🇺🇸 South Carolina UNEMPLOYMENT — 2026 UPDATE

South Carolina Unemployment Benefits 2026

⚠️Informational only — not legal or tax advice.

Last Updated: January 27, 2026
Last Reviewed: January 27, 2026
Applicable Period: 2026
Jurisdiction: State of South Carolina, United States
Update Schedule: Quarterly reviews in 2026; annual reviews thereafter

Unemployment South Carolina benefits 2026

Table of Contents

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Introduction

Unemployment benefits in South Carolina provide temporary income replacement for eligible workers who lose employment through no fault of their own. The program is administered by the South Carolina Department of Employment and Workforce (DEW) and funded through employer taxes under state and federal law.

Program authority: South Carolina Employment Security Law, South Carolina Code Title 41
Administering agency: South Carolina Department of Employment and Workforce (DEW)
Official website: https://dew.sc.gov/

This guide provides comprehensive information on South Carolina unemployment benefits for 2026, including eligibility requirements, benefit amounts, filing procedures, weekly certification requirements, and appeal processes. All information is compiled from official government sources.

Sources: South Carolina Code Title 41, South Carolina DEW official guidance, U.S. Department of Labor

South Carolina Unemployment Benefits – 2026 Quick Reference
Category 2026 Information Official Source
Maximum Weekly Benefit $350 S.C. Code § 41-35-40
Minimum Weekly Benefit $42 S.C. Code § 41-35-40
Standard Duration 20 weeks S.C. Code § 41-35-50
Waiting Week Required Yes S.C. Code § 41-35-110
Filing Portal MyBenefits Portal https://www.dew.sc.gov/
Certification Frequency Weekly DEW filing requirements
Work Search Required 2 job contacts/week S.C. Code § 41-35-110
Appeal Deadline 10 days from mailing S.C. Code § 41-35-660
Payment Methods Prepaid debit card, direct deposit DEW payment information
Tax Withholding Available Federal: Yes (10%) / State: N/A (no state income tax) IRS requirements; SC has no state income tax

ℹ️ Key Unemployment Insurance Terms

Common terms used throughout this guide:

Claimant - Individual filing for unemployment benefits

Base Period - 12-month period used to determine monetary eligibility (typically first 4 of last 5 completed quarters)

Benefit Year - 52-week period beginning when claim is filed

Weekly Benefit Amount (WBA) - Amount payable each week if eligible

Maximum Benefit Amount (MBA) - Total benefits available during benefit year

Monetary Determination - Decision on benefit amounts based on wage history

Non-Monetary Determination - Decision on eligibility based on separation reason and ongoing requirements

Adjudication - Investigation and decision-making process for eligibility issues

Suitable Work - Employment appropriate for claimant's skills, experience, and labor market

Overpayment - Benefits paid that claimant was not entitled to receive

Waiting Week - First week of unemployment for which benefits are not paid

Source: South Carolina DEW terminology guide

Overview of Unemployment Benefits in South Carolina

Program Purpose

Unemployment insurance in South Carolina provides temporary income replacement for workers who become unemployed through no fault of their own. The program operates as a federal-state partnership, with South Carolina administering benefits according to state law while meeting federal requirements.

Legal framework:

  • State law: South Carolina Employment Security Law, South Carolina Code Title 41, Chapters 27-41
  • Federal law: Federal Unemployment Tax Act (FUTA), 26 U.S.C. § 3301
  • Funding: Employer payroll taxes (no employee contribution)

South Carolina’s unemployment insurance program provides up to 20 weeks of benefits to eligible workers. The maximum weekly benefit amount is $350, with an average weekly benefit of approximately $303. Benefits are designed to replace a portion of lost wages, not to provide dollar-for-dollar wage replacement.

Source: S.C. Code Title 41; FUTA at https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title26-section3301

Administering Agency

South Carolina Department of Employment and Workforce (DEW)

South Carolina’s unemployment insurance program is administered by the Department of Employment and Workforce.

Contact information:

  • Website: https://dew.sc.gov/
  • Claims filing portal: https://dew.sc.gov/ (MyBenefits Portal)
  • Phone: 1-866-831-1724
  • TTY/TDD: Relay 711
  • Hours: Monday-Friday, 8:00 AM – 4:00 PM EST
  • Mailing address:
    S.C. Department of Employment and Workforce
    P.O. Box 995
    Columbia, SC 29202

Source: South Carolina DEW official website

Who Is Eligible for Unemployment Benefits in South Carolina

Employment Status Requirements

To qualify for unemployment benefits in South Carolina, individuals must have worked in covered employment during the base period.

Covered employment definition:

According to South Carolina Code § 41-27-230: “Employment means service, including service in interstate commerce, performed for wages or under any contract of hire, written or oral, express or implied.”

Covered employment generally includes most private sector jobs, government positions, and nonprofit organizations with sufficient employee counts.

Excluded categories:

  • Independent contractors (unless misclassified)
  • Self-employed individuals (unless participating in optional coverage)
  • Certain agricultural workers earning below threshold
  • Domestic workers in private homes earning below threshold
  • Real estate agents compensated solely by commission
  • Certain corporate officers who elect exemption
  • Students working for educational institution while enrolled

Source: S.C. Code § 41-27-230 (employment definitions) and § 41-27-260 (exclusions)
Official text: https://www.scstatehouse.gov/code/t41c027.php

Earnings and Work History Requirements

Base Period Definition:

The base period in South Carolina is the first four of the last five completed calendar quarters before filing the claim.

Example: Claim filed in January 2026

  • Base period: October 2024 – September 2025 (Q4 2024, Q1 2025, Q2 2025, Q3 2025)
  • Alternative base period (if standard fails): January 2025 – December 2025 (Q1-Q4 2025)

Source: S.C. Code § 41-27-150

Minimum Monetary Requirements:

To qualify monetarily for benefits in South Carolina, claimants must meet ALL of the following wage requirements:

  1. High quarter wages: Minimum of $1,092 in highest earning quarter
  2. Total base period wages: Minimum of $4,455
  3. Wage distribution requirement: Total base period wages must equal at least 1.5 times the high quarter wages

Alternative base period:

South Carolina allows use of an alternative base period if the standard base period fails to qualify. The alternative base period consists of the last four completed calendar quarters (most recent 12 months).

Source: S.C. Code § 41-35-30 – Monetary Eligibility
Benefit calculator: https://dew.sc.gov/ (provides estimate only)

Separation From Employment Requirements

Qualifying vs Disqualifying Separations:

Qualifying separations (eligible for benefits):

The following types of job separation qualify for unemployment benefits in South Carolina:

  • Layoff due to lack of work
  • Business closure or downsizing
  • Position elimination
  • Reduction in hours below full-time
  • Temporary layoff with indefinite recall
  • Discharge not due to misconduct or cause

Disqualifying separations:

According to South Carolina Code § 41-35-120, benefits are denied if unemployment results from:

  1. Voluntary quit without good cause
    Definition: Leaving employment voluntarily without work-related reason considered “good cause” under state law.
    Disqualification period: Duration of unemployment until requalification requirements met
  2. Discharge for misconduct
    Definition: South Carolina law defines misconduct as “an intentional violation of the employer’s rules, the failure to conform to standards which an employer can reasonably expect from an employee, or careless behavior that is so frequent or severe that it shows a disregard for the employer’s interests.”
    Disqualification period: Until individual secures new employment and earns wages equal to at least eight times the weekly benefit amount
  3. Discharge for cause (without misconduct)
    Definition: Employee at fault for termination but did not intentionally disregard employer’s interests.
    Disqualification period: Between 5 to 19 weeks
  4. Refusal of suitable work
    Definition: Declining job offer meeting definition of “suitable work” without good cause.
    Disqualification period: Variable based on circumstances

Good cause exceptions:

South Carolina recognizes the following as “good cause” for voluntary separation:

  • Unsafe working conditions
  • Violation of employment agreement by employer
  • Compelling family circumstances (with documentation)
  • Military spouse transfer (within 15 days of relocation, with transfer orders)
  • Domestic violence (with documentation from court, police, shelter worker, attorney, or medical professional)
  • Illness or disability requiring job change (with medical documentation)

Source: S.C. Code § 41-35-120 (separation provisions)
Official text: https://www.scstatehouse.gov/code/t41c035.php

Who Is Not Eligible for Unemployment Benefits in South Carolina

The following categories of workers are generally not covered by South Carolina’s unemployment insurance program:

Categorical exclusions:

  1. Self-employed individuals
    Individuals working for themselves are not covered unless they elect optional coverage where available.
  2. Independent contractors
    Workers classified as independent contractors rather than employees are not covered. Note: Misclassified workers may appeal classification.
  3. Certain students
    Students employed by educational institution while enrolled and regularly attending classes are excluded under S.C. Code § 41-27-230.
  4. Corporate officers with exemption
    Corporate officers may elect exemption from unemployment coverage under S.C. Code § 41-27-265.
  5. Federal civilian employees
    Covered under Unemployment Compensation for Federal Employees (UCFE) program, not state UI.
    UCFE information: https://www.dol.gov/agencies/eta/unemployment-insurance/ucfe-ucx
  6. Military personnel
    Covered under Unemployment Compensation for Ex-Servicemembers (UCX) program.
    UCX information: https://www.dol.gov/agencies/eta/unemployment-insurance/ucfe-ucx
  7. Agricultural workers
    Certain agricultural workers earning below specific thresholds are excluded.
  8. Real estate agents
    Licensed real estate agents compensated solely by commission.
  9. Domestic workers
    Individuals employed in private homes earning below quarterly threshold amounts.

Source: S.C. Code § 41-27-230 and § 41-27-260 (excluded services)
Federal programs: 5 U.S.C. § 8501 (UCFE); 5 U.S.C. § 8521 (UCX)

How Unemployment Benefit Amounts Are Calculated in South Carolina

Weekly Benefit Amount (WBA)

Calculation formula:

South Carolina calculates the weekly benefit amount using the following formula:

Weekly Benefit Amount = 50% of average weekly wage during base period

The average weekly wage is calculated by dividing total base period wages by the number of weeks worked (not to exceed 52 weeks).

For 2026:

  • Minimum WBA: $42
  • Maximum WBA: $350
  • Average WBA: $303 (2025 data)

Example calculation:

Claimant with $30,000 in base period wages over 52 weeks:

  • Average weekly wage: $30,000 ÷ 52 = $577 per week
  • Weekly benefit amount: $577 × 50% = $288.50
  • Rounded down to: $288 per week

Partial unemployment:

Claimants working part-time may receive reduced benefits. South Carolina allows earnings up to one-fourth of the weekly benefit amount before benefit reduction. Benefits are reduced by the amount of earnings exceeding one-fourth of the WBA.

Example: WBA of $280

  • Earnings allowance: $280 ÷ 4 = $70
  • If claimant earns $150 in a week:
    • Amount over allowance: $150 – $70 = $80
    • Weekly benefit: $280 – $80 = $200

Source: S.C. Code § 41-35-40 (benefit calculation) and § 41-35-60 (partial benefits)
Official calculator: https://dew.sc.gov/ (estimate only, not determination)

Maximum Benefit Amount and Duration

Maximum benefit amount (MBA):

The maximum benefit amount is the total benefits available during the benefit year, calculated as:

Maximum Benefit Amount = Weekly Benefit Amount × 20 weeks (for most claimants)

Alternatively, the MBA equals one-third of total base period wages, whichever is less.

Standard benefit duration: 20 weeks

Maximum total benefits (2026): $7,000 (based on maximum WBA of $350 × 20 weeks)

Benefit year:

Benefits are payable for up to 20 weeks within a 52-week benefit year beginning the Sunday of the week the claim is filed.

Extended Benefits (EB) program:

Additional weeks of benefits may be available when South Carolina’s unemployment rate triggers the federal-state Extended Benefits program. EB can provide up to 13 additional weeks.

Current EB status: Inactive as of January 2026
Status verification: https://dew.sc.gov/

Source: S.C. Code § 41-35-50 (duration); EUCA § 202 (EB)
EB status: U.S. Department of Labor, verified January 27, 2026

Dependents Allowance

South Carolina does not provide dependent allowances for unemployment benefits.

Source: South Carolina Code Title 41 reviewed; no dependent allowance provisions found

Unemployment Benefit Payment Schedule in South Carolina

Payment Process and Timeline – South Carolina (2026)
Phase Timeframe Details
Weekly Certification Window Weekly File certification for previous week; available Sunday–Saturday
Processing Time 2–3 business days Time for DEW to process certification and verify eligibility
Payment Authorization 1–2 business days after processing Payment approved and sent to payment method
Prepaid Debit Card Same day as authorization Funds loaded to unemployment debit card
Direct Deposit 2–3 business days Funds available in bank account
Total Timeline (first payment) 2–3 weeks from filing Typical time from initial claim to first payment

Waiting week impact:

South Carolina requires a one-week waiting period. The first week of unemployment is not compensable, meaning the first payment received is for the second week of unemployment. The waiting week requirement was reinstated effective June 19, 2021.

Payment methods:

South Carolina’s primary payment method is prepaid debit card. Claimants may also elect direct deposit to a bank account.

Prepaid debit card features:

  • No fee to obtain card
  • Accepted anywhere Visa debit cards are accepted
  • No fees for purchases at merchants
  • Cash back available without fee at many stores
  • ATM and bank teller withdrawals available (fees may apply)

Source: S.C. Code § 41-35-110 (waiting week); South Carolina DEW payment timeline information
Payment schedule page: https://dew.sc.gov/individuals/how-unemployment-insurance-works

How to File an Unemployment Claim in South Carolina

Online Filing (Primary Method)

Filing portal: MyBenefits Portal
URL: https://dew.sc.gov/
Availability: 24 hours a day, 7 days a week (system maintenance 11:00 PM – 3:00 AM EST)

Step-by-step filing process:

  1. Create account – Register on MyBenefits Portal with email address and create password
  2. Verify identity – Provide Social Security number and answer identity verification questions
  3. Enter personal information – Name, address, contact information, citizenship status
  4. Provide employment history – List all employers during past 18 months with:
    • Employer name and address
    • Employment dates
    • Reason for separation
    • Last day worked
    • Gross wages earned
  5. Answer eligibility questions – Questions about availability, work search, and disqualifying issues
  6. Select payment method – Choose prepaid debit card or direct deposit
  7. Submit claim – Review information and submit application

Required information:

  • Social Security number
  • Driver’s license or state ID number
  • Complete employment history (last 18 months)
  • Bank account information for direct deposit (optional)
  • Alien registration number (if not U.S. citizen)
  • SF-8 or SF-50 form (if federal employee)
  • DD Form 214 (if ex-military)

Processing: Claims are typically processed within 7-10 business days. Claimants receive monetary and non-monetary determinations by mail and through MyBenefits Portal.

Source: South Carolina DEW filing instructions
Official guide: https://dew.sc.gov/individuals/applying-benefits

Phone Filing

South Carolina requires all initial unemployment claims to be filed online through MyBenefits Portal. Phone service is available only for questions and assistance, not claim filing.

Claims assistance phone: 1-866-831-1724
Hours: Monday-Friday, 8:00 AM – 4:00 PM EST
TTY: Relay 711

Source: South Carolina DEW contact information
Verified: January 27, 2026

Interstate Claims

Individuals who live outside South Carolina but worked for a South Carolina employer must file an interstate claim through the MyBenefits Portal.

Filing instructions:

  1. Go to MyBenefits Portal at https://dew.sc.gov/
  2. Create account or sign into existing account
  3. Click on “Apply for Unemployment Insurance Benefits”
  4. Select “Interstate Claim” for the workforce center nearest you
  5. Proceed with claim filing

After filing an interstate claim, claimants receive a packet by mail containing various forms and contact information for their assigned claim representative.

Source: South Carolina DEW interstate claims information

Required Documents and Information for Filing

Personal identification:

  • Social Security number or Social Security card
  • Driver’s license or state-issued ID
  • Date of birth
  • Contact information (phone, email, mailing address)
  • Citizenship or work authorization status

Employment documentation:

  • Last employer information (name, address, phone, dates of employment)
  • Reason for separation
  • Last day worked
  • Separation notice (if available): layoff letter, termination notice, furlough notice
  • All employers in last 18 months with dates and reasons for leaving

Banking information (for direct deposit):

  • Bank routing number
  • Account number
  • Account type (checking/savings)

Additional documentation (if applicable):

  • Work authorization documents (non-citizens)
  • DD Form 214 (military service – Member 4 copy)
  • SF-8 or SF-50 (federal civilian employment)
  • Union documentation (if union member)
  • Transfer orders (military spouse)
  • Documentation of domestic violence (if applicable)
  • Medical documentation (if separation due to illness/disability)

Most documents can be uploaded through MyBenefits Portal after filing initial claim.

Source: South Carolina DEW filing checklist
Document requirements: https://dew.sc.gov/individuals/applying-benefits

Weekly Certification and Ongoing Eligibility Requirements

Certification Process

Certification frequency: Weekly
Filing window: Sunday through Saturday for previous week
Method: Online through MyBenefits Portal (preferred), phone via 1-866-831-1724

Each weekly certification requires answering questions about the previous week:

  • Were you able and available to work full-time?
  • Did you look for work?
  • Did you refuse any job offers?
  • Did you work or earn any money? (If yes, report gross wages)
  • Were you attending school or training?
  • Did you receive vacation pay, severance, or pension payments?

Certification requirements:

Claimants must certify for benefits each week to receive payment. The certification window opens each Sunday for the previous week. Weekly claims may be filed on Sunday or any day during the week.

Late filing: Certifications filed late may result in delayed or denied benefits. South Carolina allows retroactive claims for up to 52 weeks, but claimants must provide documentation explaining the delay.

Benefit week: In South Carolina, the benefit week runs from Sunday through Saturday. The effective date of a claim is typically the Sunday of the week the claim is filed.

Source: S.C. Code § 41-35-110 (continuing claim requirements)
Certification instructions: https://dew.sc.gov/individuals/applying-benefits

Work Search Requirements

Required work search activities:

According to South Carolina Code § 41-35-110, claimants must actively search for work and complete a minimum of 2 qualifying work search activities per week through the SC Works Online Services (SCWOS) portal.

This requirement was reinstated effective April 18, 2021.

Qualifying activities:

  1. Submitting job application to potential employer through SCWOS
  2. Attending job interview
  3. Attending job fair or hiring event
  4. Attending career center workshop
  5. Creating or updating resume in SCWOS (limited frequency)
  6. Networking activities documented through SCWOS
  7. Attending approved training or reemployment program

Documentation required:

For each work search activity in SCWOS, record:

  • Employer name and contact information
  • Date of activity
  • Type of activity (application, interview, etc.)
  • Position applied for or discussed
  • Method of contact
  • Result or outcome

Work search log: Maintained automatically through SC Works Online Services (SCWOS) portal at https://jobs.scworks.org/

Audit process:

South Carolina DEW conducts random audits of work search activities. Claimants must provide documentation upon request through SCWOS system. Failure to document work search may result in benefit denial for affected weeks.

Exemptions:

The following claimants are exempt from work search requirements:

  1. Temporary layoff with definite recall date
    Criteria: Employer provides written notice of recall date within 12 weeks. Claimant must return when recalled or lose benefits.
  2. Union hiring hall dispatch
    Criteria: Member of union with established hiring hall. Must register with hiring hall and be available for dispatch.
  3. Approved training program
    Criteria: Enrolled in DEW-approved training program. Must maintain satisfactory progress and attendance.
  4. Work search not feasible due to temporary condition
    Criteria: Medical condition documented by physician. Limited duration with periodic review.

Each exemption requires verification and approval by South Carolina DEW. Claimants must apply for exemption and provide supporting documentation.

Source: S.C. Code § 41-35-110 (work search requirements)
Work search guide: https://dew.sc.gov/
SCWOS portal: https://jobs.scworks.org/

Availability and Ability to Work Requirements

Able to work:

Claimants must be physically and mentally capable of performing work in their usual occupation or other suitable employment. Temporary illness or injury may disqualify claimants until able to work.

Available for work:

Claimants must be available for full-time work (at least 30 hours per week) unless their base period work was primarily part-time. Availability includes:

  • Willing to accept suitable work immediately
  • No restrictions preventing immediate employment
  • Available during normal business hours for occupation
  • Reasonable geographic availability

Registration requirements:

Claimants must register for work with SC Works within two weeks after submitting initial claim. Registration remains active throughout the benefit year but claimants must update resume every 90 days.

Source: S.C. Code § 41-35-110 (eligibility conditions)

Reporting Requirements

Income reporting:

Claimants must report ALL gross earnings for any work performed during a claim week, even if not yet paid. Gross wages means total amount before any deductions.

Failure to report earnings is considered fraud and may result in:

  • Benefit disqualification
  • Repayment of overpaid benefits
  • Monetary penalties
  • Criminal prosecution

Other reportable income:

  • Vacation pay
  • Holiday pay
  • Severance pay
  • Pension or retirement payments
  • Workers’ compensation benefits
  • Disability benefits

Source: S.C. Code § 41-35-110 and § 41-41-40

What Happens After Filing a Claim

Claim processing steps:

  1. Initial claim received – South Carolina DEW receives application through MyBenefits Portal
  2. Employer notification – Employer receives Request for Separation Information (Form UCB-101-S) and has 10 days to respond
  3. Monetary determination issued – Shows wages, WBA, MBA, benefit year dates (issued within 7-10 days)
  4. Non-monetary determination (if needed) – Investigation of eligibility issues (variable timeline of 14-30 days)
  5. Waiting week served – First compensable week of unemployment (no payment)
  6. First payment – If approved and no issues, payment issued for first compensable week after waiting week

Monetary determination:

Document showing:

  • Base period wages by quarter and employer
  • Weekly benefit amount (WBA)
  • Maximum benefit amount (MBA)
  • Benefit year beginning date
  • Benefit year ending date

Claimants receive monetary determination by mail and through MyBenefits Portal. If wages are missing from base period, claimants may contact DEW at 1-866-831-1724 to request wage verification.

Non-monetary determination:

Issued when eligibility questions exist regarding:

  • Reason for separation from employment
  • Availability for work
  • Ability to work
  • Refusal of work
  • Work search compliance
  • Other disqualifying issues

Investigation process:

  • Fact-finding interview scheduled (typically telephone)
  • Employer and claimant provide information and documentation
  • Evidence submitted and reviewed by DEW adjudicator
  • Determination issued with findings, conclusions, and appeal rights

Typical timeline:

  • Monetary determination: 7-10 days after filing
  • Non-monetary determination: 14-30 days (if required)
  • First payment: 2-3 weeks if no issues; 4-6 weeks if issues require investigation

Source: South Carolina DEW claims processing information
Processing timeline: https://dew.sc.gov/individuals/how-unemployment-insurance-works

Reasons an Unemployment Claim May Be Denied

Monetary denial:

Claims denied for insufficient wages must meet minimum earnings thresholds:

  • High quarter wages below $1,092
  • Total base period wages below $4,455
  • Total wages less than 1.5 times high quarter wages
  • Insufficient wages in covered employment

Non-monetary denial (disqualifications):

  1. Voluntary quit without good cause
    Disqualification: Duration of unemployment until requalification by earning eight times WBA in new employment
  2. Discharge for misconduct
    Disqualification: Until individual secures new employment and earns wages equal to at least eight times the weekly benefit amount
  3. Discharge for cause (without misconduct)
    Disqualification: Between 5 to 19 weeks depending on severity
  4. Refusal of suitable work
    Disqualification: Variable based on circumstances, typically until requalification
  5. Failure to meet availability requirements
    Disqualification: Until requirements met and documented
  6. Work search non-compliance
    Disqualification: Week(s) of non-compliance; benefits denied for specific weeks

Administrative denial:

  • Incomplete application
  • Failure to provide required documentation
  • Missed fact-finding interview
  • Identity verification failure
  • Non-response to DEW requests
  • Failure to register with SC Works
  • Failure to serve waiting week

Special disqualifications:

  • School employees between academic terms (benefits denied if reasonable assurance of returning)
  • Individuals in approved training without waiver
  • Claimants receiving workers’ compensation (offset may apply)
  • Recipients of certain pension or retirement payments (offset may apply)

Source: S.C. Code § 41-35-120 (disqualification provisions)
Denial appeal information: https://dew.sc.gov/individuals/appeals

How to Appeal an Unemployment Decision in South Carolina

Appeal Deadlines

Filing deadline: 10 calendar days from the mailing date of determination

CRITICAL: Appeals must be filed within 10 calendar days of the date the determination was mailed (shown on notice), NOT the date received.

Calculation: If determination mailed January 15, 2026, the appeal deadline is January 25, 2026. If the 10th day falls on a weekend or recognized holiday, the appeal period extends to the next business day.

Postmark rule: Appeals mailed must be postmarked on or before the deadline. South Carolina accepts hand-delivered appeals during business hours.

Late appeals: May be accepted for good cause if claimant can demonstrate valid reason for late filing (e.g., serious illness, hospitalization, natural disaster). Claimant must provide supporting documentation with late appeal.

Source: S.C. Code § 41-35-660 (appeal deadlines)
Official text: https://www.scstatehouse.gov/code/t41c035.php

Appeal Filing Process

How to file appeal:

Online: MyBenefits Portal at https://dew.sc.gov/ – fastest method
Mail:
S.C. Department of Employment and Workforce
Appeal Tribunal
P.O. Box 995
Columbia, SC 29202

Fax: Available – number provided on determination notice
In-person: SC Works Centers – accepted during business hours

Required information:

  • Claimant name and Social Security number
  • Determination being appealed (include document number from notice)
  • Specific reason for disagreement with determination
  • Supporting facts and circumstances
  • Handwritten signature and date

Appeal forms:

  • Form APP-100: Appeal regarding UI benefits (general appeal form)
  • Form APP-107: Application for issuance of witness subpoena

Forms available at https://dew.sc.gov/individuals/appeals

Confirmation: South Carolina DEW sends written confirmation of appeal receipt. Documentation of appeal submission and proof of mailing (certified mail receipt or fax confirmation) serves as evidence of timely filing.

Continuing benefits during appeal:

Claimants who continue to file weekly claims while appeal is pending receive payment for all eligible weeks if appeal is successful. Failure to file weekly claims may result in loss of benefits even if appeal is won.

Source: South Carolina DEW appeals process page
Official URL: https://dew.sc.gov/individuals/appeals

Hearing Process

Hearing notification:

Notice of hearing mailed or posted in MyBenefits Portal at least 10 days before scheduled hearing date, including:

  • Date and time of hearing
  • Hearing method (telephone, video, or in-person)
  • Parties involved in hearing
  • Issues to be decided
  • Instructions for evidence submission
  • Instructions for requesting postponement

Hearing format:

  • Type: Primarily telephone hearings; some in-person hearings at SC Works Centers
  • Officer: Administrative Hearing Officer appointed by DEW
  • Duration: Typically 30-60 minutes depending on complexity
  • Recording: Hearing recorded for potential further appeal

Evidence submission:

Evidence must be submitted at least 24 hours before the hearing date.

Deadline: At least 24 hours before hearing
Method: Upload to MyBenefits Portal, mail, or fax to Appeal Tribunal
Requirement: Provide copies to all parties (employer and DEW)
Accepted formats: Documents, photographs, employment records, medical records, correspondence

Documents submitted less than 24 hours before hearing may not be considered by hearing officer.

Subpoenas:

Parties may request subpoenas to compel witness testimony or document production using Form APP-107. Subpoenas must be requested sufficiently in advance of hearing to allow time for service. Subpoenas cannot be served outside South Carolina.

Hearing procedures:

  1. Hearing officer explains process, issues to be decided, and parties’ rights
  2. All parties and witnesses sworn in under oath
  3. Claimant presents testimony and evidence first
  4. Employer presents testimony and evidence (if participating)
  5. Hearing officer may question witnesses and parties
  6. Cross-examination permitted
  7. Closing statements by parties
  8. Hearing concluded

Postponement requests:

Postponements granted only for emergencies or good cause. Request must be made as soon as possible before scheduled hearing date by calling Appeal Tribunal at 803-737-2520.

Failure to participate:

If claimant fails to participate in hearing without good cause, appeal may be dismissed. If employer fails to participate, hearing proceeds without employer input.

Decision:

Written decision issued within 30 days after hearing, mailed to all parties and posted in MyBenefits Portal. Decision includes:

  • Findings of fact based on evidence
  • Conclusions of law
  • Decision (affirm, modify, or reverse original determination)
  • Reasoning and legal basis for decision
  • Appeal rights to Appellate Panel

Source: S.C. Code § 41-35-680 (hearing procedures); South Carolina DEW hearing guide
Hearing preparation guide: https://dew.sc.gov/individuals/appeals

Further Appeals

Second-level appeal (Appellate Panel):

Appeals of Appeal Tribunal decisions may be filed with the DEW Appellate Panel:

Panel composition: Three-member panel appointed by General Assembly
Deadline: 10 calendar days from mailing date of Appeal Tribunal decision
Method: Form APP-111 (Application for Leave to Appeal) submitted to Appellate Panel
Address:
S.C. Department of Employment and Workforce
Appellate Panel
P.O. Box 995
Columbia, SC 29202

Review type: Record review only – no new hearing or new evidence accepted

The Appellate Panel reviews:

  • Transcript of Appeal Tribunal hearing
  • Documentary evidence submitted at hearing
  • Appeal Tribunal decision and findings
  • Written arguments submitted by parties

Decision timeline: Typically 45-60 days from filing of appeal

Appellate Panel decision is based on:

  • Whether substantial evidence supports Appeal Tribunal findings
  • Whether Appeal Tribunal applied correct law
  • Whether decision was arbitrary or capricious

Judicial appeal (Circuit Court):

Final administrative decisions of Appellate Panel may be appealed to South Carolina Circuit Court:

Deadline: 30 days from Appellate Panel decision
Jurisdiction: South Carolina Circuit Court in county of claimant’s residence
Filing: Petition for judicial review filed with Circuit Court
Representation: Legal counsel permitted for judicial review proceedings

Standard of review: Circuit Court reviews whether Appellate Panel decision:

  • Is supported by substantial evidence
  • Is affected by error of law
  • Is arbitrary, capricious, or abuse of discretion

Source: S.C. Code § 41-35-710 (administrative appeals) and § 41-35-750 (judicial review)
Official statute: https://www.scstatehouse.gov/code/t41c035.php

Unemployment Fraud, Penalties, and Overpayments

Fraud Definition and Examples

Fraud defined:

According to South Carolina law, unemployment fraud occurs when a person knowingly makes a false statement or representation, or knowingly fails to disclose a material fact, to obtain or increase benefit payments.

Common fraud examples:

  • Failing to report work or earnings while certifying for benefits
  • Providing false information about job separation reason
  • Claiming benefits while incarcerated
  • Using another person’s identity to file claim
  • Not reporting job refusals
  • Filing claims in multiple states simultaneously
  • Falsely reporting work search activities
  • Receiving benefits while receiving workers’ compensation without reporting

Source: S.C. Code § 41-41-40 (fraud provisions)

Penalties for Fraud

Administrative penalties:

Claimants found to have committed fraud must repay benefits received AND face additional penalties:

Repayment: 100% of fraudulently obtained benefits
Penalty: 33% of overpayment amount (administrative penalty added to overpayment debt)
Interest: Applies to unpaid balance
Disqualification: Ineligible for benefits for up to 52 weeks

Monetary penalty calculation:

According to S.C. Code § 41-41-40(E), a monetary penalty of 33% is assessed on any fraudulent overpayment determined by DEW.

Example:

  • Fraudulent benefits received: $3,000
  • Administrative penalty (33%): $990
  • Total amount owed: $3,990

Criminal penalties:

Unemployment fraud is a criminal offense under South Carolina Code:

Misdemeanor charges:
Offense: Willful violation of unemployment insurance law
Penalties: Fine of $50 to $250; potential jail time

Felony charges (severe fraud):
Offense: Providing false information to obtain benefits
Penalties: Fines up to $100,000; imprisonment up to 10 years

Criminal prosecution handled by South Carolina Attorney General’s office in cooperation with local district attorneys.

Source: S.C. Code § 41-41-40 (penalties) and § 41-41-50 (criminal provisions)
Report fraud: https://dew.sc.gov/individuals/unemployment-insurance-fraud or call 1-866-831-1724

Non-Fraud Overpayments

Overpayment without fraud:

Overpayments may occur without fraudulent intent due to:

  • DEW administrative error in processing
  • Delayed or corrected employer wage information
  • Reversed determination on appeal
  • Good faith mistake by claimant in reporting
  • Incorrect interpretation of eligibility rules

Repayment obligation:

Non-fraud overpayments must be repaid in full. However, unlike fraud overpayments, non-fraud overpayments do not include the 33% penalty.

Waiver eligibility:

South Carolina may waive non-fraud overpayments if:

  • Overpayment was not due to claimant’s fault
  • Repayment would create severe financial hardship
  • Claimant acted in good faith

Waiver application: Form available through MyBenefits Portal and must be submitted within the statutory appeal period (10 days from overpayment determination).

Repayment options:

  • Lump sum payment (online, mail, or phone)
  • Payment plan (typically 12-24 months based on amount)
  • Offset from future UI benefits (automatic if receiving benefits)
  • South Carolina income tax refund intercept (through Setoff Debt Program)
  • Federal income tax refund intercept (through Treasury Offset Program)

Collection methods:

DEW may collect overpayments through:

  • Deduction from current or future unemployment benefits
  • Setoff of state income tax refunds (South Carolina has no state income tax, but program exists for other state debts)
  • Treasury Offset Program (federal tax refunds)
  • Garnishment of wages (if authorized by court)
  • Collection agency referral

Statute of limitations:

  • Non-fraudulent overpayments: 5 years from date of final determination
  • Fraudulent overpayments: 8 years from date of final determination

Bankruptcy considerations:

Non-fraudulent overpayments may be discharged in bankruptcy. However, DEW retains right to offset future UI benefits even after bankruptcy discharge. Fraudulent overpayments and associated penalties are generally not dischargeable in bankruptcy.

Source: S.C. Code § 41-41-40 (overpayment recovery)
Repayment information: https://dew.sc.gov/individuals/how-unemployment-insurance-works/overpayments

Taxation of Unemployment Benefits in South Carolina

Federal Tax Treatment

Federal taxation:

Unemployment benefits are taxable income under federal law (26 U.S.C. § 85). Claimants receive Form 1099-G by January 31 showing:

  • Box 1: Total unemployment compensation paid during tax year
  • Box 4: Federal income tax withheld (if any)
  • Box 11: State or local income tax withheld (not applicable in SC)

Withholding option:

Claimants may request federal income tax withholding at 10% of weekly benefit amount. This election can be made when filing initial claim or at any time during the benefit year through MyBenefits Portal.

Tax reporting:

All unemployment benefits must be reported as income on federal tax return Form 1040. The amount is included in adjusted gross income and taxed at the claimant’s regular income tax rate.

Source: IRS Publication 525; 26 U.S.C. § 85
IRS unemployment information: https://www.irs.gov/individuals/employees/unemployment-compensation

State Tax Treatment

South Carolina taxation:

South Carolina does not impose a state income tax. Therefore, unemployment benefits are not subject to South Carolina state taxation.

No state withholding available: South Carolina DEW does not withhold state income taxes because the state does not have an income tax.

Source: South Carolina does not have state income tax
Verified: January 27, 2026

Form 1099-G

Form 1099-G distribution:

South Carolina DEW issues Form 1099-G by January 31 each year for benefits paid in the prior calendar year.

Access methods:

  • Mailed to address on file in MyBenefits Portal (sent last week of January)
  • Online through MyBenefits Portal (available after January 20)
  • By phone: Request at 1-866-831-1724

Form 1099-G information includes:

  • Payer: South Carolina Department of Employment and Workforce
  • Recipient: Claimant name, address, and Social Security number
  • Box 1: Total unemployment compensation paid
  • Box 2: State or local income tax refunds (not applicable)
  • Box 4: Federal income tax withheld
  • Box 6: Taxable grants (not typically applicable to UI)
  • Box 11: State or local income tax withheld (zero for SC)

Incorrect 1099-G:

If Form 1099-G shows incorrect amounts or benefits not received (potential identity theft):

Source: South Carolina DEW 1099-G information
Official URL: https://dew.sc.gov/

Special Unemployment Programs in South Carolina

Currently Active Programs (2026)

Extended Benefits (EB)

Program status (2026): Inactive

Extended Benefits provide additional weeks of unemployment compensation when South Carolina’s unemployment rate meets federal trigger criteria.

Trigger requirements:

Extended Benefits activate when:

  • Insured Unemployment Rate (IUR) exceeds 5% AND is at least 120% of the average for the same period in the prior two years, OR
  • Total Unemployment Rate (TUR) exceeds 6.5% AND is at least 110% of the average for the same period in the prior two years

Additional weeks available: Up to 13 weeks beyond standard 20-week duration (could provide total of 33 weeks)

Current status verification: URL: https://dew.sc.gov/
Last checked: January 27, 2026
Current status: EB not triggered; South Carolina unemployment rate below trigger thresholds

Source: EUCA § 202; S.C. Code Title 41
Federal EB information: https://oui.doleta.gov/unemploy/eb.asp

Shared Work Program

South Carolina does not currently operate a Shared Work or Short-Time Compensation program.

Source: U.S. Department of Labor state program directory
Verified: January 27, 2026

Trade Adjustment Assistance (TAA)

TAA program: Active (federal program administered by U.S. Department of Labor)

Workers who lose jobs due to foreign trade may qualify for:

  • Extended unemployment benefits (beyond regular state benefits)
  • Job training funding
  • Job search allowances
  • Relocation allowances

Eligibility: Employer must be certified by U.S. Department of Labor as trade-affected. Workers must be laid off or threatened with layoff due to increased imports or shift of production to foreign country.

South Carolina TAA services: Available through SC Works Centers

Contact information:
SC Works Centers throughout South Carolina
Location finder: https://jobs.scworks.org/

Source: Trade Act of 1974, 19 U.S.C. § 2271
DOL TAA information: https://www.dol.gov/agencies/eta/tradeact

Disaster Unemployment Assistance (DUA)

DUA availability: Available during federally declared disasters

Provides benefits to individuals who lost employment due to major disaster and are not eligible for regular UI.

Eligibility requirements:

  • Unemployed as direct result of federally declared major disaster
  • Not eligible for regular unemployment benefits
  • File application within 30 days of disaster declaration (extensions for good cause)

Activation: Only during presidentially declared major disasters affecting South Carolina
Application: Through South Carolina DEW when disasters declared
Duration: Up to 26 weeks of assistance

Recent activations: DUA has been activated for major hurricanes and other disasters affecting South Carolina.

Source: Robert T. Stafford Disaster Relief Act, 42 U.S.C. § 5177
FEMA DUA information: https://www.fema.gov/assistance/individual/program

Unemployment Compensation for Federal Employees (UCFE)

Program: Active (federal program)

Former federal civilian employees file unemployment claims through state UI system, but benefits are funded by federal government rather than state trust fund.

Benefits: Same weekly benefit amount and duration as regular South Carolina UI
Filing: Through MyBenefits Portal – select federal employee option
Required documentation: SF-8 or SF-50 form from federal agency

Source: 5 U.S.C. § 8501
Information: https://www.dol.gov/agencies/eta/unemployment-insurance/ucfe-ucx

Unemployment Compensation for Ex-Servicemembers (UCX)

Program: Active (federal program)

Former military service members file unemployment claims through state UI system, but benefits are funded by federal government.

Benefits: Same weekly benefit amount and duration as regular South Carolina UI
Filing: Through MyBenefits Portal – select ex-military option
Required documentation: DD Form 214 (Member 4 copy)

Source: 5 U.S.C. § 8521
Information: https://www.dol.gov/agencies/eta/unemployment-insurance/ucfe-ucx

Context: South Carolina Compared to National Benchmarks

South Carolina benefit levels in national context (2026):

  • Maximum WBA: $350 (among lowest in nation – ranks 44th of 50 states)
  • Duration: 20 weeks (below national norm of 26 weeks)
  • Unique features: Reduced benefit duration; no dependent allowances; no state income tax on benefits

National range:

  • Highest maximum WBA: Massachusetts ($1,015)
  • Lowest maximum WBA: Mississippi ($235)
  • Most common duration: 26 weeks

South Carolina’s maximum weekly benefit of $350 has remained largely unchanged since 2007. The state’s benefit levels are among the lowest nationally, though the state maintains this reflects its business-friendly approach and low unemployment rates.

For comprehensive state-by-state comparisons, see:
U.S. DOL Comparison: https://oui.doleta.gov/unemploy/comparison/

Source: U.S. Department of Labor, Comparison of State UI Laws 2026

Resources

South Carolina unemployment resources:

South Carolina Department of Employment and Workforce

  • Main website: https://dew.sc.gov/
  • Phone: 1-866-831-1724
  • TTY: Relay 711
  • Hours: Monday-Friday, 8:00 AM – 4:00 PM EST
  • Mailing address:
    S.C. Department of Employment and Workforce
    P.O. Box 995
    Columbia, SC 29202

MyBenefits Portal (Claims filing and management)

Appeals Office

  • Address:
    S.C. Department of Employment and Workforce
    Appeal Tribunal
    P.O. Box 995
    Columbia, SC 29202
  • Phone: 803-737-2520
  • TTY: Relay 711

Fraud Reporting

Employer Services

SC Works Centers (Job search and career services)

Federal resources:

U.S. Department of Labor – Unemployment Insurance

CareerOneStop

Internal Revenue Service

Source: Official government websites

Frequently Asked Questions: South Carolina Unemployment Benefits 2026

What are unemployment benefits in South Carolina?

Unemployment benefits in South Carolina provide temporary financial assistance to workers who lose their jobs through no fault of their own. The program is administered by the South Carolina Department of Employment and Workforce and funded by employer taxes. Benefits replace a portion of lost wages while individuals search for new employment.

How much can I receive in unemployment benefits in South Carolina?

South Carolina unemployment benefits range from $42 to $350 per week, calculated as 50% of your average weekly wage during the base period. Your maximum benefit amount equals your weekly benefit amount multiplied by 20 weeks. For example, if you qualify for the maximum $350 per week, you could receive up to $7,000 over the benefit year.

How long does it take to get unemployment benefits in South Carolina?

After filing your initial claim, a one-week waiting period applies. If there are no eligibility issues, first payment typically occurs 2-3 weeks after filing. Claims requiring investigation of eligibility issues may take 4-6 weeks for first payment. Weekly certifications filed during the waiting period establish eligibility for subsequent weeks.

Can I work part-time and still receive unemployment in South Carolina?

Yes, you can work part-time while receiving unemployment benefits. South Carolina allows you to earn up to one-fourth of your weekly benefit amount without reduction. Earnings exceeding one-fourth of your WBA are deducted dollar-for-dollar from your weekly benefit. You must report all gross earnings when filing your weekly certification, even if you have not yet been paid.

What disqualifies you from unemployment in South Carolina?

Common disqualifications include voluntarily quitting without good cause, discharge for misconduct, discharge for cause, refusing suitable work, and failing to meet work search requirements. Misconduct disqualifications last until you earn eight times your weekly benefit amount in new employment. Cause disqualifications typically last 5-19 weeks. You must also be able, available, and actively seeking work to remain eligible.

How do I file for unemployment in South Carolina?

File your unemployment claim online through the MyBenefits Portal at https://dew.sc.gov/. The portal is available 24/7 except during maintenance hours (11 PM – 3 AM). You will need your Social Security number, driver’s license or state ID, employment history for the past 18 months, and banking information if choosing direct deposit. The application takes approximately 45-60 minutes to complete.

Are unemployment benefits taxable in South Carolina?

Unemployment benefits are subject to federal income tax but not South Carolina state income tax (South Carolina has no state income tax). You can request 10% federal withholding when filing your claim or at any time through MyBenefits Portal. You will receive Form 1099-G by January 31 showing total benefits paid, which must be reported on your federal tax return.

How do I appeal an unemployment denial in South Carolina?

File your appeal within 10 calendar days of the determination mailing date using Form APP-100 through MyBenefits Portal, by mail, or by fax. Include your name, Social Security number, the determination being appealed, and specific reasons for disagreement. Continue filing weekly certifications during the appeal process. You will receive notice of a telephone hearing typically held 30-45 days after filing your appeal.

What is the work search requirement in South Carolina?

South Carolina requires two work search activities per week through the SC Works Online Services (SCWOS) portal. Qualifying activities include submitting job applications, attending interviews, job fairs, or workshops. Work search activities must be documented in SCWOS and are subject to audit. Exemptions may be granted for temporary layoff with definite recall, union hiring hall members, or approved training participants.

Can I collect unemployment if I was fired in South Carolina?

It depends on the reason for termination. If fired for misconduct (intentional violation of employer rules or disregard for employer’s interests), you are disqualified until requalifying through new employment. If fired for cause without misconduct (performance issues, inability to meet expectations), you may be disqualified for 5-19 weeks. If fired for reasons beyond your control, such as lack of skills or poor fit without fault, you may be eligible.

What happens if I receive an overpayment notice?

If you receive an overpayment notice, you have 10 days to appeal if you believe it is incorrect. Non-fraud overpayments must be repaid but can be waived if the overpayment was not your fault and repayment would cause hardship. Fraudulent overpayments must be repaid with a 33% penalty and result in disqualification for up to 52 weeks. Contact DEW at 1-866-831-1724 to discuss repayment options or waiver eligibility.

How do I update my address or contact information?

Log into your MyBenefits Portal account and click the “Change Personal Info” tab to update your address, phone number, email, or payment method. Keep your contact information current to ensure you receive important notices and correspondence from DEW. You can also update information by calling 1-866-831-1724.

Others

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Legal Disclaimer: Nature of This Compilation This document is a compilation of publicly available information from official government sources. It is NOT: Legal advice An interpretation of laws or regulations A substitute for consultation with a licensed attorney A comprehensive treatment of all applicable laws Guaranteed to be complete or current