing date of ALJ decision

How to file:

E-File (recommended): https://forms.leo.state.mi.us/uiac2/unemployment-insurance-appeals-commission/

Email: UIAC-UI@michigan.gov

Mail:

  • Unemployment Insurance Appeals Commission
  • P.O. Box 30763
  • Lansing, MI 48909-8263

Fax: 1-517-241-9798

Required information:

  • Party name and contact information
  • ALJ decision being appealed (include docket number)
  • Date of ALJ decision
  • Specific reasons disagreeing with ALJ decision
  • Statement of facts supporting appeal
  • Signature and date

Optional filings:

Within deadlines shown on “Important Notice” from Commission, parties may request:

  • Written argument: Submit brief explaining legal and factual basis for appeal
  • Oral argument: Request to present argument to Commission panel in person or by phone
  • Additional evidence: Request to submit evidence not available at ALJ hearing

Review process:

Commission reviews:

  • ALJ hearing recording
  • Evidence submitted at hearing
  • ALJ decision and findings
  • Written arguments from parties
  • Additional evidence (if accepted)

Standard of review: Commission determines whether ALJ decision supported by competent, material, and substantial evidence on the whole record

Decision methods:

Most cases decided by three-member Commission panel based on written record, without oral argument.

Commission may:

  • Affirm ALJ decision
  • Modify ALJ decision
  • Reverse ALJ decision
  • Remand to ALJ for additional proceedings

Timeframe: Typically 60-120 days, varies by caseload

Commission decision: Final administrative decision, mailed to all parties

Appeal rights: Commission decision may be appealed to circuit court within 30 days

Source: MCL § 421.38; UIAC procedures
Commission website: https://www.michigan.gov/leo/boards-comms-councils/welcome-to-the-michigan-unemployment-insurance-appeals-commission

Fourth Level: Circuit Court Appeal

Filing appeal:

Appeals of Commission decisions filed in Michigan Circuit Court.

Appeal deadline: 30 days from mailing date of Commission decision

Jurisdiction:

  • Circuit court in county where claimant resides, OR
  • Circuit court in county where employment was located

Filing requirements:

  • Complaint for appeal filed with circuit court clerk
  • Service of complaint on all parties
  • Filing fee required (typically $150-$250)
  • May request fee waiver if indigent

Standard of review: Circuit court reviews whether Commission decision is authorized by law and supported by competent, material, and substantial evidence

Representation: Legal representation available for circuit court appeals

Further appeals:

  • Michigan Court of Appeals (by application for leave to appeal)
  • Michigan Supreme Court (by application for leave to appeal)

Source: MCL § 421.38(b)

Unemployment Fraud, Penalties, and Overpayments

Fraud Definition and Examples

Fraud defined:

According to MCL § 421.54, fraud occurs when a person knowingly makes a false statement or representation, or knowingly fails to disclose a material fact, to obtain or increase benefit payments.

Material fact: Information that, if known, would affect eligibility for benefits or amount of benefits payable.

Knowingly: Person knew or had reason to know the information was false or material fact not disclosed.

Common fraud examples:

1. Working while claiming benefits

  • Certifying as totally unemployed while employed part-time or full-time
  • Failing to report earnings when certifying
  • Under-reporting actual earnings

2. False separation information

  • Claiming layoff when actually terminated for misconduct
  • Claiming discharge when actually quit job
  • Providing false reason for leaving employment

3. Identity fraud

  • Using another person’s Social Security number and identity
  • Filing claim with stolen identity information
  • Allowing another person to use claimant’s identity to file claim

4. Concurrent claims

  • Filing claims in multiple states for same time period
  • Collecting benefits from two states simultaneously
  • Not reporting benefits received from another state

5. Availability fraud

  • Certifying as available for work while incarcerated
  • Claiming benefits while out of state without making self available
  • Certifying as able to work while on disability

6. Failure to report disqualifying circumstances

  • Not reporting receipt of severance pay
  • Not reporting return to work
  • Not reporting refusal of job offer
  • Not reporting retirement pension or other income

7. False work search claims

  • Fabricating work search contacts
  • Reporting fictitious employers
  • Claiming job applications never actually submitted

Source: MCL § 421.54 (fraud definitions); § 421.62 (penalties)

Penalties for Fraud

Administrative penalties:

When UIA determines claimant committed fraud, the following penalties apply:

Restitution:

  • 100% repayment of all fraudulently obtained benefits
  • No limit on collection timeframe for fraudulent overpayments
  • Collection through wage garnishment, tax refund offset, or future benefit offset

Additional penalty:

  • Not less than the amount fraudulently obtained (100% minimum)
  • May be increased based on fraud severity
  • Historically Michigan assessed 400% penalty (reduced in recent years for certain cases)

Interest:

  • Interest charged on unpaid restitution balance
  • Interest rate set by state law
  • Compounds until fully repaid

Benefit year cancellation:

  • Rights to benefits canceled for benefit year in which fraud occurred
  • Wages used to establish that benefit year cannot be used to establish another benefit year
  • Future benefits denied until requalification requirements met

Collection offset:

  • If claimant qualifies for unemployment benefits in future, 100% of benefits offset for repayment
  • Offset continues until restitution, penalty, and interest fully repaid
  • Unlike non-fraud overpayments (50% offset), fraud overpayments subject to 100% offset

Disqualification from future benefits:

  • Disqualified from receiving benefits for period determined by UIA
  • Must satisfy requalification requirements:
    • Return to work
    • Earn sufficient wages
    • Make full restitution of fraudulent overpayments

Source: MCL § 421.62(b)

Criminal Penalties

Unemployment fraud is a criminal offense under Michigan law.

Misdemeanor:

  • Fraudulent benefits totaling less than $500
  • Punishable by up to 90 days imprisonment
  • Fines up to $500
  • Criminal record

Felony:

  • Fraudulent benefits totaling $500 or more
  • Punishable by imprisonment up to 4 years for amounts $500-$1,000
  • Imprisonment up to 10 years for amounts $20,000 or more
  • Fines up to three times the amount fraudulently obtained
  • Criminal record

Federal prosecution:

In addition to state prosecution, unemployment fraud may be prosecuted federally under:

  • 18 U.S.C. § 1341 (mail fraud)
  • 18 U.S.C. § 1343 (wire fraud)
  • 18 U.S.C. § 1028 (identity theft)

Federal penalties significantly more severe than state penalties.

Michigan Attorney General prosecution:

UIA may refer cases to Michigan Attorney General’s office for criminal prosecution. Factors considered include:

  • Amount of fraudulent benefits
  • Duration of fraudulent activity
  • Use of identity theft
  • Prior fraud history
  • Evidence of intentional fraud

Source: MCL § 421.54 (criminal provisions)
Report fraud: 1-800-252-3515 or https://www.michigan.gov/leo/bureaus-agencies/uia/report-fraud

Non-Fraud Overpayments

Overpayment without fraud:

Overpayments may occur without fraudulent intent due to:

  • UIA error in processing claim
  • Delayed employer information about wages or separation
  • Reversed determination on appeal
  • Administrative or clerical error
  • Good faith mistake by claimant
  • Miscommunication about reporting requirements

Repayment obligation:

Non-fraud overpayments must be repaid, but without fraud penalties or interest in certain circumstances.

Restitution timeline: UIA must issue restitution determination within 3 years from date claimant first received benefits in benefit year, unless:

  • Benefits obtained through fraud (no time limit)
  • UIA filed civil action within 3-year period
  • Benefits improperly paid due to identity fraud

Collection methods for non-fraud overpayments:

Benefit offset:

  • 50% of weekly benefit payment offset if claimant later receives benefits
  • Offset continues until overpayment fully repaid

Wage garnishment:

  • Up to 25% of disposable earnings may be garnished
  • Court order required

Tax refund offset:

  • State income tax refunds intercepted
  • Federal tax refunds intercepted (if overpayment meets federal criteria)

Payment plans:

  • Monthly payment arrangements available
  • Contact UIA to establish payment plan
  • Minimum payment amounts apply

Overpayment Waivers

Waiver availability:

Michigan law provides for waiver of non-fraud overpayments under specific circumstances.

Waiver criteria:

According to MCL § 421.62(a), UIA shall waive recovery of improperly paid benefits if:

  1. Repayment would be contrary to equity and good conscience, which means:
    • Claimant provided incorrect wage information without intent to misrepresent, AND
    • Employer provided no wage information or inaccurate wage information that resulted in overpayment, OR
    • Overpayment resulted from administrative or clerical error by UIA, AND
    • Claimant did not cause or contribute to the overpayment
  2. Financial hardship:
    • Repayment would cause severe financial hardship
    • Claimant demonstrates inability to pay
    • Claimant provides financial documentation supporting hardship claim

Not available for fraud:

Waivers are NOT available for overpayments resulting from intentional false statement, misrepresentation, or concealment of material information.

Waiver application process:

How to apply:

  • Application through MiWAM account
  • Complete financial hardship questionnaire if claiming hardship
  • Submit supporting financial documentation
  • Provide explanation of circumstances

Financial documentation required:

  • Pay stubs or proof of income
  • Bank statements
  • Monthly expense documentation
  • Asset information
  • Debt obligations

Processing:

  • UIA reviews waiver application and documentation
  • Determination issued within 30 days (goal)
  • If approved, overpayment waived prospectively
  • If denied, appeal rights provided

Limits on applications:

UIA will not consider more than 3 additional hardship waiver applications from claimant in calendar year after receiving initial application.

Refunds:

If waiver granted, UIA shall promptly refund any restitution or interest payments made by claimant after date waiver application filed.

Source: MCL § 421.62(a); UIA overpayment waiver guidance
Waiver information: https://www.michigan.gov/leo/bureaus-agencies/uia

Taxation of Unemployment Benefits in Michigan

Federal Tax Treatment

Federal taxation:

Unemployment benefits are fully taxable as ordinary income under federal law (26 U.S.C. § 85).

Form 1099-G:

UIA issues Form 1099-G by January 31 showing:

  • Box 1: Total unemployment compensation paid during calendar year
  • Box 4: Federal income tax withheld (if any)
  • Box 11: Michigan state income tax withheld (if any)

Federal withholding option:

Claimants may request federal income tax withholding:

  • Rate: 10% of weekly benefit payment
  • Request method: Through MiWAM account settings or by submitting Form W-4V
  • Changes: May start or stop withholding at any time
  • Application: Applies to future payments only (not retroactive)

Reporting on tax return:

Unemployment compensation reported on Form 1040 as ordinary income. Even if taxes not withheld, claimant responsible for paying taxes owed, including estimated tax payments if appropriate.

Estimated tax payments:

Claimants not having taxes withheld may need to make quarterly estimated tax payments to avoid underpayment penalties. Consult IRS Form 1040-ES for guidance.

Source: IRS Publication 525; 26 U.S.C. § 85
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation

Michigan State Tax Treatment

Michigan taxation:

Unemployment benefits are fully taxable as ordinary income under Michigan state income tax law (MCL § 206.30).

State withholding option:

Claimants may request Michigan income tax withholding:

  • Rate: 4.25% of weekly benefit payment (Michigan’s flat income tax rate)
  • Request method: Through MiWAM account settings
  • Changes: May start or stop withholding at any time
  • Application: Applies to future payments only (not retroactive)

Form 1099-G Box 11:

Shows total Michigan income tax withheld during calendar year. Amount entered on Michigan state tax return (Form MI-1040).

Senior citizen exemption:

Michigan residents age 67 or older may qualify for exemptions on retirement and pension income, but these exemptions generally do not apply to unemployment compensation.

Source: MCL § 206.30; Michigan Department of Treasury
Michigan tax information: https://www.michigan.gov/taxes

Form 1099-G Access

Form 1099-G distribution:

UIA issues Form 1099-G by January 31 each year to individuals who received unemployment benefits in previous calendar year.

Access methods:

Online (recommended):

  • Log in to MiWAM account
  • Navigate to “Correspondence” or “Letters”
  • Select Form 1099-G
  • View, download, or print

Mailed: Form 1099-G mailed to address on file in MiWAM (if online access not used)

By phone: Contact UIA customer service at 1-866-500-0017 to request duplicate

Timing: Forms available online typically mid-January; mailed forms sent by January 31

Incorrect 1099-G:

If Form 1099-G shows incorrect amounts or includes benefits not received:

Possible identity theft:

  • Report immediately to UIA fraud hotline: 1-800-252-3515
  • File police report
  • Contact IRS Identity Protection Specialized Unit: 1-800-908-4490
  • Place fraud alert with credit bureaus
  • Monitor credit reports

Other errors:

  • Contact UIA customer service: 1-866-500-0017
  • Request corrected Form 1099-G
  • Provide documentation showing correct amounts
  • Do not file taxes until corrected form received
  • If already filed, may need to amend return

Amended Form 1099-G:

If corrections needed, UIA issues Form 1099-G marked “CORRECTED” showing accurate information. Use corrected form when filing taxes.

Important: Never include benefits on tax return that were not actually received. If Form 1099-G shows amounts not received, resolve with UIA before filing tax return to avoid complications with IRS and Michigan Department of Treasury.

Source: UIA Form 1099-G information
Official URL: https://www.michigan.gov/leo/bureaus-agencies/uia/1099g

Special Unemployment Programs in Michigan

Extended Benefits (EB)

Program status (2026): Not currently active

Extended Benefits provide additional weeks of unemployment compensation when Michigan’s unemployment rate meets federal trigger criteria.

Program overview:

EB is a federal-state program that extends unemployment benefits beyond the standard 26-week maximum during periods of high unemployment. The program activates automatically when unemployment indicators reach specified levels.

Trigger requirements:

Michigan’s EB program triggers “on” when either:

IUR trigger:

  • Insured Unemployment Rate (IUR) exceeds 5.0%, AND
  • IUR is at least 120% of the average for the same 13-week period in the prior two years

TUR trigger:

  • Total Unemployment Rate (TUR) exceeds 6.5%, AND
  • TUR is at least 110% of the average for the same 13-week period in the prior two years

Additional weeks available:

When triggered:

  • Up to 13 additional weeks of benefits (50% of regular entitlement)
  • Up to 20 additional weeks if TUR exceeds 8.0%

Eligibility requirements:

Claimants must:

  • Have exhausted regular unemployment benefits
  • Continue to meet all regular eligibility requirements
  • Actively search for work
  • Be able and available for full-time work

Work search requirements during EB:

Federal law requires states to impose additional work search requirements during EB periods. Michigan typically requires expanded work search efforts including willingness to accept suitable work at lower wage levels than during regular benefits.

Current status verification:

URL: https://www.michigan.gov/leo/bureaus-agencies/uia
Last checked: January 26, 2026
Current IUR: Below trigger threshold
Current TUR: Below trigger threshold

Historical context:

Michigan’s EB program most recently triggered during economic downturns. EB activated during 2020 COVID-19 pandemic and remained active through September 2021 when federal programs expired.

Source: Extended Unemployment Compensation Act § 202; 20 CFR § 615
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp

Work Sharing Program

Program status: Not currently available in Michigan

Michigan does not currently operate a Work Sharing or Short-Time Compensation (STC) program.

Work Sharing concept:

Work Sharing programs allow employers to reduce employee hours instead of conducting layoffs, with employees receiving partial unemployment benefits to offset reduced wages. Participating in states, these programs help employers retain trained workforce while providing income support to workers.

Federal authorization:

Work Sharing programs authorized under federal law (26 U.S.C. § 3306(v)) but states must establish programs through state legislation.

Michigan legislative status:

As of 2026, Michigan has not enacted legislation establishing a Work Sharing program. Employers facing reduced business cannot participate in shared work arrangements through the unemployment system.

Alternative for Michigan employers:

Employers may:

  • Rotate layoffs among workforce
  • Reduce hours for some employees while laying off others
  • Employees with reduced hours below full-time may qualify for partial unemployment benefits if meeting eligibility requirements

Source: U.S. DOL state Work Sharing program directory
Verified: January 26, 2026

Trade Adjustment Assistance (TAA)

TAA program: Active (federal program administered through Michigan)

Workers who lose jobs due to foreign trade impact may qualify for Trade Adjustment Assistance providing extended benefits and training support.

Eligibility:

Workers must:

  • Be separated from employment with trade-affected employer
  • Employer certified by U.S. Department of Labor as impacted by foreign trade
  • Apply for benefits within deadlines after separation

TAA benefits:

Trade Readjustment Allowances (TRA):

  • Income support after regular unemployment benefits exhausted
  • Up to 130 weeks of additional benefits (including basic UI)
  • Requires participation in approved training program

Training benefits:

  • Funding for skills training and education
  • Tuition and related expenses covered
  • Subsistence payments during training
  • Available training programs approved by Michigan Works!

Job search allowances:

  • Reimbursement for expenses related to job search outside local area
  • Up to 90% of necessary job search expenses
  • Maximum amount set by federal regulations

Relocation allowances:

  • Financial assistance for relocating to accept employment
  • Up to 90% of reasonable relocation expenses
  • Must accept job beyond commuting distance

Application process:

Step 1: File regular unemployment claim with UIA

Step 2: Contact Michigan Works! TAA coordinator

Step 3: Apply for TAA through Michigan Works!

Step 4: Develop reemployment plan with case manager

Michigan TAA coordinator:

Certified employers:

List of Michigan employers certified as trade-affected available from:

  • Michigan Works! Service Centers
  • U.S. Department of Labor TAA database
  • UIA website

Source: Trade Act of 1974, 19 U.S.C. § 2271 et seq.
DOL TAA information: https://www.dol.gov/agencies/eta/tradeact

Disaster Unemployment Assistance (DUA)

DUA availability: Available only during federally declared disasters

Disaster Unemployment Assistance provides benefits to individuals who lost employment due to major disaster and are not eligible for regular unemployment insurance.

Activation: Only when President declares major disaster affecting Michigan

Eligibility:

DUA available to individuals who:

  • Became unemployed as direct result of declared major disaster
  • Are not eligible for regular unemployment insurance
  • Are unable to reach place of employment due to disaster
  • Were scheduled to start employment but job no longer exists due to disaster
  • Became sole breadwinner due to death of head of household from disaster

Examples of qualifying situations:

  • Self-employed individuals whose business destroyed or interrupted
  • Farmers whose agricultural operations damaged
  • Workers whose workplace destroyed or severely damaged
  • Individuals unable to reach workplace due to infrastructure damage
  • Employees of businesses that closed due to disaster damage

Benefit amount:

DUA benefit amount based on:

  • Previous earnings if documentation available
  • State minimum unemployment benefit if documentation unavailable
  • Cannot exceed state maximum weekly benefit amount

Duration: Up to 26 weeks from declared disaster date

Application deadlines:

Must apply within 30 days of disaster declaration or date announced by FEMA.

Application process:

During declared disaster:

  • Apply through UIA disaster application process
  • Provide documentation of employment and disaster impact
  • Submit proof of residence in disaster area
  • Verify lack of eligibility for regular unemployment insurance

Documentation requirements:

  • Proof of employment or self-employment before disaster
  • Tax returns (self-employed individuals)
  • Business records showing disaster impact
  • Verification of residence in disaster area
  • Documentation of disaster-caused unemployment

Source: Robert T. Stafford Disaster Relief Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program

Unemployment Compensation for Federal Employees (UCFE)

Program availability: Active for former federal civilian employees

Federal civilian employees file unemployment claims through Michigan UIA but benefits paid with federal funds.

Eligibility:

Former federal civilian employees who:

  • Worked for federal agency, department, or instrumentality
  • Separated from federal employment
  • Meet Michigan unemployment eligibility requirements
  • Have sufficient federal wages in base period

Application process:

File through: Michigan UIA (MiWAM system)

Required documentation:

  • SF-8 (Notice to Federal Employee About Unemployment Insurance)
  • SF-50 (Notification of Personnel Action)
  • Federal employment verification

Benefit calculation:

Benefits calculated using:

  • Michigan benefit formula
  • Federal wages from base period
  • Same weekly benefit amount and duration as regular Michigan unemployment

Funding: Federal government reimburses Michigan for UCFE benefits paid

Source: 5 U.S.C. § 8501 et seq.
Federal employee guidance: https://www.michigan.gov/leo/bureaus-agencies/uia (federal worker resources)

Unemployment Compensation for Ex-Servicemembers (UCX)

Program availability: Active for former military members

Former military service members file unemployment claims through Michigan UIA but benefits paid with federal military funds.

Eligibility:

Former military members who:

  • Separated from active duty or active reserve service
  • Meet Michigan unemployment eligibility requirements
  • Have sufficient military pay in base period
  • Not receiving military retirement pay

Application process:

File through: Michigan UIA (MiWAM system)

Required documentation:

  • DD Form 214 (Certificate of Release or Discharge from Active Duty)
  • Military service dates
  • Pay grade information
  • Character of discharge

Discharges qualifying:

  • Honorable discharge
  • General discharge under honorable conditions
  • May qualify with other discharge types depending on circumstances

Discharges disqualifying:

  • Dishonorable discharge
  • Bad conduct discharge (typically)

Benefit calculation:

Benefits calculated using:

  • Michigan benefit formula
  • Military pay from base period
  • Same weekly benefit amount and duration as regular Michigan unemployment

Funding: Federal military reimburses Michigan for UCX benefits paid

Source: 5 U.S.C. § 8521 et seq.
Military unemployment information: https://www.michigan.gov/leo/bureaus-agencies/uia (veteran resources)

Context: Michigan Compared to National Benchmarks

Michigan benefit levels in national context (2026):

Michigan’s unemployment insurance program ranks in the middle tier nationally following recent benefit increases:

  • Maximum WBA: $530 (ranked approximately 15th of 50 states)
  • Duration: 26 weeks (standard – matches 45 states)
  • Recent improvements: First benefit increase since 2002, bringing Michigan closer to national median

Historical context:

Prior to 2025 reforms, Michigan had:

  • Among lowest maximum benefit amounts ($362)
  • Shortest benefit duration (20 weeks – lowest in Great Lakes region)
  • 23 years without benefit increase (longest in nation)

Unique features:

  • Dependent allowances up to 5 dependents
  • No waiting week requirement
  • Biweekly certification schedule
  • Alternative base period and Alternate Earnings Qualifier options for monetary qualification
  • Future annual adjustments tied to Consumer Price Index (beginning 2028)

National range (2026):

  • Highest maximum WBA: Massachusetts ($1,015)
  • Lowest maximum WBA: Mississippi ($235)
  • Most common duration: 26 weeks (45 states)
  • Range of duration: 12 weeks (Florida, North Carolina) to 28 weeks (Montana)

Great Lakes region comparison:

Michigan now comparable to neighboring states:

  • Ohio: $600 maximum, 26 weeks
  • Indiana: $390 maximum, 26 weeks
  • Illinois: $601 maximum, 26 weeks
  • Wisconsin: $370 maximum, 26 weeks
  • Minnesota: $857 maximum, 26 weeks

For comprehensive state-by-state comparisons: U.S. DOL Comparison: https://oui.doleta.gov/unemploy/comparison/

Source: U.S. Department of Labor, Comparison of State UI Laws 2026
Michigan Department of Labor and Economic Opportunity data

Resources

Michigan unemployment resources:

Unemployment Insurance Agency (UIA)
Main website: https://www.michigan.gov/leo/bureaus-agencies/uia
Phone: 1-866-500-0017 (Monday-Friday, 8 a.m.-4:30 p.m. ET)
TTY: 1-866-366-0004
Fax: 1-517-636-0427

MiWAM (Michigan Web Account Manager)
Online claims portal: https://www.miwam.unemployment.state.mi.us/
Available 24/7 for filing, certifications, and account management

MARVIN (Phone certification)
Phone: 1-866-638-3993
Automated biweekly certification system, available 24/7

UIA Claimant Roadmap
Step-by-step filing guide: https://www.michigan.gov/leo/bureaus-agencies/uia/tools/claimant-roadmap

Protest and Appeals
Appeal information: https://www.michigan.gov/leo/bureaus-agencies/uia/tools/publications/protest-and-appeal-process
Mail: P.O. Box 169, Grand Rapids, MI 49501-0169

Michigan Office of Administrative Hearings and Rules (MOAHR)
Website: https://www.michigan.gov/moahr
Handles unemployment appeals hearings

Unemployment Insurance Appeals Commission
Website: https://www.michigan.gov/leo/boards-comms-councils/welcome-to-the-michigan-unemployment-insurance-appeals-commission
E-File appeals: https://forms.leo.state.mi.us/uiac2/unemployment-insurance-appeals-commission/
Email: UIAC-UI@michigan.gov
Phone: 1-517-335-0111

UIA Advocacy Program
Free legal assistance for appeals: 1-800-638-3994 (option 3)
Available after Notice of Hearing received

Fraud Reporting Hotline
Phone: 1-800-252-3515
Online: https://www.michigan.gov/leo/bureaus-agencies/uia/report-fraud

Employer Services
Phone: 1-855-484-2636
Michigan Employer Account Manager (MEAM): https://ui.michigan.gov/MEAM/
Employer Help Center: https://www.michigan.gov/leo/bureaus-agencies/uia/employer-help-center

Michigan Works! Association
Website: https://www.michiganworks.org
Phone: 1-800-285-9675
Locations: Find local service centers at michiganworks.org

Pure Michigan Talent Connect
Job search and work registration: https://www.mitalent.org

Form 1099-G Information
Tax form access: https://www.michigan.gov/leo/bureaus-agencies/uia/1099g

UIA Economic Dashboard
Labor market data: https://www.michigan.gov/leo/bureaus-agencies/uia/tools-resources/uia-economic-dashboard

Federal resources:

U.S. Department of Labor
Unemployment insurance overview: https://www.dol.gov/agencies/eta/unemployment-insurance
State comparison data: https://oui.doleta.gov/unemploy/comparison/

CareerOneStop
Job search and career resources: https://www.careeronestop.org/
American Job Center locator: https://www.careeronestop.org/LocalHelp/

IRS Unemployment Compensation
Tax information: https://www.irs.gov/individuals/employees/unemployment-compensation
Publication 525: https://www.irs.gov/publications/p525

Trade Adjustment Assistance
TAA program information: https://www.dol.gov/agencies/eta/tradeact

Disaster Unemployment Assistance
FEMA DUA information: https://www.fema.gov/assistance/individual/program

Source: Official government websites

Frequently Asked Questions: Michigan Unemployment Benefits 2026

What are unemployment benefits in Michigan?

Unemployment benefits in Michigan are temporary income replacement payments for eligible workers who lose employment through no fault of their own. The program is administered by the Michigan Unemployment Insurance Agency and funded through employer payroll taxes. Benefits provide weekly payments while claimants search for new employment, subject to eligibility requirements and ongoing certification.

How much can I receive in unemployment benefits in Michigan?

For 2026, Michigan unemployment benefits range from a minimum of $81 to a maximum of $530 per week, plus up to $19.33 per dependent (maximum 5 dependents). The exact amount depends on wages earned during the base period. Benefits are calculated as 4.1% of the highest quarter wages plus dependent allowances. Most claimants can receive up to 26 weeks of benefits during a benefit year.

How long does it take to get unemployment benefits in Michigan?

Initial claim processing typically takes 3-6 weeks from filing to first payment if there are no eligibility issues. The Monetary Determination showing benefit amounts is usually issued within 7-10 days. If adjudication is required for eligibility questions, additional time is needed. Once approved, claimants receive payments 2-4 business days after filing biweekly certifications, with direct deposit being fastest.

Can I work part-time and still receive unemployment in Michigan?

Yes, Michigan allows claimants to work part-time and receive partial unemployment benefits. Claimants can earn up to $160 per week (or half the weekly benefit amount, whichever is greater) with no reduction in benefits. Earnings above this threshold reduce benefits dollar-for-dollar. Claimants must report all earnings when certifying and must continue to search for full-time work unless waived.

What disqualifies you from unemployment in Michigan?

Common disqualifications include: voluntary quit without good cause connected to work, discharge for misconduct, refusal of suitable work, inability or unavailability for full-time work, failure to actively seek work, providing false information when certifying, working while claiming benefits without reporting earnings, and insufficient base period wages. Some disqualifications require requalification through subsequent employment and wages.

How do I file for unemployment in Michigan?

File online through MiWAM (Michigan Web Account Manager) at https://www.miwam.unemployment.state.mi.us/. Create an account, provide personal information, employment history for the past 18 months, and reason for separation from each employer. Register for work at MiTalent.org and schedule verification with Michigan Works!. Phone filing is not available for initial claims. In-person assistance is available at Michigan Works! Service Centers.

Are unemployment benefits taxable in Michigan?

Yes, unemployment benefits are fully taxable as ordinary income for both federal and Michigan state income tax purposes. Claimants may elect voluntary withholding of 10% for federal taxes and 4.25% for Michigan state taxes. Form 1099-G is issued by January 31 showing total benefits paid and taxes withheld. Even if taxes not withheld, claimants are responsible for reporting benefits as income and paying any taxes owed.

How do I appeal an unemployment denial in Michigan?

File a written protest within 30 days of the determination mailing date. Protests submitted through MiWAM online are fastest. If the redetermination is unfavorable, appeal to an Administrative Law Judge at the Michigan Office of Administrative Hearings and Rules within 30 days. If the ALJ decision is unfavorable, appeal to the Unemployment Insurance Appeals Commission within 30 days. Free legal assistance may be available through the UIA Advocacy Program.

What is the base period in Michigan unemployment?

The base period is the first four of the last five completed calendar quarters before filing the claim, used to determine monetary eligibility. For a claim filed in January 2026, the standard base period is October 2024 through September 2025. If ineligible using standard base period, Michigan allows use of the alternate base period (the four most recently completed quarters). Claimants must have wages of at least $5,328 in one quarter and total base period wages of at least $7,992.

Do I have to look for work while receiving unemployment in Michigan?

Yes, claimants must actively search for work and report at least 1 work search contact per week through June 2026. Beginning July 2026, the requirement increases to 3 contacts per week. Valid activities include submitting job applications, attending interviews, attending job fairs, and participating in reemployment services. Work search may be waived for temporary layoff with recall, union hiring hall members, or approved training participants. Records must be maintained and provided if audited.

How often do I certify for unemployment in Michigan?

Certifications are filed biweekly (every two weeks). Claimants certify on specific days based on last name: A-L on Mondays, M-Z on Tuesdays, with makeup days Wednesday-Saturday. Each certification covers the previous two-week period and must be filed to receive payment. Certifications can be completed online through MiWAM, by phone through MARVIN, or at Michigan Works! offices. Late certifications beyond 28 days may result in denied benefits for those weeks.

What happens if I refuse a job offer while on unemployment in Michigan?

Refusing suitable work without good cause results in benefit disqualification. Suitable work is determined by factors including wages, working conditions, distance from residence, and skills required. Good cause for refusal includes wages substantially below prevailing rates, excessive commuting distance, health inability to perform work, or position vacant due to labor dispute. Claimants must report all job offers and refusals when certifying. Disqualification continues until requalified through subsequent employment.

Others

New York
California
Texas
North Carolina
Pennsylvania
New Jersey
Ohio

Legal Disclaimer: Nature of This Compilation This document is a compilation of publicly available information from official government sources. It is NOT: Legal advice An interpretation of laws or regulations A substitute for consultation with a licensed attorney A comprehensive treatment of all applicable laws Guaranteed to be complete or current